NewsRelease

C$ unless otherwise statedTSX/NYSE/PSE: MFC     SEHK: 945For Immediate ReleaseFebruary 13, 2019

Manulife files 2018 Audited Annual Financial Statements and Related MD&A

TORONTO - Manulife Financial Corporation has filed its 2018 audited annual financial statements for the year ended December 31, 2018 and related MD&A with securities regulators, including with the Canadian Securities Administrators and with the U.S. Securities and Exchange Commission on Form 40-F. This information is available on the Company's website at manulife.com. Shareholders may also request a hard copy of this information free of charge through the Company's website.

About Manulife

Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. We operate primarily as John Hancock in the United States and Manulife elsewhere. We provide financial advice, insurance, as well as wealth and asset management solutions for individuals, groups and institutions. At the end of 2018, we had more than 34,000 employees, over 82,000 agents, and thousands of distribution partners, serving almost 28 million customers. As of December 31, 2018, we had over $1.1 trillion (US$794 billion) in assets under management and administration, and in the previous 12 months we made $29.0 billion in payments to our customers. Our principal operations in Asia, Canada and the United States are where we have served customers for more than 100 years. With our global headquarters in Toronto, Canada, we trade as 'MFC' on the Toronto, New York, and the Philippine stock exchanges and under '945' in Hong Kong.

Media Contact Brooke Tucker-Reid Manulife 647-528-9601 Brooke_tucker-reid@manulife.com Investor Relations Adrienne O’Neill Manulife 416-926-6997 adrienne_oneill@manulife.com