The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,957 55,660 SH   SOLE   55,145 0 515
AT&T INC COMMON STOCK 00206R102 75 2,130 SH   OTR   2,130 0 0
ABBVIE COMMON STOCK 00287Y109 572 10,829 SH   SOLE   10,744 0 85
ALLY BANK CERTIFICATES OF 02006LBK8 1,250 1,250,000 PRN   SOLE   1,250,000 0 0
ALLY BANK CERTIFICATES OF 02006LBK8 25 25,000 PRN   OTR   0 25,000 0
AMEREN CORPORATION COMMON STOCK 023608102 343 9,473 SH   SOLE   9,023 0 450
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 514 10,990 SH   SOLE   10,840 0 150
ANADARKO PETROLEUM CORP COMMON STOCK 032511107 670 8,442 SH   SOLE   8,442 0 0
APACHE CORP COMMON STOCK 037411105 1,187 13,810 SH   SOLE   13,810 0 0
APPLE INC. COMMON STOCK 037833100 1,012 1,803 SH   SOLE   1,803 0 0
ARKANSAS ST DEV FIN AUTH MUNICIPAL OBLIG 04108KVA3 189 170,000 PRN   SOLE   170,000 0 0
ARKANSAS ST DEV FIN AUTH MUNICIPAL OBLIG 04108KVA3 33 30,000 PRN   OTR   30,000 0 0
BP P L C FOREIGN STOCK 055622104 355 7,297 SH   SOLE   7,297 0 0
BANK OF THE OZARKS INC COMMON STOCK 063904106 306 5,400 SH   SOLE   5,400 0 0
BOEING COMPANY COMMON STOCK 097023105 893 6,542 SH   SOLE   6,542 0 0
CME COMMON STOCK 12572Q105 867 11,055 SH   SOLE   10,983 0 72
CHEVRON CORPORATION COMMON STOCK 166764100 1,613 12,914 SH   SOLE   12,839 0 75
CHEVRON CORPORATION COMMON STOCK 166764100 59 473 SH   OTR   473 0 0
CISCO SYSTEM INC COMMON STOCK 17275R102 2,997 133,635 SH   SOLE   132,665 0 970
GUGGENHEIM ETF-FIXED INCOM 18383M571 6,496 305,687 SH   SOLE   305,687 0 0
GUGGENHEIM ETF-FIXED INCOM 18383M571 111 5,231 SH   OTR   0 5,231 0
COCA-COLA CO CORPORATE BONDS 191216AV2 1,002 1,000,000 PRN   SOLE   1,000,000 0 0
COLUMBIA MUTUAL FUNDS-EQ 197199854 306 11,453 SH   SOLE   7,345 0 4,108
CONAGRA INC COMMON STOCK 205887102 724 21,471 SH   SOLE   21,296 0 175
CONNECTICUT ST MUNICIPAL OBLIG 20772GE46 1,103 1,000,000 PRN   SOLE   1,000,000 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 2,040 28,870 SH   SOLE   28,695 0 175
CONSOLIDATED EDISON INC COMMON STOCK 209115104 444 8,028 SH   SOLE   8,028 0 0
FIDELITY MONEY MARKET FU 233809300 1,135 1,135,454 PRN   SOLE   1,135,454 0 0
DOW CHEMICAL CORPORATION COMMON STOCK 260543103 1,573 35,436 SH   SOLE   35,206 0 230
ENERGEN CORP COMMON STOCK 29265N108 495 7,000 SH   SOLE   7,000 0 0
ENTERGY CORPORATION COMMON STOCK 29364G103 387 6,120 SH   SOLE   4,885 0 1,235
ENTERPRISE PRODUCTS PARTNERS COMMON STOCK 293792107 956 14,417 SH   SOLE   14,417 0 0
ENTERPRISE PRODUCTS PARTNERS COMMON STOCK 293792107 185 2,792 SH   DFND   2,792 0 0
ENTERPRISE PRODUCTS PARTNERS COMMON STOCK 293792107 133 2,000 SH   OTR   2,000 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 1,296 12,804 SH   SOLE   12,804 0 0
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 202 2,000 SH   OTR   2,000 0 0
FEDEX CORP COMMON STOCK 31428X106 858 5,971 SH   SOLE   5,971 0 0
FIDELITY MONEY MARKET FU 316176304 10,264 10,263,568 PRN   SOLE   10,261,678 0 1,890
