The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Adobe Systems Inc COM 00724F101   1,964 3,893 SH   SOLE   3,865 0 28
Alphabet Inc A COM 02079K305   4,583 30,364 SH   SOLE   30,119 0 245
Alphabet Inc C COM 02079K107   1,315 8,635 SH   SOLE   8,635 0 0
Amazon.com Inc COM 023135106   4,180 23,175 SH   SOLE   23,018 0 157
American States Water Co COM 029899101   271 3,750 SH   SOLE   3,750 0 0
American Tower Corp COM 03027X100   834 4,220 SH   SOLE   4,220 0 0
American Water Works Co Inc COM 030420103   1,615 13,212 SH   SOLE   13,118 0 94
Amgen Inc COM 031162100   2,105 7,403 SH   SOLE   7,348 0 55
Apple Inc COM 037833100   10,407 60,692 SH   SOLE   60,318 0 374
Automatic Data Processing Inc COM 053015103   3,110 12,451 SH   SOLE   12,384 0 67
AvalonBay Communities Inc COM 053484101   237 1,275 SH   SOLE   1,275 0 0
Bank of America Corporation COM 060505104   750 19,783 SH   SOLE   19,783 0 0
Berkshire Hathaway Inc B COM 084670702   3,074 7,309 SH   SOLE   7,309 0 0
BlackRock Inc COM 09247X101   2,700 3,238 SH   SOLE   3,215 0 23
Bristol-Myers Squibb Company COM 110122108   1,328 24,484 SH   SOLE   24,404 0 80
Broadcom Inc Com COM 11135F101   2,265 1,709 SH   SOLE   1,693 0 16
Chevron Corp COM 166764100   1,350 8,561 SH   SOLE   8,561 0 0
Chubb Ltd COM H1467J104   2,375 9,164 SH   SOLE   9,083 0 81
Cisco Systems Inc COM 17275R102   1,494 29,924 SH   SOLE   29,839 0 85
Coca-Cola Co COM 191216100   1,262 20,635 SH   SOLE   20,635 0 0
Cognizant Technology Solutions COM 192446102   947 12,917 SH   SOLE   12,877 0 40
Comcast Corp Class A COM 20030N101   997 23,009 SH   SOLE   22,954 0 55
Corpay Inc COM 219948106   1,195 3,874 SH   SOLE   3,863 0 11
Costco Wholesale Corp COM 22160K105   1,884 2,571 SH   SOLE   2,556 0 15
Crown Castle International Corp COM 22822V101   419 3,961 SH   SOLE   3,961 0 0
Digital Realty Trust Inc COM 253868103   374 2,596 SH   SOLE   2,596 0 0
Elevance Health COM 036752103   2,231 4,302 SH   SOLE   4,272 0 30
Eli Lilly and Co COM 532457108   237 305 SH   SOLE   305 0 0
Equinix Inc COM 29444U700   684 829 SH   SOLE   829 0 0
Exxon Mobil Corp COM 30231G102   1,141 9,812 SH   SOLE   9,688 0 124
Fiserv Inc COM 337738108   1,402 8,772 SH   SOLE   8,745 0 27
Goldman Sachs Group Inc COM 38141G104   961 2,300 SH   SOLE   2,300 0 0
Honeywell International Inc COM 438516106   809 3,940 SH   SOLE   3,940 0 0
iShares Core S&P Mid-Cap COM 464287507   471 7,750 SH   SOLE   7,750 0 0
iShares Core S&P Small-Cap COM 464287804   307 2,780 SH   SOLE   2,780 0 0
iShares MSCI EAFE COM 464287465   296 3,710 SH   SOLE   3,710 0 0
Johnson & Johnson COM 478160104   2,495 15,771 SH   SOLE   15,663 0 108
JPMorgan Chase & Co COM 46625H100   3,207 16,013 SH   SOLE   15,877 0 136
Kenvue COM 49177J102   1,288 60,002 SH   SOLE   59,787 0 215
Kimberly-Clark Corp COM 494368103   980 7,573 SH   SOLE   7,540 0 33
Live Nation Entertainment Inc COM 538034109   1,027 9,714 SH   SOLE   9,684 0 30
Louis Vuitton Moet Hennessy COM 502441306   1,835 10,138 SH   SOLE   10,071 0 67
Madison Square Garden Sports COM 55825T103   488 2,645 SH   SOLE   2,634 0 11
Martin Marietta Materials Inc COM 573284106   2,013 3,279 SH   SOLE   3,257 0 22
