The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Adobe Systems Inc COM 00724F101 1,123 4,080 SH   SOLE   4,053 0 27
Alphabet Inc A COM 02079K305 3,264 34,121 SH   SOLE   33,861 0 260
Alphabet Inc C COM 02079K107 900 9,365 SH   SOLE   9,365 0 0
Amazon.com Inc COM 023135106 3,175 28,097 SH   SOLE   27,935 0 162
American States Water Co COM 029899101 460 5,905 SH   SOLE   5,905 0 0
American Tower Corp COM 03027X100 896 4,174 SH   SOLE   4,174 0 0
American Water Works Co Inc COM 030420103 1,962 15,073 SH   SOLE   14,974 0 99
Amgen Inc COM 031162100 2,224 9,868 SH   SOLE   9,792 0 76
Apple Inc COM 037833100 9,958 72,058 SH   SOLE   71,631 0 427
Automatic Data Processing Inc COM 053015103 3,291 14,549 SH   SOLE   14,475 0 74
AvalonBay Communities Inc COM 053484101 233 1,263 SH   SOLE   1,263 0 0
Ball Corp COM 058498106 596 12,340 SH   SOLE   12,302 0 38
Bank of America Corporation COM 060505104 597 19,783 SH   SOLE   19,783 0 0
Berkshire Hathaway Inc B COM 084670702 2,105 7,884 SH   SOLE   7,884 0 0
BlackRock Inc COM 09247X101 2,145 3,898 SH   SOLE   3,871 0 27
Bristol-Myers Squibb Company COM 110122108 2,446 34,402 SH   SOLE   34,158 0 244
Broadcom Inc Com COM 11135F101 965 2,173 SH   SOLE   2,153 0 20
Chubb Ltd COM H1467J104 2,011 11,059 SH   SOLE   10,969 0 90
Cisco Systems Inc COM 17275R102 1,456 36,408 SH   SOLE   36,308 0 100
Coca-Cola Co COM 191216100 1,268 22,635 SH   SOLE   22,635 0 0
Cognizant Technology Solutions COM 192446102 848 14,761 SH   SOLE   14,641 0 120
Comcast Corp Class A COM 20030N101 812 27,696 SH   SOLE   27,502 0 194
Costco Wholesale Corp COM 22160K105 1,359 2,878 SH   SOLE   2,873 0 5
Crown Castle International Corp COM 22822V101 568 3,929 SH   SOLE   3,929 0 0
Digital Realty Trust Inc COM 253868103 255 2,573 SH   SOLE   2,573 0 0
Dominion Energy COM 25746U109 1,019 14,738 SH   SOLE   14,697 0 41
Elevance Health COM 036752103 1,909 4,202 SH   SOLE   4,193 0 9
Equinix Inc COM 29444U700 468 823 SH   SOLE   823 0 0
Fiserv Inc COM 337738108 932 9,961 SH   SOLE   9,934 0 27
Fleetcor Technologies Inc COM 339041105 759 4,311 SH   SOLE   4,300 0 11
Goldman Sachs Group Inc COM 38141G104 659 2,250 SH   SOLE   2,250 0 0
Honeywell International Inc COM 438516106 731 4,379 SH   SOLE   4,379 0 0
iShares Core S&P Mid-Cap COM 464287507 340 1,550 SH   SOLE   1,550 0 0
iShares Core S&P Small-Cap COM 464287804 242 2,780 SH   SOLE   2,780 0 0
iShares MSCI EAFE COM 464287465 208 3,710 SH   SOLE   3,710 0 0
Johnson & Johnson COM 478160104 2,753 16,852 SH   SOLE   16,739 0 113
JPMorgan Chase & Co COM 46625H100 1,920 18,370 SH   SOLE   18,223 0 147
Live Nation Entertainment Inc COM 538034109 812 10,674 SH   SOLE   10,644 0 30
Lockheed Martin Corp COM 539830109 1,136 2,942 SH   SOLE   2,942 0 0
LVMH Moet Hennessy Louis Vuitton COM 502441306 1,127 9,592 SH   SOLE   9,567 0 25
Madison Square Garden Sports COM 55825T103 683 4,998 SH   SOLE   4,984 0 14
Martin Marietta Materials Inc COM 573284106 1,351 4,194 SH   SOLE   4,165 0 29
McDonald s Corp COM 580135101 2,034 8,813 SH   SOLE   8,745 0 68
