CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 94,613	$ 72,267
Interest bearing deposits with banks	198,637	338,375
Total cash and cash equivalents	293,250	410,642
Securities available-for-sale, amortized cost $414,094 and $199,374, respectively	401,563	182,512
Securities held-to-maturity, fair value $652,701 and $671,585, respectively	780,510	817,688
Allowance for credit losses - securities held-to-maturity	(450)	(450)
Total investment securities	1,181,623	999,750
Non-marketable securities	15,549	15,549
Loans and leases held for investment, net of unearned income	3,704,109	3,654,689
Allowance for credit losses - loans and leases	(75,816)	(74,965)
Loans and leases held for investment, net	3,628,293	3,579,724
Bank-owned life insurance	73,453	74,931
Premises and equipment, net	51,127	51,907
Deferred income tax assets and income taxes receivable	33,689	50,071
Accrued interest receivable	30,155	28,520
Goodwill	11,183	11,183
Other intangibles	1,824	2,236
Other real estate owned	873	873
Other assets	97,113	83,542
TOTAL ASSETS	5,418,132	5,308,928
Deposits:
Non-interest bearing	1,465,859	1,482,571
Interest bearing:
Demand	888,793	933,417
Savings and money market	1,596,678	1,607,479
Certificates of deposit	757,352	644,628
Total interest bearing	3,242,823	3,185,524
Total deposits	4,708,682	4,668,095
Subordinated debentures	10,310	10,310
Interest payable and other liabilities	96,444	80,768
TOTAL LIABILITIES	4,815,436	4,759,173
COMMITMENTS AND CONTINGENCIES (Note 8)
SHAREHOLDERS' EQUITY
Preferred shares, no par value, 1,000,000 shares authorized and, none issued or outstanding	0	0
Common shares, $0.01 par value, 7,500,000 authorized, 737,995 and 747,971 issued and outstanding at September 30, 2024 and December 31, 2023, respectively	7	7
Additional paid-in capital	26,645	36,852
Retained earnings	585,504	525,360
Accumulated other comprehensive loss, net of taxes	(9,460)	(12,464)
TOTAL SHAREHOLDERS' EQUITY	602,696	549,755
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 5,418,132	$ 5,308,928