McDonald s Corp COM 580135101   2,216 7,860 SH   SOLE   7,795 0 65
Medtronic PLC COM G5960L103   1,401 16,071 SH   SOLE   15,935 0 136
Merck & Co Inc COM 58933Y105   1,152 8,729 SH   SOLE   8,729 0 0
Meta Platforms COM 30303M102   3,539 7,288 SH   SOLE   7,237 0 51
Microsoft Corp COM 594918104   11,542 27,433 SH   SOLE   27,256 0 177
Mondelez International Inc Class A COM 609207105   1,033 14,763 SH   SOLE   14,710 0 53
Netflix Inc COM 64110L106   1,682 2,770 SH   SOLE   2,752 0 18
NextEra Energy Inc COM 65339F101   1,945 30,436 SH   SOLE   30,191 0 245
Nike Inc B COM 654106103   1,134 12,065 SH   SOLE   12,065 0 0
NVIDIA Corp COM 67066G104   5,663 6,267 SH   SOLE   6,221 0 46
Opendoor Technologies COM 683712103   30 10,000 SH   SOLE   10,000 0 0
PayPal Holdings Inc COM 70450Y103   1,050 15,678 SH   SOLE   15,636 0 42
PepsiCo Inc COM 713448108   1,507 8,613 SH   SOLE   8,613 0 0
Procter & Gamble Co COM 742718109   694 4,280 SH   SOLE   4,280 0 0
Prologis Inc COM 74340W103   881 6,769 SH   SOLE   6,769 0 0
Public Storage COM 74460D109   407 1,404 SH   SOLE   1,404 0 0
S&P Global Inc COM 78409V104   1,992 4,683 SH   SOLE   4,644 0 39
SBA Communications Corp COM 78410G104   217 1,000 SH   SOLE   1,000 0 0
Schwab 1 5 Year Corp Bond ETF COM 808524714   614 12,713 SH   SOLE   12,713 0 0
Schwab Int-Term US Treasury ETF COM 808524854   453 9,232 SH   SOLE   9,232 0 0
Schwab Short-Term US Treasury ETF COM 808524862   415 8,616 SH   SOLE   8,616 0 0
Schwab US Aggregate Bond ETF COM 808524839   651 14,157 SH   SOLE   14,157 0 0
Schwab US Broad Market ETF COM 808524102   387 6,333 SH   SOLE   6,333 0 0
Schwab US Dividend Equity ETF COM 808524797   684 8,484 SH   SOLE   8,484 0 0
Schwab US Large-Cap Growth ETF COM 808524300   666 7,180 SH   SOLE   7,180 0 0
Schwab US Large-Cap Value ETF COM 808524409   1,530 20,142 SH   SOLE   18,382 0 1,760
Schwab US Mid-Cap ETF COM 808524508   346 4,248 SH   SOLE   4,248 0 0
Schwab US REIT ETF COM 808524847   1,038 51,112 SH   SOLE   51,112 0 0
Schwab US TIPS ETF COM 808524870   1,685 32,313 SH   SOLE   32,313 0 0
Simon Property Group Inc COM 828806109   471 3,007 SH   SOLE   3,007 0 0
SPDR Gold Shares COM 78463V107   1,402 6,815 SH   SOLE   6,815 0 0
SPDR S&P 500 ETF COM 78462F103   586 1,120 SH   SOLE   1,120 0 0
Starbucks Corp COM 855244109   1,587 17,367 SH   SOLE   17,241 0 126
Stryker Corp COM 863667101   2,537 7,089 SH   SOLE   7,046 0 43
Sysco Corp COM 871829107   1,330 16,389 SH   SOLE   16,336 0 53
The Hershey Co COM 427866108   1,670 8,588 SH   SOLE   8,533 0 55
The Home Depot Inc COM 437076102   1,108 2,888 SH   SOLE   2,888 0 0
The Travelers Companies Inc COM 89417E109   897 3,896 SH   SOLE   3,896 0 0
Union Pacific Corp COM 907818108   1,858 7,554 SH   SOLE   7,530 0 24
UnitedHealth Group Inc COM 91324P102   1,144 2,313 SH   SOLE   2,313 0 0
Vanguard Growth ETF COM 922908736   330 960 SH   SOLE   960 0 0
Vanguard Total Stock Market ETF COM 922908769   727 2,799 SH   SOLE   2,799 0 0
Visa Inc Class A COM 92826C839   3,451 12,367 SH   SOLE   12,287 0 80
Waste Management Inc COM 94106L109   2,220 10,413 SH   SOLE   10,306 0 107
Waters Corp COM 941848103   1,137 3,304 SH   SOLE   3,295 0 9