Exhibit 99.9

CONSENT OF APPOINTED ACTUARY

I hereby consent to the use and incorporation by reference in this Annual Report on Form 40-F of Manulife Financial Corporation (the “Company”) for the year ended December 31, 2015 of my Appointed Actuary’s Report to the Shareholders and Directors dated February 18, 2016 (the “Report”), relating to the valuation of the policy liabilities of the Company for its Consolidated Balance Sheets as at December 31, 2015 and 2014 and their change in the Consolidated Statements of Operations for the years then ended.

/s/ Cindy L. Forbes

Cindy L. Forbes

Executive Vice President and Chief Actuary

Fellow, Canadian Institute of Actuaries

Toronto, Canada

Date: February 18, 2016