The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 513,462 5,302 SH   SOLE   5,302 0 0
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 6,589,212 44,205 SH   SOLE   44,205 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 703,380 2,290 SH   SOLE   2,290 0 0
ADOBE INC COM 00724F101 BBG001S5NCQ5 4,215,854 8,268 SH   SOLE   8,188 0 80
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 4,945,723 37,794 SH   SOLE   37,524 0 270
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 931,784 7,067 SH   SOLE   7,067 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 10,363,259 81,523 SH   SOLE   81,309 0 214
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 543,811 3,645 SH   SOLE   3,645 0 0
APPLE INC COM 037833100 BBG001S5N8V8 22,499,680 131,416 SH   SOLE   131,351 0 65
ARES CAPITAL CORP COM 04010L103 BBG001SL96Z9 224,984 11,555 SH   SOLE   11,555 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 328,392 1,365 SH   SOLE   1,365 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 328,757 12,007 SH   SOLE   12,007 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,342,589 3,833 SH   SOLE   3,833 0 0
BIOGEN INC COM 09062X103 BBG001S67826 205,608 800 SH   SOLE   800 0 0
BLACKSTONE INC COM 09260D107 BBG001S7H949 367,287 3,428 SH   SOLE   3,428 0 0
BOEING CO COM 097023105 BBG001S5P0V3 2,547,093 13,288 SH   SOLE   13,288 0 0
BP PLC SPONSORED ADR 055622104 BBG001S5W4F5 322,693 8,334 SH   SOLE   8,334 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 3,870,768 66,691 SH   SOLE   66,691 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 323,927 390 SH   SOLE   390 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 7,092,725 25,981 SH   SOLE   25,831 0 150
CENCORA INC COM 03073E105 BBG001S8X7P0 2,724,283 15,137 SH   SOLE   15,137 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 3,231,851 19,166 SH   SOLE   19,166 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 304,278 5,660 SH   SOLE   5,660 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 3,551,803 63,448 SH   SOLE   62,848 0 600
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 224,139 3,152 SH   SOLE   3,152 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 496,328 11,194 SH   SOLE   11,194 0 0
CONSOLIDATED EDISON INC COM 209115104 BBG001S5QRL4 204,755 2,394 SH   SOLE   2,394 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 8,773,986 15,530 SH   SOLE   15,455 0 75
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 112,992 200 PRN Call SOLE   200 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 2,488,651 35,644 SH   SOLE   35,644 0 0
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 6,702,285 27,014 SH   SOLE   26,824 0 190
DEERE & CO COM 244199105 BBG001S5QFF7 270,959 718 SH   SOLE   718 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 395,276 4,877 SH   SOLE   4,877 0 0
DTE ENERGY CO COM 233331107 BBG001S5QN88 751,846 7,573 SH   SOLE   7,573 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 273,342 3,097 SH   SOLE   3,097 0 0
EAGLE CAP GROWTH FD INC COM 269451100 BBG001S87RC9 119,447 13,851 SH   SOLE   13,851 0 0
EATON CORP PLC SHS G29183103 BBG001S5QZ45 341,035 1,599 SH   SOLE   1,599 0 0
ELI LILLY & CO COM 532457108 BBG001S5STL8 1,196,718 2,228 SH   SOLE   2,228 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 3,292,009 27,998 SH   SOLE   27,998 0 0
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 249,524 20,090 SH   SOLE   20,090 0 0
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 7,244,191 31,783 SH   SOLE   31,783 0 0
GENTEX CORP COM 371901109 BBG001S5RMR8 3,293,981 101,229 SH   SOLE   100,189 0 1,040
GLOBAL PMTS INC COM 37940X102 BBG001SGS2Z8 2,220,603 19,244 SH   SOLE   18,899 0 345
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 4,031,552 12,460 SH   SOLE   12,460 0 0
GRACO INC COM 384109104 BBG001S5RK56 416,000 5,708 SH   SOLE   5,708 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,055,811 3,494 SH   SOLE   3,494 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 332,201 1,798 SH   SOLE   1,798 0 0
HP INC COM 40434L105 BBG001S6W7N7 1,813,482 70,563 SH   SOLE   70,163 0 400
