The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Adobe Systems Inc COM 00724F101   2,005 4,100 SH   SOLE   4,071 0 29
Alphabet Inc A COM 02079K305   3,848 32,146 SH   SOLE   31,886 0 260
Alphabet Inc C COM 02079K107   1,096 9,062 SH   SOLE   9,062 0 0
Amazon.com Inc COM 023135106   3,053 23,418 SH   SOLE   23,256 0 162
American States Water Co COM 029899101   396 4,552 SH   SOLE   4,552 0 0
American Tower Corp COM 03027X100   822 4,237 SH   SOLE   4,237 0 0
American Water Works Co Inc COM 030420103   1,956 13,705 SH   SOLE   13,611 0 94
Amgen Inc COM 031162100   2,091 9,420 SH   SOLE   9,346 0 74
Apple Inc COM 037833100   12,411 63,984 SH   SOLE   63,577 0 407
Automatic Data Processing Inc COM 053015103   2,925 13,307 SH   SOLE   13,233 0 74
AvalonBay Communities Inc COM 053484101   244 1,287 SH   SOLE   1,287 0 0
Bank of America Corporation COM 060505104   568 19,783 SH   SOLE   19,783 0 0
Berkshire Hathaway Inc B COM 084670702   2,696 7,906 SH   SOLE   7,906 0 0
BlackRock Inc COM 09247X101   2,382 3,447 SH   SOLE   3,421 0 26
Bristol-Myers Squibb Company COM 110122108   2,147 33,568 SH   SOLE   33,324 0 244
Broadcom Inc Com COM 11135F101   1,746 2,013 SH   SOLE   1,997 0 16
Chevron Corp COM 166764100   707 4,490 SH   SOLE   4,490 0 0
Chubb Ltd COM H1467J104   1,884 9,786 SH   SOLE   9,701 0 85
Cisco Systems Inc COM 17275R102   1,600 30,930 SH   SOLE   30,845 0 85
Coca-Cola Co COM 191216100   1,303 21,635 SH   SOLE   21,635 0 0
Cognizant Technology Solutions COM 192446102   868 13,297 SH   SOLE   13,257 0 40
Comcast Corp Class A COM 20030N101   1,026 24,685 SH   SOLE   24,620 0 65
Costco Wholesale Corp COM 22160K105   1,568 2,913 SH   SOLE   2,898 0 15
Crown Castle International Corp COM 22822V101   454 3,984 SH   SOLE   3,984 0 0
Digital Realty Trust Inc COM 253868103   298 2,616 SH   SOLE   2,616 0 0
Dominion Energy COM 25746U109   624 12,049 SH   SOLE   12,008 0 41
Elevance Health COM 036752103   1,942 4,371 SH   SOLE   4,341 0 30
Equinix Inc COM 29444U700   655 835 SH   SOLE   835 0 0
Exxon Mobil Corp COM 30231G102   1,566 14,600 SH   SOLE   14,476 0 124
Fiserv Inc COM 337738108   1,180 9,352 SH   SOLE   9,325 0 27
Fleetcor Technologies Inc COM 339041105   1,024 4,079 SH   SOLE   4,068 0 11
Goldman Sachs Group Inc COM 38141G104   755 2,341 SH   SOLE   2,341 0 0
Honeywell International Inc COM 438516106   924 4,455 SH   SOLE   4,455 0 0
iShares Core S&P Mid-Cap COM 464287507   405 1,550 SH   SOLE   1,550 0 0
iShares Core S&P Small-Cap COM 464287804   277 2,780 SH   SOLE   2,780 0 0
iShares MSCI EAFE COM 464287465   269 3,710 SH   SOLE   3,710 0 0
Johnson & Johnson COM 478160104   2,695 16,283 SH   SOLE   16,170 0 113
JPMorgan Chase & Co COM 46625H100   2,474 17,013 SH   SOLE   16,870 0 143
Live Nation Entertainment Inc COM 538034109   916 10,052 SH   SOLE   10,022 0 30
Lockheed Martin Corp COM 539830109   494 1,072 SH   SOLE   1,072 0 0
Louis Vuitton Moet Hennessy COM 502441306   1,590 8,418 SH   SOLE   8,396 0 22
Madison Square Garden Sports COM 55825T103   618 3,284 SH   SOLE   3,270 0 14
