Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest Income
Interest and Fees on Loans	$ 15,445	$ 16,475
Interest on Deposits with Banks	44	53
Interest on Investment Securities:
Taxable	2,106	2,808
Exempt from Federal Tax	660	630
Total Interest Income	18,255	19,966
Interest Expense
Deposits	683	1,057
Borrowed Funds	0	543
Subordinated Debentures	81	88
Total Interest Expense	764	1,688
Net Interest Income	17,491	18,278
Provision for Credit Losses	0	220
Net Interest Income After Provision for Credit Losses	17,491	18,058
Non-Interest Income
Service Charges on Deposit Accounts	1,104	1,213
Net Gain on Sale of Investment Securities	735	0
Increase in Cash Surrender Value of Life Insurance	457	456
Debit Card and ATM Fees	727	723
Net Gain on Deferred Compensation Investments	1,690	931
Other	784	600
Total Non-Interest Income	5,497	3,923
Non-Interest Expense
Salaries and Employee Benefits	8,045	7,921
Net Gain on Deferred Compensation Investments	1,690	931
Occupancy	621	641
Equipment	695	718
Legal Fees	197	395
FDIC Insurance	240	242
Other	1,471	1,274
Total Non-Interest Expense	12,959	12,122
Income Before Income Taxes	10,029	9,859
Provision for Income Taxes	3,778	3,669
Net Income	$ 6,251	$ 6,190
Basic Earnings Per Common Share (in dollars per share)	$ 8.04	$ 7.94