INTEL CORP COM 458140100 BBG001S5SF65 294,223 8,276 SH   SOLE   8,276 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 5,381,059 18,410 SH   SOLE   18,410 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 BBG00Q5D6ZV0 1,242,576 70,903 SH   SOLE   70,903 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429 BBG012JBHCX8 583,740 38,278 SH   SOLE   38,278 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 BBG00KJR2K35 272,556 14,509 SH   SOLE   14,509 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460 BBG00X3HYBX8 994,347 63,822 SH   SOLE   63,822 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 BBG00LNJW5P2 210,266 10,858 SH   SOLE   10,858 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 2,616,401 82,225 SH   SOLE   79,825 0 2,400
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 6,049,826 16,886 SH   SOLE   16,676 0 210
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 7,573,411 216,445 SH   SOLE   214,869 0 1,576
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 5,002,221 105,111 SH   SOLE   104,001 0 1,110
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 222,074 7,334 SH   SOLE   7,334 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 36,715,815 378,826 SH   SOLE   374,806 0 4,020
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 4,678,708 114,031 SH   SOLE   114,031 0 0
ISHARES TR COHEN STEER REIT 464287564 BBG001SDX760 832,050 16,588 SH   SOLE   16,588 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 481,891 4,873 SH   SOLE   4,873 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 16,489,301 256,244 SH   SOLE   253,219 0 3,025
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 1,617,562 27,755 SH   SOLE   27,755 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 97,619,482 391,496 SH   SOLE   388,243 0 3,253
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 55,264,898 585,868 SH   SOLE   581,398 0 4,470
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 2,204,550 23,405 SH   SOLE   21,990 0 1,415
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 279,947,725 651,905 SH   SOLE   644,351 0 7,554
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 562,027 8,130 SH   SOLE   8,130 0 0
ISHARES TR IBDS DEC28 ETF 46435U515 BBG00M0P3SC7 21,846,156 909,120 SH   SOLE   894,868 0 14,252
ISHARES TR IBONDS 27 ETF 46435UAA9 BBG00HPLJP02 22,074,363 953,948 SH   SOLE   937,845 0 16,103
ISHARES TR IBONDS DEC 46435U697 BBG00KDS8331 915,977 35,655 SH   SOLE   35,655 0 0
ISHARES TR IBONDS DEC 2030 46436E726 BBG00VJHRTY3 15,816,756 776,092 SH   SOLE   766,247 0 9,845
ISHARES TR IBONDS DEC 2031 46436E486 BBG011HVQSJ9 12,503,454 645,007 SH   SOLE   638,072 0 6,935
ISHARES TR IBONDS DEC 25 46435U432 BBG00MJW33G3 598,667 22,955 SH   SOLE   22,955 0 0
ISHARES TR IBONDS DEC 26 46435U259 BBG00NSLFHR9 319,553 12,880 SH   SOLE   12,880 0 0
ISHARES TR IBONDS DEC 29 46436E205 BBG00Q79F703 19,649,385 897,232 SH   SOLE   888,565 0 8,667
ISHARES TR IBONDS DEC2026 46435GAA0 BBG00DST7FD2 22,810,437 977,520 SH   SOLE   967,221 0 10,299
ISHARES TR IBONDS DEC23 ETF 46434VAX8 BBG0088JLVM6 22,089,632 871,042 SH   SOLE   862,387 0 8,655
ISHARES TR IBONDS DEC24 ETF 46434VBG4 BBG0088JX0B3 25,298,361 1,022,983 SH   SOLE   1,015,291 0 7,692
ISHARES TR IBONDS DEC25 ETF 46434VBD1 BBG0088JX9H8 24,300,330 997,141 SH   SOLE   987,761 0 9,380
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 3,685,108 53,469 SH   SOLE   53,469 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 325,725 8,583 SH   SOLE   8,583 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 308,031 3,004 SH   SOLE   3,004 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 27,395,987 116,623 SH   SOLE   114,873 0 1,750
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 3,225,959 12,128 SH   SOLE   11,683 0 445
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 915,923 6,033 SH   SOLE   5,833 0 200
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 205,322 916 SH   SOLE   916 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 213,719 1,577 SH   SOLE   1,577 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 19,811,301 286,084 SH   SOLE   282,579 0 3,505
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 11,865,507 67,135 SH   SOLE   66,745 0 390
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 688,990 10,070 SH   SOLE   10,070 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 2,036,688 13,239 SH   SOLE   12,839 0 400
