The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GLOBAL BUSINESS TRAVEL GROUP COM CL A 37890B100   165,143 21,475 SH   SOLE   0 0 0
3M CO COM 88579Y101   223,505 1,635 SH   SOLE   0 0 0
ABBVIE INC COM 00287Y109   547,020 2,770 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL A 02079K305   3,970,283 23,939 SH   SOLE   0 0 0
AMAZON COM INC COM 023135107   3,791,816 20,350 SH   SOLE   0 0 0
AMERICAN ELEC PWR CO INC COM 025537101   351,405 3,425 SH   SOLE   0 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   1,440,464 9,850 SH   SOLE   0 0 0
APPLE INC COM 037833100   2,526,652 10,844 SH   SOLE   0 0 0
AT&T INC COM 00206R102   215,534 9,797 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,161,841 4,697 SH   SOLE   0 0 0
BK OF AMERICA CORP COM 060505104   1,920,446 48,398 SH   SOLE   0 0 0
BLACKSTONE INC COM 09260D107   8,552,464 55,851 SH   SOLE   0 0 0
BOEING CO COM 097023105   730,552 4,805 SH   SOLE   0 0 0
BROADCOM INC COM 11135F101   343,275 1,990 SH   SOLE   0 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104   324,173 6,855 SH   SOLE   0 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   1,787,488 33,631 SH   SOLE   0 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   2,034,492 58,062 SH   SOLE   0 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107   3,969,934 9,141 SH   SOLE   0 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   1,122,354 20,700 SH   SOLE   0 0 0
CAMPBELL SOUP CO COM 134429109   792,993 16,210 SH   SOLE   0 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   1,057,617 12,364 SH   SOLE   0 0 0
CHEVRON CORP NEW COM 166764100   1,061,228 7,206 SH   SOLE   0 0 0
CLOROX CO DEL COM 189054109   525,385 3,225 SH   SOLE   0 0 0
COLGATE PALMOLIVE CO COM 194162103   343,611 3,310 SH   SOLE   0 0 0
COMCAST CORP NEW CL A 20030N101   341,010 8,164 SH   SOLE   0 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,950,344 2,200 SH   SOLE   0 0 0
CSX CORP COM 126408103   2,081,641 60,285 SH   SOLE   0 0 0
DIGITAL RLTY TR INC COM 253868103   802,839 4,961 SH   SOLE   0 0 0
DISNEY WALT CO COM 254687106   275,584 2,865 SH   SOLE   0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   884,928 7,675 SH   SOLE   0 0 0
DUTCH SHELL PLC SPON ADR B 780259107   352,833 5,350 SH   SOLE   0 0 0
EATON CORP PLC SHS G29183103   505,446 1,525 SH   SOLE   0 0 0
ESSEX PPTY TR INC COM 297178105   462,037 1,564 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102   940,691 8,025 SH   SOLE   0 0 0
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868   1,030,087 41,187 SH   SOLE   0 0 0
FREEPORT-MCMORAN INC CL B 35671D857   1,252,942 25,099 SH   SOLE   0 0 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106   347,233 16,302 SH   SOLE   0 0 0
GE VERNOVA INC COM 36828A101   459,219 1,801 SH   SOLE   0 0 0
GENERAL ELECTRIC CO COM NEW 369604301   1,892,023 10,033 SH   SOLE   0 0 0
GENERAL MLS INC COM 370334104   1,023,930 13,865 SH   SOLE   0 0 0
GENUINE PARTS CO COM 372460105   1,578,384 11,300 SH   SOLE   0 0 0
HAVERTY FURNITURE COS INC COM 419596101   661,368 24,076 SH   SOLE   0 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109   259,146 12,666 SH   SOLE   0 0 0
HOME DEPOT INC COM 437076102   1,648,354 4,068 SH   SOLE   0 0 0
HONEYWELL INTL INC Com 438516106   374,145 1,810 SH   SOLE   0 0 0
HP INC COM 40434L105   325,735 9,081 SH   SOLE   0 0 0
INTEL CORP COM 458140100   680,950 29,026 SH   SOLE   0 0 0