Medtronic PLC COM G5960L103 1,362 16,869 SH   SOLE   16,723 0 146
Merck & Co Inc COM 58933Y105 1,081 12,553 SH   SOLE   12,553 0 0
Meta Platforms COM 30303M102 1,244 9,170 SH   SOLE   9,109 0 61
Microsoft Corp COM 594918104 7,422 31,868 SH   SOLE   31,672 0 196
Mondelez International Inc Class A COM 609207105 1,040 18,972 SH   SOLE   18,907 0 65
NextEra Energy Inc COM 65339F101 2,308 29,437 SH   SOLE   29,227 0 210
Nike Inc B COM 654106103 474 5,698 SH   SOLE   5,698 0 0
NVIDIA Corp COM 67066G104 1,460 12,027 SH   SOLE   11,945 0 82
PayPal Holdings Inc COM 70450Y103 921 10,703 SH   SOLE   10,624 0 79
PepsiCo Inc COM 713448108 1,276 7,818 SH   SOLE   7,818 0 0
Procter & Gamble Co COM 742718109 1,541 12,205 SH   SOLE   12,175 0 30
Prologis Inc COM 74340W103 679 6,687 SH   SOLE   6,687 0 0
Public Storage COM 74460D109 407 1,391 SH   SOLE   1,391 0 0
Raytheon Technologies Ord COM 75513E101 2,628 32,098 SH   SOLE   31,848 0 250
S&P Global Inc COM 78409V104 1,599 5,235 SH   SOLE   5,196 0 39
SBA Communications Corp COM 78410G104 282 992 SH   SOLE   992 0 0
Schwab 1 5 Year Corp Bond ETF COM 808524714 1,019 22,014 SH   SOLE   22,014 0 0
Schwab Intermediate-Term US Treasury ETF COM 808524854 723 14,712 SH   SOLE   14,712 0 0
Schwab International Equity ETF COM 808524805 199 7,080 SH   SOLE   7,080 0 0
Schwab Short-Term US Treasury ETF COM 808524862 735 15,235 SH   SOLE   14,415 0 820
Schwab US Aggregate Bond ETF COM 808524839 1,112 24,546 SH   SOLE   24,546 0 0
Schwab US Broad Market ETF COM 808524102 280 6,658 SH   SOLE   6,658 0 0
Schwab US Dividend Equity ETF COM 808524797 564 8,485 SH   SOLE   8,485 0 0
Schwab US Large-Cap Growth ETF COM 808524300 457 8,187 SH   SOLE   8,187 0 0
Schwab US Large-Cap Value ETF COM 808524409 1,196 20,438 SH   SOLE   18,678 0 1,760
Schwab US Mid-Cap ETF COM 808524508 333 5,505 SH   SOLE   5,505 0 0
Schwab US REIT ETF COM 808524847 1,061 56,762 SH   SOLE   56,762 0 0
Schwab US TIPS ETF COM 808524870 3,450 66,602 SH   SOLE   65,908 0 694
Simon Property Group Inc COM 828806109 269 2,994 SH   SOLE   2,994 0 0
SPDR Gold Shares COM 78463V107 1,054 6,815 SH   SOLE   6,815 0 0
SPDR S&P 500 ETF COM 78462F103 400 1,120 SH   SOLE   1,120 0 0
Starbucks Corp COM 855244109 1,186 14,075 SH   SOLE   13,943 0 132
Stryker Corp COM 863667101 1,602 7,910 SH   SOLE   7,863 0 47
Sysco Corp COM 871829107 1,424 20,140 SH   SOLE   20,070 0 70
The Home Depot Inc COM 437076102 799 2,895 SH   SOLE   2,895 0 0
The Travelers Companies Inc COM 89417E109 764 4,987 SH   SOLE   4,987 0 0
Union Pacific Corp COM 907818108 1,599 8,208 SH   SOLE   8,184 0 24
UnitedHealth Group Inc COM 91324P102 1,135 2,247 SH   SOLE   2,247 0 0
Vanguard Growth ETF COM 922908736 205 960 SH   SOLE   960 0 0
Verizon Communications Inc COM 92343V104 612 16,106 SH   SOLE   16,106 0 0
Visa Inc Class A COM 92826C839 2,457 13,829 SH   SOLE   13,743 0 86
Walgreen Boots Alliance Inc COM 931427108 731 23,277 SH   SOLE   23,189 0 88
Walt Disney Co COM 254687106 1,217 12,899 SH   SOLE   12,818 0 81
Waste Management Inc COM 94106L109 2,079 12,975 SH   SOLE   12,860 0 115