The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 3,395 96,338 SH   SOLE   95,693 0 645
AT&T INC COMMON STOCK 00206R102 75 2,130 SH   OTR   2,130 0 0
ABBVIE COMMON STOCK 00287Y109 678 11,732 SH   SOLE   11,647 0 85
ALCOA INC COMMON STOCK 013817101 539 33,470 SH   SOLE   33,470 0 0
ALLY BANK CERTIFICATES OF 02006LBK8 1,252 1,250,000 PRN   SOLE   1,250,000 0 0
ALLY BANK CERTIFICATES OF 02006LBK8 25 25,000 PRN   OTR   0 25,000 0
AMEREN CORPORATION COMMON STOCK 023608102 474 12,370 SH   SOLE   12,220 0 150
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 687 13,157 SH   SOLE   13,007 0 150
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 824 8,119 SH   SOLE   8,119 0 0
APACHE CORP COMMON STOCK 037411105 995 10,600 SH   SOLE   10,600 0 0
BANK OF THE OZARKS INC COMMON STOCK 063904106 594 18,854 SH   SOLE   18,854 0 0
BOEING COMPANY COMMON STOCK 097023105 1,014 7,960 SH   SOLE   7,960 0 0
CME COMMON STOCK 12572Q105 2,042 25,542 SH   SOLE   25,397 0 145
CHEVRON CORPORATION COMMON STOCK 166764100 1,632 13,680 SH   SOLE   13,605 0 75
CHEVRON CORPORATION COMMON STOCK 166764100 56 473 SH   OTR   473 0 0
CISCO SYSTEM INC COMMON STOCK 17275R102 843 33,501 SH   SOLE   33,335 0 166
GUGGENHEIM ETF-FIXED INCOM 18383M571 4,355 206,594 SH   SOLE   206,594 0 0
GUGGENHEIM ETF-FIXED INCOM 18383M571 61 2,910 SH   OTR   0 2,910 0
COCA-COLA CO CORPORATE BONDS 191216AV2 1,036 1,000,000 PRN   SOLE   1,000,000 0 0
COLUMBIA MUTUAL FUNDS-EQ 197199854 356 14,080 SH   SOLE   7,283 0 6,797
CONNECTICUT ST MUNICIPAL OBLIG 20772GE46 1,098 1,000,000 PRN   SOLE   1,000,000 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 2,682 35,053 SH   SOLE   34,828 0 225
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 308 2,455 SH   SOLE   2,455 0 0
FIDELITY MONEY MARKET FU 233809300 1,046 1,046,286 PRN   SOLE   935,296 0 110,990
DOW CHEMICAL CORPORATION COMMON STOCK 260543103 1,996 38,066 SH   SOLE   37,836 0 230
EBAY INC COMMON STOCK 278642103 292 5,161 SH   SOLE   5,161 0 0
ENERGEN CORP COMMON STOCK 29265N108 506 7,000 SH   SOLE   7,000 0 0
ENTERGY CORPORATION COMMON STOCK 29364G103 265 3,426 SH   SOLE   2,462 0 964
ENTERPRISE PRODUCTS PARTNERS COMMON STOCK 293792107 1,162 28,834 SH   SOLE   28,834 0 0
ENTERPRISE PRODUCTS PARTNERS COMMON STOCK 293792107 225 5,584 SH   DFND   5,584 0 0
ENTERPRISE PRODUCTS PARTNERS COMMON STOCK 293792107 161 4,000 SH   OTR   4,000 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 1,055 11,219 SH   SOLE   11,219 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 188 2,000 SH   OTR   2,000 0 0
FEDERAL HOME LOAN BANK FEDERAL AGENCY 3130A0ER7 999 1,000,000 PRN   SOLE   1,000,000 0 0
FEDERAL NATIONAL MORTGAGE ASSN FEDERAL AGENCY 3136G0B59 1,996 2,000,000 PRN   SOLE   2,000,000 0 0
FIDELITY MONEY MARKET FU 316176304 10,524 10,524,476 PRN   SOLE   10,522,496 0 1,980
FIDELITY MONEY MARKET FU 316176304 211 210,564 PRN   OTR   210,564 0 0
FLUSHING BANK CERTIFICATES OF 34387AAD1 976 975,000 PRN   SOLE   945,000 0 30,000
FORD MOTOR COMPANY COMMON STOCK 345370860 2,270 153,511 SH   SOLE   152,411 0 1,100