FIDELITY MONEY MARKET FU 316176304 488 487,943 PRN   OTR   487,943 0 0
FLUOR CORP COMMON STOCK 343412102 420 5,228 SH   SOLE   5,228 0 0
FLUSHING BANK CERTIFICATES OF 34387AAD1 1,000 1,000,000 PRN   SOLE   970,000 0 30,000
FORD MOTOR COMPANY COMMON STOCK 345370860 1,306 84,670 SH   SOLE   84,070 0 600
FREEPORT-MCMORAN COMMON STOCK 35671D857 725 19,205 SH   SOLE   18,990 0 215
GENERAL ELECTRIC COMPANY COMMON STOCK 369604103 1,296 46,234 SH   SOLE   45,984 0 250
GENERAL ELECTRIC COMPANY COMMON STOCK 369604103 129 4,600 SH   OTR   4,600 0 0
GENERAL MILLS INCORPORATED COMMON STOCK 370334104 219 4,386 SH   SOLE   4,386 0 0
GOLDMAN SACHS MUTUAL FUNDS-EQ 38141W372 548 14,848 SH   SOLE   14,848 0 0
HESS COMMON STOCK 42809H107 262 3,153 SH   SOLE   3,153 0 0
HOME COMMON STOCK 436893200 266 7,128 SH   SOLE   7,128 0 0
INTEL CORPORATION COMMON STOCK 458140100 1,930 74,348 SH   SOLE   73,883 0 465
INTEL CORPORATION COMMON STOCK 458140100 43 1,650 SH   OTR   1,650 0 0
ISHARES ETF-STOCK 464287101 7,725 93,809 SH   SOLE   90,371 0 3,438
ISHARES ETF-STOCK 464287101 125 1,516 SH   OTR   891 625 0
ISHARES ETF-STOCK 464287168 947 13,273 SH   SOLE   13,123 0 150
ISHARES FOREIGN STOCK 464287234 2,585 61,853 SH   SOLE   60,940 0 913
ISHARES ETF-FIXED INCOM 464287457 1,809 21,440 SH   SOLE   20,446 0 994
ISHARES FOREIGN STOCK 464287465 9,630 143,521 SH   SOLE   139,220 0 4,301
ISHARES FOREIGN STOCK 464287465 117 1,744 SH   OTR   1,015 729 0
ISHARES ETF-STOCK 464287804 2,064 18,913 SH   SOLE   17,558 0 1,355
ISHARES ETF-FIXED INCOM 464288513 11,731 126,303 SH   SOLE   124,144 0 2,159
ISHARES ETF-FIXED INCOM 464288513 52 560 SH   OTR   0 560 0
ISHARES ETF-STOCK 46429B663 2,476 35,251 SH   SOLE   34,811 0 440
J P MORGAN CHASE AND CO COMMON STOCK 46625H100 207 3,542 SH   SOLE   3,542 0 0
J P MORGAN CHASE AND CO COMMON STOCK 46625H100 47 800 SH   OTR   800 0 0
JOHNSON AND JOHNSON COMMON STOCK 478160104 2,794 30,503 SH   SOLE   30,318 0 185
JOHNSON AND JOHNSON COMMON STOCK 478160104 254 2,775 SH   OTR   2,775 0 0
KIMBERLY-CLARK CORPORATION COMMON STOCK 494368103 687 6,575 SH   SOLE   6,479 0 96
KIMBERLY-CLARK CORPORATION COMMON STOCK 494368103 50 475 SH   OTR   475 0 0
KINDER MORGAN COMMON STOCK 49456B101 1,051 29,188 SH   SOLE   28,962 0 226
ELI LILLY & COMPANY COMMON STOCK 532457108 1,497 29,361 SH   SOLE   29,151 0 210
ELI LILLY & COMPANY COMMON STOCK 532457108 51 1,000 SH   OTR   1,000 0 0
MARKET VECTORS COMMON STOCK 57060U100 1,050 49,707 SH   SOLE   47,369 0 2,338
MCDONALDS CORPORATION COMMON STOCK 580135101 249 2,571 SH   SOLE   2,571 0 0
MCDONALDS CORPORATION COMMON STOCK 580135101 47 480 SH   OTR   480 0 0
MERCK COMMON STOCK 58933Y105 1,303 26,043 SH   SOLE   25,873 0 170
MICROSOFT CORPORATION COMMON STOCK 594918104 796 21,288 SH   SOLE   21,023 0 265
FEDERATED MONEY MARKET FU 60934N682 141 140,610 PRN   SOLE   31,680 0 108,930
MURPHY OIL CORPORATION COMMON STOCK 626717102 1,518 23,403 SH   SOLE   23,293 0 110