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   208,343 1,495 SH   SOLE   0 0 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101   293,373 1,327 SH   SOLE   0 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   374,352 17,725 SH   SOLE   0 0 0
ISHARES TR ISHS 1-5YR UNVS 464288646   1,134,823 21,550 SH   SOLE   0 0 0
ISHARES TR U.S. FINLS ETF 464287788   288,323 2,775 SH   SOLE   0 0 0
ISHARES TR PFD AND INCM SEC 464288687   457,577 13,770 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104   1,665,977 10,280 SH   SOLE   0 0 0
JPMORGAN CHASE & CO COM 46625H100   2,709,762 12,851 SH   SOLE   0 0 0
KIMBERLY-CLARK CORP COM 494368103   660,464 4,642 SH   SOLE   0 0 0
LILLY ELI & CO COM 532457108   695,463 785 SH   SOLE   0 0 0
LOCKHEED MARTIN CORP COM 539830109   1,321,690 2,261 SH   SOLE   0 0 0
MASTERCARD INCORPORATED CL A 57636Q104   483,924 980 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105   2,103,131 18,520 SH   SOLE   0 0 0
META PLATFORMS INC CL A 30303M102   282,213 493 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104   4,679,082 10,874 SH   SOLE   0 0 0
MONDELEZ INTL INC CL A 609207105   1,787,603 24,265 SH   SOLE   0 0 0
MOODYS CORP COM 615369105   315,602 665 SH   SOLE   0 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   760,855 2,352 SH   SOLE   0 0 0
MP MATERIALS CORP COM CL A 553368101   314,276 17,806 SH   SOLE   0 0 0
NIKE INC CL B 654106103   432,276 4,890 SH   SOLE   0 0 0
NOVARTIS AG SPONSORED ADR 66987V109   350,236 3,045 SH   SOLE   0 0 0
NVIDIA CORPORATION com 67066G104   759,607 6,255 SH   SOLE   0 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   504,618 13,565 SH   SOLE   0 0 0
PFIZER INC COM 717081103   295,593 10,214 SH   SOLE   0 0 0
PHILIP MORRIS INTL INC COM 718172109   1,235,852 10,180 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109   3,650,017 21,074 SH   SOLE   0 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,642,863 21,813 SH   SOLE   0 0 0
REDWOOD TR INC COM 758075402   153,008 19,794 SH   SOLE   0 0 0
SALESFORCE INC COM 79466L302   273,710 1,000 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,474,626 17,445 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   250,553 2,405 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   204,620 4,515 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,494,760 7,460 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   496,070 5,650 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   420,541 3,105 SH   SOLE   0 0 0
SOUTHERN CO COM 842587107   663,995 7,363 SH   SOLE   0 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   819,635 18,010 SH   SOLE   0 0 0
SPDR SER TR AEROSPACE DEF 78464A631   340,132 2,273 SH   SOLE   0 0 0
TESLA INC COM 88160R101   269,479 1,030 SH   SOLE   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   389,024 1,640 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,362,847 17,160 SH   SOLE   0 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A602   309,483 1,190 SH   SOLE   0 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   5,382,494 9,177 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   479,235 10,671 SH   SOLE   0 0 0
VISA INC COM CL A 92826C839   1,868,285 6,795 SH   SOLE   0 0 0
WALMART INC COM 931142103   1,067,596 13,221 SH   SOLE   0 0 0
WARRIOR MET COAL INC com 93627C101   441,485 6,909 SH   SOLE   0 0 0
WASTE MGMT INC DEL COM 94106L109   811,301 3,908 SH   SOLE   0 0 0
WILLDAN GROUP INC COM 96924N100   919,368 22,451 SH   SOLE   0 0 0