FREEPORT-MCMORAN COMMON STOCK 35671D857 657 20,109 SH   SOLE   19,994 0 115
GENERAL ELECTRIC COMPANY COMMON STOCK 369604103 1,505 58,736 SH   SOLE   58,411 0 325
GENERAL ELECTRIC COMPANY COMMON STOCK 369604103 110 4,300 SH   OTR   4,300 0 0
GENERAL MILLS INCORPORATED COMMON STOCK 370334104 202 4,006 SH   SOLE   4,006 0 0
GOLDMAN SACHS MUTUAL FUNDS-EQ 38141W372 1,017 25,219 SH   SOLE   25,219 0 0
GOLDMAN SACHS BANK CERTIFICATES OF 38147JZR6 597 600,000 PRN   SOLE   600,000 0 0
HESS COMMON STOCK 42809H107 297 3,153 SH   SOLE   3,153 0 0
HOME COMMON STOCK 436893200 210 7,128 SH   SOLE   7,128 0 0
INTEL CORPORATION COMMON STOCK 458140100 2,753 79,070 SH   SOLE   78,605 0 465
INTEL CORPORATION COMMON STOCK 458140100 57 1,650 SH   OTR   1,650 0 0
ISHARES ETF-STOCK 464287101 3,985 45,204 SH   SOLE   45,204 0 0
ISHARES ETF-STOCK 464287101 180 2,045 SH   OTR   1,455 590 0
ISHARES ETF-STOCK 464287168 317 4,294 SH   SOLE   4,224 0 70
ISHARES ETF-FIXED INCOM 464287457 255 3,020 SH   SOLE   2,985 0 35
ISHARES FOREIGN STOCK 464287465 4,307 67,164 SH   SOLE   67,164 0 0
ISHARES FOREIGN STOCK 464287465 123 1,915 SH   OTR   1,154 761 0
ISHARES ETF-FIXED INCOM 464288513 8,737 95,017 SH   SOLE   94,412 0 605
ISHARES ETF-FIXED INCOM 464288513 86 935 SH   OTR   530 405 0
ISHARES COMMON STOCK 464288794 591 15,043 SH   SOLE   15,043 0 0
ISHARES ETF-STOCK 46429B663 1,304 17,331 SH   SOLE   17,148 0 183
JOHNSON AND JOHNSON COMMON STOCK 478160104 3,380 31,711 SH   SOLE   31,526 0 185
JOHNSON AND JOHNSON COMMON STOCK 478160104 296 2,775 SH   OTR   2,775 0 0
KIMBERLY-CLARK CORPORATION COMMON STOCK 494368103 1,485 13,803 SH   SOLE   13,678 0 125
KIMBERLY-CLARK CORPORATION COMMON STOCK 494368103 60 560 SH   OTR   560 0 0
ELI LILLY & COMPANY COMMON STOCK 532457108 2,108 32,500 SH   SOLE   32,290 0 210
ELI LILLY & COMPANY COMMON STOCK 532457108 65 1,000 SH   OTR   1,000 0 0
LITTLE ROCK AR SEWER MUNICIPAL OBLIG 537445NG9 171 170,000 PRN   SOLE   170,000 0 0
LITTLE ROCK AR SEWER MUNICIPAL OBLIG 537445NG9 35 35,000 PRN   OTR   35,000 0 0
LITTLE ROCK AR SEWER MUNICIPAL OBLIG 537445NJ3 312 310,000 PRN   SOLE   310,000 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 736 4,026 SH   SOLE   4,000 0 26
LOCKHEED MARTIN CORP COMMON STOCK 539830109 82 450 SH   OTR   450 0 0
LOWES COMPANIES COMMON STOCK 548661107 1,119 21,151 SH   SOLE   21,151 0 0
MARKET VECTORS COMMON STOCK 57060U100 1,206 56,477 SH   SOLE   54,344 0 2,133
MERCK COMMON STOCK 58933Y105 2,285 38,540 SH   SOLE   38,240 0 300
MURPHY OIL CORPORATION COMMON STOCK 626717102 1,276 22,417 SH   SOLE   22,417 0 0
NETSOL COMMON STOCK 64115A402 365 98,610 SH   SOLE   0 0 98,610
NORTHERN TRUST CORPORATION COMMON STOCK 665859104 585 8,603 SH   SOLE   8,603 0 0
NUANCE COMMUNICATIONS INC COMMON STOCK 67020Y100 193 12,500 SH   SOLE   12,500 0 0
ONCOVISTA INNOVATIVE THERAPIES COMMON STOCK 68232J105 2 10,000 SH   OTR   10,000 0 0
PFIZER INC COMMON STOCK 717081103 2,468 83,464 SH   SOLE   82,839 0 625
PFIZER INC COMMON STOCK 717081103 77 2,600 SH   OTR   2,600 0 0
PHILLIPS 66 COMMON STOCK 718546104 335 4,114 SH   SOLE   4,114 0 0
