<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE 09/30/00
CONSOLIDATED BALANCE SHEETS AND THE 09/30/00 CONSOLIDATED STATEMENTS OF INCOME
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.

<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          28,936
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                14,900
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    282,423
<INVESTMENTS-CARRYING>                          44,303
<INVESTMENTS-MARKET>                            44,670
<LOANS>                                        484,268
<ALLOWANCE>                                     11,071
<TOTAL-ASSETS>                                 871,383
<DEPOSITS>                                     732,970
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              9,772
<LONG-TERM>                                     41,041
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             7
<OTHER-SE>                                      87,593
<TOTAL-LIABILITIES-AND-EQUITY>                 871,383
<INTEREST-LOAN>                                 31,979
<INTEREST-INVEST>                               15,794
<INTEREST-OTHER>                                   617
<INTEREST-TOTAL>                                48,390
<INTEREST-DEPOSIT>                              15,697
<INTEREST-EXPENSE>                              18,041
<INTEREST-INCOME-NET>                           30,349
<LOAN-LOSSES>                                    1,400
<SECURITIES-GAINS>                               (119)
<EXPENSE-OTHER>                                 20,689
<INCOME-PRETAX>                                 13,381
<INCOME-PRE-EXTRAORDINARY>                      13,381
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     8,346
<EPS-BASIC>                                      12.09
<EPS-DILUTED>                                        0
<YIELD-ACTUAL>                                    8.18
<LOANS-NON>                                      2,720
<LOANS-PAST>                                        14
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 9,787
<CHARGE-OFFS>                                      283
<RECOVERIES>                                       167
<ALLOWANCE-CLOSE>                               11,071
<ALLOWANCE-DOMESTIC>                            11,071
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            902