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 491,308 6,801 SH   SOLE   6,801 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 448,533 4,444 SH   SOLE   4,444 0 0
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 343,335 3,130 SH   SOLE   3,130 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 231,534 2,151 SH   SOLE   2,151 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 414,629 4,031 SH   SOLE   4,031 0 0
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 230,634 2,585 SH   SOLE   2,585 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 1,311,125 12,641 SH   SOLE   12,566 0 75
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,885,189 12,104 SH   SOLE   12,104 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 8,306,481 57,278 SH   SOLE   57,278 0 0
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 215,839 1,786 SH   SOLE   1,786 0 0
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 1,788,051 107,844 SH   SOLE   107,844 0 0
KROGER CO COM 501044101 BBG001S5SN40 222,445 4,971 SH   SOLE   4,971 0 0
LENNOX INTL INC COM 526107107 BBG001S5SST2 2,157,898 5,763 SH   SOLE   5,763 0 0
LINCOLN ELEC HLDGS INC COM 533900106 BBG001S5TV87 545,370 3,000 SH   SOLE   3,000 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 379,568 928 SH   SOLE   928 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 7,091,762 34,121 SH   SOLE   34,121 0 0
MARATHON PETE CORP COM 56585A102 BBG001S169P1 243,355 1,608 SH   SOLE   1,608 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 319,919 808 SH   SOLE   808 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 477,776 1,814 SH   SOLE   1,806 0 8
MERCK & CO INC COM 58933Y105 BBG001S5TC52 830,421 8,066 SH   SOLE   8,066 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 6,988,889 23,280 SH   SOLE   23,280 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 18,381,689 58,216 SH   SOLE   58,051 0 165
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 243,782 4,255 SH   SOLE   4,255 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 5,299,558 33,895 SH   SOLE   33,675 0 220
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 11,067,596 25,443 SH   SOLE   25,048 0 395
ORACLE CORP COM 68389X105 BBG001S5SJG6 910,807 8,599 SH   SOLE   8,599 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 BBG001S78TL6 404,443 445 SH   SOLE   445 0 0
PAYCHEX INC COM 704326107 BBG001S5V135 344,901 2,991 SH   SOLE   2,991 0 0
PEPSICO INC COM 713448108 BBG001S695T1 872,099 5,147 SH   SOLE   5,147 0 0
PFIZER INC COM 717081103 BBG001S5V466 511,391 15,417 SH   SOLE   15,417 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 316,094 3,414 SH   SOLE   3,414 0 0
PIONEER NAT RES CO COM 723787107 BBG001S7V1J4 2,269,791 9,888 SH   SOLE   9,841 0 47
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 4,959,260 34,000 SH   SOLE   34,000 0 0
PROGRESSIVE CORP COM 743315103 BBG001S5V509 1,579,929 11,342 SH   SOLE   11,342 0 0
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 3,477,272 30,989 SH   SOLE   30,789 0 200
PUBLIC STORAGE COM 74460D109 BBG001S5TH79 2,346,652 8,905 SH   SOLE   8,819 0 86
ROCKWELL MED INC COM NEW 774374300 BBG001S8R2Y8 26,889 12,927 SH   SOLE   12,927 0 0
ROPER TECHNOLOGIES INC COM 776696106 BBG001S9B362 6,818,277 14,079 SH   SOLE   13,999 0 80
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 2,181,690 30,314 SH   SOLE   30,314 0 0
RXO INC COMMON STOCK 74982T103 BBG0160DYDC7 261,601 13,259 SH   SOLE   13,259 0 0
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 206,823 566 SH   SOLE   566 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 248,000 1,223 SH   SOLE   1,223 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 245,712 10,264 SH   SOLE   10,264 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 785,709 23,136 SH   SOLE   23,136 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 377,661 7,886 SH   SOLE   7,886 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 1,639,838 32,895 SH   SOLE   32,865 0 30
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 509,854 7,205 SH   SOLE   7,205 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 3,074,878 60,768 SH   SOLE   60,078 0 690
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 908,454 13,423 SH   SOLE   13,423 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 687,826 16,606 SH   SOLE   16,366 0 240