NETSOL COMMON STOCK 64115A402 563 96,635 SH   SOLE   0 0 96,635
NORTHERN MUTUAL FUNDS-IN 665162582 1,339 118,685 SH   SOLE   115,510 0 3,175
NORTHERN TRUST CORPORATION COMMON STOCK 665859104 804 12,992 SH   SOLE   12,992 0 0
NUCOR CORP COMMON STOCK 670346105 1,071 20,064 SH   SOLE   19,780 0 284
OCCIDENTAL PETROLEUM CORP. COMMON STOCK 674599105 237 2,497 SH   SOLE   2,497 0 0
OCCIDENTAL PETROLEUM CORP. COMMON STOCK 674599105 41 426 SH   OTR   426 0 0
PFIZER INC COMMON STOCK 717081103 2,719 88,771 SH   SOLE   88,251 0 520
PFIZER INC COMMON STOCK 717081103 80 2,600 SH   OTR   2,600 0 0
PHILLIPS 66 COMMON STOCK 718546104 317 4,114 SH   SOLE   4,114 0 0
PIMCO ETF-FIXED INCOM 72201R775 1,518 14,492 SH   SOLE   14,492 0 0
PIMCO ETF-FIXED INCOM 72201R833 2,126 20,979 SH   SOLE   20,979 0 0
PLAINS COMMON STOCK 726503105 362 7,000 SH   SOLE   7,000 0 0
PLAINS COMMON STOCK 726503105 222 4,290 SH   DFND   4,290 0 0
PORT AUTH NY & NJ TAXABLE MUNICIPAL OBLIG 73358TR78 1,061 1,000,000 PRN   SOLE   1,000,000 0 0
POWERSHARES ETF-STOCK 73935X708 657 22,361 SH   SOLE   22,226 0 135
POWERSHARES ETF-STOCK 73935X708 174 5,922 SH   OTR   5,922 0 0
RANGE COMMON STOCK 75281A109 978 11,600 SH   SOLE   11,600 0 0
SM COMMON STOCK 78454L100 463 5,571 SH   SOLE   5,571 0 0
SPDR ETF-STOCK 78462F103 16,688 90,359 SH   SOLE   88,263 0 2,096
SPDR ETF-STOCK 78462F103 382 2,069 SH   OTR   1,207 862 0
SPDR ETF-FIXED INCOM 78464A474 1,657 53,992 SH   SOLE   53,992 0 0
SPDR ETF-FIXED INCOM 78464A474 31 1,005 SH   OTR   0 1,005 0
SPDR COMMON STOCK 78464A755 1,164 27,651 SH   SOLE   25,676 0 1,975
SPDR ETF-STOCK 78464A763 495 6,817 SH   SOLE   6,782 0 35
SPDR ETF-STOCK 78464A763 62 847 SH   OTR   847 0 0
SPDR COMMON STOCK 78464A888 1,831 54,995 SH   SOLE   52,569 0 2,426
SALLIE MAE BANK CERTIFICATES OF 795450RS6 1,000 1,000,000 PRN   SOLE   1,000,000 0 0
SELECT SECTOR SPDR COMMON STOCK 81369Y506 3,449 38,964 SH   SOLE   36,161 0 2,803
SELECT SECTOR SPDR COMMON STOCK 81369Y605 4,525 206,999 SH   SOLE   193,981 0 13,018
SELECT SECTOR SPDR COMMON STOCK 81369Y803 3,923 109,773 SH   SOLE   102,120 0 7,653
SIMMONS FIRST NATIONAL CORP CL A COMMON STOCK 828730200 49,507 1,332,627 SH   SOLE   0 0 1,332,627
SIMMONS FIRST NATIONAL CORP CL A COMMON STOCK 828730200 393 10,577 SH   OTR   0 0 10,577
SOUTHERN COMPANY COMMON STOCK 842587107 419 10,196 SH   SOLE   10,196 0 0
SOUTHWESTERN ENERGY COMPANY COMMON STOCK 845467109 724 18,400 SH   SOLE   18,400 0 0
SPECTRA ENERGY CORP COMMON STOCK 847560109 1,685 47,303 SH   SOLE   47,013 0 290
SPECTRA ENERGY CORP COMMON STOCK 847560109 46 1,295 SH   OTR   1,295 0 0
SYSCO CORP COMMON STOCK 871829107 1,110 30,743 SH   SOLE   30,543 0 200
TEMPLETON MUTUAL FUNDS-IN 880208400 3,480 265,846 SH   SOLE   264,582 0 1,264
TEMPLETON MUTUAL FUNDS-IN 880208400 12 881 SH   OTR   0 881 0
3M COMPANY COMMON STOCK 88579Y101 1,361 9,706 SH   SOLE   9,656 0 50