Martin Marietta Materials Inc COM 573284106   1,729 3,744 SH   SOLE   3,717 0 27
McDonald s Corp COM 580135101   2,458 8,237 SH   SOLE   8,172 0 65
Medtronic PLC COM G5960L103   1,524 17,301 SH   SOLE   17,155 0 146
Merck & Co Inc COM 58933Y105   1,147 9,939 SH   SOLE   9,939 0 0
Meta Platforms COM 30303M102   2,211 7,706 SH   SOLE   7,655 0 51
Microsoft Corp COM 594918104   10,247 30,089 SH   SOLE   29,893 0 196
Mondelez International Inc Class A COM 609207105   1,335 18,305 SH   SOLE   18,240 0 65
NextEra Energy Inc COM 65339F101   2,058 27,741 SH   SOLE   27,531 0 210
NVIDIA Corp COM 67066G104   3,474 8,213 SH   SOLE   8,153 0 60
PayPal Holdings Inc COM 70450Y103   612 9,164 SH   SOLE   9,137 0 27
PepsiCo Inc COM 713448108   1,440 7,773 SH   SOLE   7,773 0 0
Procter & Gamble Co COM 742718109   1,672 11,019 SH   SOLE   10,989 0 30
Prologis Inc COM 74340W103   835 6,810 SH   SOLE   6,810 0 0
Public Storage COM 74460D109   413 1,416 SH   SOLE   1,416 0 0
RTX Corporation COM 75513E101   1,918 19,582 SH   SOLE   19,438 0 144
S&P Global Inc COM 78409V104   1,973 4,922 SH   SOLE   4,883 0 39
SBA Communications Corp COM 78410G104   234 1,010 SH   SOLE   1,010 0 0
Schwab 1 5 Year Corp Bond ETF COM 808524714   879 18,591 SH   SOLE   18,591 0 0
Schwab Int-Term US Treasury ETF COM 808524854   612 12,413 SH   SOLE   12,413 0 0
Schwab Short-Term US Treasury ETF COM 808524862   544 11,329 SH   SOLE   11,329 0 0
Schwab US Aggregate Bond ETF COM 808524839   958 20,746 SH   SOLE   20,746 0 0
Schwab US Broad Market ETF COM 808524102   344 6,658 SH   SOLE   6,658 0 0
Schwab US Dividend Equity ETF COM 808524797   616 8,484 SH   SOLE   8,484 0 0
Schwab US Large-Cap Growth ETF COM 808524300   554 7,388 SH   SOLE   7,388 0 0
Schwab US Large-Cap Value ETF COM 808524409   1,245 18,556 SH   SOLE   16,796 0 1,760
Schwab US Mid-Cap ETF COM 808524508   356 5,011 SH   SOLE   5,011 0 0
Schwab US REIT ETF COM 808524847   1,072 54,894 SH   SOLE   54,894 0 0
Schwab US TIPS ETF COM 808524870   2,857 54,483 SH   SOLE   54,483 0 0
Simon Property Group Inc COM 828806109   350 3,035 SH   SOLE   3,035 0 0
SPDR Gold Shares COM 78463V107   1,215 6,815 SH   SOLE   6,815 0 0
SPDR S&P 500 ETF COM 78462F103   496 1,120 SH   SOLE   1,120 0 0
Starbucks Corp COM 855244109   1,483 14,970 SH   SOLE   14,930 0 40
Stryker Corp COM 863667101   2,169 7,111 SH   SOLE   7,064 0 47
Sysco Corp COM 871829107   1,506 20,296 SH   SOLE   20,156 0 140
The Home Depot Inc COM 437076102   961 3,094 SH   SOLE   3,094 0 0
The Travelers Companies Inc COM 89417E109   814 4,685 SH   SOLE   4,685 0 0
Union Pacific Corp COM 907818108   1,587 7,758 SH   SOLE   7,734 0 24
UnitedHealth Group Inc COM 91324P102   1,118 2,326 SH   SOLE   2,326 0 0
Vanguard Growth ETF COM 922908736   272 960 SH   SOLE   960 0 0
Visa Inc Class A COM 92826C839   3,061 12,888 SH   SOLE   12,804 0 84
Walgreen Boots Alliance Inc COM 931427108   646 22,658 SH   SOLE   22,570 0 88
Walt Disney Co COM 254687106   1,107 12,400 SH   SOLE   12,319 0 81
Waste Management Inc COM 94106L109   1,917 11,056 SH   SOLE   10,943 0 113