PIMCO ETF-FIXED INCOM 72201R775 1,466 13,500 SH   SOLE   13,500 0 0
PIMCO ETF-FIXED INCOM 72201R775 4 39 SH   OTR   39 0 0
PIMCO ETF-FIXED INCOM 72201R833 3,950 38,977 SH   SOLE   38,977 0 0
PIMCO ETF-FIXED INCOM 72201R833 19 185 SH   OTR   185 0 0
PLAINS COMMON STOCK 726503105 412 7,000 SH   SOLE   7,000 0 0
PLAINS COMMON STOCK 726503105 253 4,290 SH   DFND   4,290 0 0
PORT AUTH NY & NJ TAXABLE MUNICIPAL OBLIG 73358TR78 1,037 1,000,000 PRN   SOLE   1,000,000 0 0
POWERSHARES ETF-STOCK 73935X708 602 19,770 SH   SOLE   19,635 0 135
POWERSHARES ETF-STOCK 73935X708 180 5,922 SH   OTR   5,922 0 0
PROCTER AND GAMBLE COMPANY COMMON STOCK 742718109 943 11,264 SH   SOLE   11,114 0 150
PROCTER AND GAMBLE COMPANY COMMON STOCK 742718109 167 2,000 SH   OTR   2,000 0 0
PUBLIC STORAGE COMMON STOCK 74460D109 292 1,762 SH   SOLE   1,737 0 25
RANGE COMMON STOCK 75281A109 787 11,600 SH   SOLE   11,600 0 0
SM COMMON STOCK 78454L100 435 5,571 SH   SOLE   5,571 0 0
SPDR ETF-STOCK 78462F103 12,926 65,610 SH   SOLE   65,610 0 0
SPDR ETF-STOCK 78462F103 453 2,298 SH   OTR   1,393 905 0
SPDR ETF-FIXED INCOM 78464A474 3,256 106,087 SH   SOLE   106,087 0 0
SPDR ETF-FIXED INCOM 78464A474 53 1,720 SH   OTR   715 1,005 0
SPDR COMMON STOCK 78464A698 1,094 28,898 SH   SOLE   28,898 0 0
SPDR COMMON STOCK 78464A755 1,047 28,466 SH   SOLE   26,283 0 2,183
SPDR ETF-STOCK 78464A763 479 6,392 SH   SOLE   6,319 0 73
SPDR ETF-STOCK 78464A763 63 847 SH   OTR   847 0 0
SALLIE MAE BANK CERTIFICATES OF 795450RS6 976 975,000 PRN   SOLE   975,000 0 0
SELECT SECTOR SPDR COMMON STOCK 81369Y605 3,217 138,832 SH   SOLE   131,901 0 6,931
SELECT SECTOR SPDR COMMON STOCK 81369Y803 2,375 59,512 SH   SOLE   55,261 0 4,251
SIMMONS FIRST NATIONAL CORP CL A COMMON STOCK 828730200 49,446 1,283,636 SH   SOLE   2,000 0 1,281,636
SIMMONS FIRST NATIONAL CORP CL A COMMON STOCK 828730200 407 10,577 SH   OTR   0 0 10,577
SIMON PROPERTY GROUP INC COMMON STOCK 828806109 298 1,813 SH   SOLE   1,789 0 24
SOUTHERN COMPANY COMMON STOCK 842587107 2,112 48,386 SH   SOLE   47,951 0 435
SOUTHERN COMPANY COMMON STOCK 842587107 44 1,000 SH   OTR   1,000 0 0
SOUTHWESTERN ENERGY COMPANY COMMON STOCK 845467109 568 16,250 SH   SOLE   16,250 0 0
SPECTRA ENERGY CORP COMMON STOCK 847560109 1,676 42,683 SH   SOLE   42,393 0 290
SPECTRA ENERGY CORP COMMON STOCK 847560109 51 1,295 SH   OTR   1,295 0 0
SYSCO CORP COMMON STOCK 871829107 1,942 51,172 SH   SOLE   50,802 0 370
SYSCO CORP COMMON STOCK 871829107 38 1,000 SH   OTR   1,000 0 0
TARGET CORP COMMON STOCK 87612E106 1,551 24,752 SH   SOLE   24,577 0 175
TEMPLETON MUTUAL FUNDS-IN 880208400 5,525 417,903 SH   SOLE   407,695 0 10,208
TEMPLETON MUTUAL FUNDS-IN 880208400 22 1,680 SH   OTR   241 1,439 0
TIME WARNER, INC. COMMON STOCK 887317303 265 3,518 SH   SOLE   3,518 0 0
US BANCORP COMMON STOCK 902973304 11 265 SH   SOLE   265 0 0
US BANCORP COMMON STOCK 902973304 858 20,500 SH   OTR   20,500 0 0
UNION PACIFIC CORPORATION COMMON STOCK 907818108 920 8,484 SH   SOLE   8,484 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 222 2,104 SH   SOLE   2,104 0 0
UNIVERSITY OF ARKANSAS MUNICIPAL OBLIG 914072AV5 1,011 960,000 PRN   SOLE   960,000 0 0
