CONSOLIDATED BALANCE SHEETS (USD $) In Thousands	Sep. 30, 2011		Dec. 31, 2010
Cash and cash equivalents:
Cash and due from banks	$ 7,568		$ 4,119
Interest-bearing deposits with banks	14,217		14,176
Federal funds sold and securities purchased under agreements to resell	18,265		35,555
Total cash and cash equivalents	40,050		53,850
Investment securities:
Investment securities available for sale	81,012		63,783
Other investments, at cost	8,028		9,070
Total investment securities	89,040		72,853
Loans	591,055		572,392
Less allowance for loan losses	(8,751)		(8,386)
Loans, net	582,304		564,006
Bank owned life insurance	17,916		14,528
Property and equipment, net	16,516		15,884
Deferred income taxes	3,009		2,994
Other assets	9,271		12,375
Total assets	758,106		736,490
LIABILITIES AND SHAREHOLDERS' EQUITY
Deposits	554,676		536,296
Federal Home Loan Bank advances and repurchase agreements	122,700		122,700
Junior subordinated debentures	13,403		13,403
Other liabilities	5,459		4,875
Total liabilities	696,238		677,274
Shareholders' equity:
Preferred stock, par value $.01 per share, 10,000,000 shares authorized, 17,299 shares issued and outstanding (1)	16,524	[1]	16,317	[1]
Common stock, par value $.01 per share, 10,000,000 shares authorized, 3,473,613 and 3,457,877 shares issued and outstanding at September 30, 2011 and December 31, 2010, respectively	35		35
Nonvested restricted stock	(17)
Additional paid-in capital (1)	37,025	[1]	36,729	[1]
Accumulated other comprehensive income (loss)	667		(707)
Retained earnings (1)	7,634	[1]	6,842	[1]
Total shareholders' equity	61,868	[1]	59,216	[1]
Total liabilities and shareholders' equity	$ 758,106		$ 736,490

[1] See Note 1 to financial statements for information related to a correction of an error.