3M COMPANY COMMON STOCK 88579Y101 112 800 SH   OTR   800 0 0
TIME WARNER, INC. COMMON STOCK 887317303 309 4,428 SH   SOLE   4,428 0 0
US BANCORP COMMON STOCK 902973304 11 265 SH   SOLE   265 0 0
US BANCORP COMMON STOCK 902973304 828 20,500 SH   OTR   20,500 0 0
UNION PACIFIC CORPORATION COMMON STOCK 907818108 724 4,312 SH   SOLE   4,312 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 239 2,104 SH   SOLE   2,104 0 0
UNIVERSITY OF ARKANSAS MUNICIPAL OBLIG 914072AV5 1,022 970,000 PRN   SOLE   970,000 0 0
UNIVERSITY OF ARKANSAS MUNICIPAL OBLIG 914072AV5 26 25,000 PRN   OTR   0 25,000 0
VANGUARD MUTUAL FUNDS-IN 921909826 7,781 678,340 SH   SOLE   655,343 0 22,997
VANGUARD MUTUAL FUNDS-EQ 921937694 3,778 91,478 SH   SOLE   88,997 0 2,481
VANGUARD MUTUAL FUNDS-EQ 921937710 2,165 50,367 SH   SOLE   49,175 0 1,192
VANGUARD MUTUAL FUNDS-EQ 921937728 3,984 102,598 SH   SOLE   99,961 0 2,637
VANGUARD FOREIGN STOCK 921943858 5,430 130,286 SH   SOLE   130,286 0 0
VANGUARD FOREIGN STOCK 921943858 168 4,024 SH   OTR   2,349 1,675 0
VANGUARD MUTUAL FUNDS-FI 922031786 1,255 115,140 SH   SOLE   115,140 0 0
VANGUARD FOREIGN STOCK 922042858 3,373 81,990 SH   SOLE   80,216 0 1,774
VANGUARD FOREIGN STOCK 922042858 47 1,133 SH   OTR   648 485 0
VANGUARD FOREIGN STOCK 922042874 1,317 22,403 SH   SOLE   20,814 0 1,589
VANGUARD ETF-STOCK 922908512 3,387 42,451 SH   SOLE   42,451 0 0
VANGUARD ETF-STOCK 922908512 101 1,268 SH   OTR   747 521 0
VANGUARD ETF-STOCK 922908538 3,422 37,915 SH   SOLE   37,915 0 0
VANGUARD ETF-STOCK 922908538 109 1,204 SH   OTR   705 499 0
VANGUARD ETF-STOCK 922908595 2,786 22,778 SH   SOLE   22,778 0 0
VANGUARD ETF-STOCK 922908595 82 667 SH   OTR   395 272 0
VANGUARD ETF-STOCK 922908611 2,819 28,954 SH   SOLE   28,954 0 0
VANGUARD ETF-STOCK 922908611 81 828 SH   OTR   481 347 0
VANGUARD ETF-STOCK 922908736 6,294 67,643 SH   SOLE   67,643 0 0
VANGUARD ETF-STOCK 922908736 198 2,125 SH   OTR   1,248 877 0
VANGUARD ETF-STOCK 922908744 4,839 63,351 SH   SOLE   63,351 0 0
VANGUARD ETF-STOCK 922908744 160 2,096 SH   OTR   1,233 863 0
VANGUARD MUTUAL FUNDS-EQ 922908850 11,948 401,223 SH   SOLE   390,426 0 10,797
VANGUARD MUTUAL FUNDS-EQ 922908868 11,965 249,944 SH   SOLE   243,219 0 6,725
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1,089 22,163 SH   SOLE   21,895 0 268
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 46 940 SH   OTR   940 0 0
WAL-MART STORES INC COMMON STOCK 931142103 2,299 29,211 SH   SOLE   29,211 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 1,881 41,921 SH   SOLE   41,601 0 320
WASTE MANAGEMENT INC COMMON STOCK 94106L109 78 1,730 SH   DFND   1,730 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 32 710 SH   OTR   710 0 0
CLAYTON COMMON STOCK 969490101 246 3,000 SH   SOLE   3,000 0 0
WISDOMTREE ETF-STOCK 97717W208 231 4,193 SH   SOLE   4,173 0 20
SMACKOVER STATE BANK MONEY MARKET FU MM0000099 216 215,500 PRN   SOLE   215,500 0 0