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 801,922 12,230 SH   SOLE   12,230 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 4,136,247 45,760 SH   SOLE   45,760 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 1,257,197 37,902 SH   SOLE   37,902 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 442,558 3,438 SH   SOLE   3,438 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 1,804,684 11,009 SH   SOLE   11,009 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 BBG001SCYWS2 2,328,071 23,614 SH   SOLE   23,614 0 0
SNAP ON INC COM 833034101 BBG001S5W688 4,485,591 17,586 SH   SOLE   17,506 0 80
SNOWFLAKE INC CL A 833445109 BBG007DHGNK2 1,822,699 11,931 SH   SOLE   11,866 0 65
SOUTHERN CO COM 842587107 BBG001S5W777 327,128 5,055 SH   SOLE   5,055 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 245,345 1,431 SH   SOLE   1,431 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 7,065,075 16,527 SH   SOLE   16,477 0 50
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 380,838 834 SH   SOLE   834 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 BBG002QLYD04 35,541,138 1,453,031 SH   SOLE   1,440,181 0 12,850
SPDR SER TR S&P METALS MNG 78464A755 BBG001SMH2W0 342,911 6,532 SH   SOLE   6,532 0 0
SPDR SER TR S&P REGL BKG 78464A698 BBG001SMH2R6 6,151,189 147,263 SH   SOLE   145,652 0 1,611
STARBUCKS CORP COM 855244109 BBG001S72KH6 343,391 3,762 SH   SOLE   3,762 0 0
STERIS PLC SHS USD G8473T100 BBG00MRHG532 213,935 975 SH   SOLE   975 0 0
STRYKER CORPORATION COM 863667101 BBG001S8FR03 11,631,222 42,563 SH   SOLE   42,288 0 275
SYNOPSYS INC COM 871607107 BBG001S5VTR8 12,891,091 28,087 SH   SOLE   28,047 0 40
TARGET CORP COM 87612E106 BBG001SC0K41 332,297 3,005 SH   SOLE   3,005 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 1,707,695 6,825 SH   SOLE   6,825 0 0
THE TRADE DESK INC COM CL A 88339J105 BBG00629NGW8 221,165 2,830 SH   SOLE   2,830 0 0
TIMOTHY PLAN HIG DV STK ETF 887432326 BBG00P1J0X35 475,113 15,520 SH   SOLE   15,520 0 0
TJX COS INC NEW COM 872540109 BBG001S5WQ93 6,966,034 78,376 SH   SOLE   78,376 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 9,365,107 60,083 SH   SOLE   60,083 0 0
UNITED RENTALS INC COM 911363109 BBG001SBGZ25 5,506,000 12,385 SH   SOLE   12,310 0 75
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 7,765,527 15,402 SH   SOLE   15,317 0 85
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 257,994 1,800 SH   SOLE   1,800 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 212,979 782 SH   SOLE   782 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 712,870 3,423 SH   SOLE   3,423 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 3,977,335 10,128 SH   SOLE   10,128 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 511,313 2,704 SH   SOLE   2,704 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 326,159 1,523 SH   SOLE   1,523 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 20,393,786 96,011 SH   SOLE   96,011 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 20,668,660 149,849 SH   SOLE   148,229 0 1,620
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 26,208,551 668,415 SH   SOLE   662,465 0 5,950
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 600,529 12,485 SH   SOLE   12,485 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 9,179,050 120,809 SH   SOLE   119,419 0 1,390
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 9,210,630 122,563 SH   SOLE   122,258 0 305
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 77,763,317 1,778,667 SH   SOLE   1,764,577 0 14,090
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 9,537,159 92,307 SH   SOLE   92,082 0 225
VERTEX PHARMACEUTICALS INC COM 92532F100 BBG001S68LJ8 467,015 1,343 SH   SOLE   1,343 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 369,330 1,606 SH   SOLE   1,606 0 0
WALMART INC COM 931142103 BBG001S5XH92 218,767 1,368 SH   SOLE   1,368 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 BBG011386VG3 1,629,837 150,077 SH   SOLE   150,077 0 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 222,901 1,462 SH   SOLE   1,462 0 0
XPO INC COM 983793100 BBG001SJW3C0 989,917 13,259 SH   SOLE   13,259 0 0
ZOOMINFO TECHNOLOGIES INC COMMON STOCK 98980F104 BBG00S1HJ4F4 734,360 44,778 SH   SOLE   44,778 0 0