UNIVERSITY OF ARKANSAS MUNICIPAL OBLIG 914072AV5 26 25,000 PRN   OTR   0 25,000 0
VANGUARD MUTUAL FUNDS-EQ 921937686 2,218 51,770 SH   SOLE   50,534 0 1,236
VANGUARD MUTUAL FUNDS-EQ 921937694 3,899 88,609 SH   SOLE   86,189 0 2,420
VANGUARD MUTUAL FUNDS-EQ 921937710 2,148 50,763 SH   SOLE   49,514 0 1,249
VANGUARD MUTUAL FUNDS-EQ 921937728 4,067 98,078 SH   SOLE   95,513 0 2,565
VANGUARD FOREIGN STOCK 921943858 5,283 132,909 SH   SOLE   132,909 0 0
VANGUARD FOREIGN STOCK 921943858 176 4,417 SH   OTR   2,671 1,746 0
VANGUARD MUTUAL FUNDS-FI 922031786 1,442 117,291 SH   SOLE   117,291 0 0
VANGUARD MUTUAL FUNDS-IN 922042841 1,359 39,173 SH   SOLE   38,095 0 1,078
VANGUARD FOREIGN STOCK 922042858 2,639 63,275 SH   SOLE   61,432 0 1,843
VANGUARD FOREIGN STOCK 922042858 50 1,195 SH   OTR   730 465 0
VANGUARD FOREIGN STOCK 922042874 1,291 23,382 SH   SOLE   21,658 0 1,724
VANGUARD ETF-STOCK 922908512 3,471 40,880 SH   SOLE   40,880 0 0
VANGUARD ETF-STOCK 922908512 112 1,325 SH   OTR   804 521 0
VANGUARD ETF-STOCK 922908538 3,358 34,880 SH   SOLE   34,880 0 0
VANGUARD ETF-STOCK 922908538 113 1,169 SH   OTR   708 461 0
VANGUARD ETF-STOCK 922908553 469 6,521 SH   SOLE   6,038 0 483
VANGUARD ETF-STOCK 922908595 2,522 20,957 SH   SOLE   20,957 0 0
VANGUARD ETF-STOCK 922908595 82 680 SH   OTR   410 270 0
VANGUARD ETF-STOCK 922908611 2,531 25,374 SH   SOLE   25,374 0 0
VANGUARD ETF-STOCK 922908611 82 818 SH   OTR   494 324 0
VANGUARD ETF-STOCK 922908629 6,460 55,068 SH   SOLE   51,189 0 3,879
VANGUARD ETF-STOCK 922908637 13,830 152,885 SH   SOLE   141,407 0 11,478
VANGUARD MUTUAL FUNDS-EQ 922908728 292 5,919 SH   SOLE   5,424 0 495
VANGUARD ETF-STOCK 922908736 6,870 68,925 SH   SOLE   68,420 0 505
VANGUARD ETF-STOCK 922908736 209 2,092 SH   OTR   1,267 825 0
VANGUARD ETF-STOCK 922908744 4,938 60,816 SH   SOLE   60,816 0 0
VANGUARD ETF-STOCK 922908744 170 2,088 SH   OTR   1,265 823 0
VANGUARD ETF-STOCK 922908751 2,227 20,134 SH   SOLE   18,735 0 1,399
VANGUARD MUTUAL FUNDS-EQ 922908850 12,274 387,797 SH   SOLE   377,204 0 10,593
VANGUARD MUTUAL FUNDS-EQ 922908868 12,256 238,901 SH   SOLE   232,360 0 6,541
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 2,694 53,887 SH   SOLE   53,467 0 420
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 48 963 SH   OTR   963 0 0
WAL-MART STORES INC COMMON STOCK 931142103 1,940 25,375 SH   SOLE   25,375 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 2,492 52,429 SH   SOLE   52,004 0 425
WASTE MANAGEMENT INC COMMON STOCK 94106L109 82 1,730 SH   DFND   1,730 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 48 1,000 SH   OTR   1,000 0 0
WELLS FARGO & COMPANY COMMON STOCK 949746101 315 6,076 SH   SOLE   5,991 0 85
WELLS FARGO & COMPANY COMMON STOCK 949746101 26 500 SH   OTR   500 0 0
CLAYTON COMMON STOCK 969490101 289 3,000 SH   SOLE   3,000 0 0
WISDOMTREE ETF-STOCK 97717W208 4,460 75,207 SH   SOLE   69,957 0 5,250
WISDOMTREE FOREIGN STOCK 97717W851 387 7,403 SH   SOLE   6,900 0 503
SMACKOVER STATE BANK MONEY MARKET FU MM0000099 156 156,223 PRN   SOLE   156,223 0 0