<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE 12/31/00
CONSOLIDATED BALANCE SHEETS AND THE 12/31/00 CONSOLIDATED STATEMENTS OF INCOME
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.

<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               DEC-31-2000
<CASH>                                          33,290
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                41,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    279,386
<INVESTMENTS-CARRYING>                          41,268
<INVESTMENTS-MARKET>                            41,833
<LOANS>                                        497,397
<ALLOWANCE>                                     11,876
<TOTAL-ASSETS>                                 905,551
<DEPOSITS>                                     764,678
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              8,957
<LONG-TERM>                                     41,033
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             7
<OTHER-SE>                                      90,876
<TOTAL-LIABILITIES-AND-EQUITY>                 905,551
<INTEREST-LOAN>                                 44,171
<INTEREST-INVEST>                               20,656
<INTEREST-OTHER>                                 1,300
<INTEREST-TOTAL>                                66,127
<INTEREST-DEPOSIT>                              21,845
<INTEREST-EXPENSE>                              24,757
<INTEREST-INCOME-NET>                           41,370
<LOAN-LOSSES>                                    2,800
<SECURITIES-GAINS>                               (120)
<EXPENSE-OTHER>                                 27,548
<INCOME-PRETAX>                                 17,670
<INCOME-PRE-EXTRAORDINARY>                      11,020
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    11,020
<EPS-BASIC>                                      15.98
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    8.27
<LOANS-NON>                                      1,472
<LOANS-PAST>                                        23
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 9,787
<CHARGE-OFFS>                                      929
<RECOVERIES>                                       218
<ALLOWANCE-CLOSE>                               11,876
<ALLOWANCE-DOMESTIC>                            11,876
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          4,629