The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 577,954 5,301 SH   SOLE   3,501 0 1,800
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 6,037,029 44,808 SH   SOLE   43,808 0 1,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 672,186 2,178 SH   SOLE   2,178 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 4,059,106 8,301 SH   SOLE   7,721 0 580
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 4,449,728 37,174 SH   SOLE   35,904 0 1,270
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 908,122 7,507 SH   SOLE   7,007 0 500
AMAZON COM INC COM 023135106 BBG001S5PQL7 10,526,998 80,753 SH   SOLE   79,839 0 914
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 614,404 3,527 SH   SOLE   3,527 0 0
AMERISOURCEBERGEN CORP COM 03073E105 BBG001S8X7P0 2,938,071 15,268 SH   SOLE   15,268 0 0
APPLE INC COM 037833100 BBG001S5N8V8 25,925,539 133,657 SH   SOLE   132,036 0 1,621
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 283,530 1,290 SH   SOLE   790 0 500
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 354,528 12,357 SH   SOLE   12,357 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 1,298,079 3,807 SH   SOLE   3,807 0 0
BIOGEN INC COM 09062X103 BBG001S67826 227,880 800 SH   SOLE   800 0 0
BLACKSTONE INC COM 09260D107 BBG001S7H949 298,405 3,210 SH   SOLE   3,210 0 0
BOEING CO COM 097023105 BBG001S5P0V3 2,855,571 13,523 SH   SOLE   13,523 0 0
BP PLC SPONSORED ADR 055622104 BBG001S5W4F5 294,107 8,334 SH   SOLE   8,334 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 4,400,783 68,816 SH   SOLE   68,816 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 317,480 366 SH   SOLE   366 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 6,560,038 26,661 SH   SOLE   26,001 0 660
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 3,019,867 19,192 SH   SOLE   18,732 0 460
CISCO SYS INC COM 17275R102 BBG001S6HC62 268,358 5,187 SH   SOLE   5,187 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 3,834,416 63,673 SH   SOLE   61,773 0 1,900
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 242,831 3,152 SH   SOLE   3,152 0 0
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 448,478 10,794 SH   SOLE   10,794 0 0
CONSOLIDATED EDISON INC COM 209115104 BBG001S5QRL4 216,011 2,389 SH   SOLE   2,389 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 8,416,363 15,633 SH   SOLE   15,358 0 275
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 107,676 200 PRN Call SOLE   200 0 0
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 2,493,125 36,064 SH   SOLE   35,464 0 600
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 6,560,256 27,334 SH   SOLE   27,144 0 190
DEERE & CO COM 244199105 BBG001S5QFF7 274,719 678 SH   SOLE   678 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 429,699 4,813 SH   SOLE   4,813 0 0
DTE ENERGY CO COM 233331107 BBG001S5QN88 931,516 8,467 SH   SOLE   8,467 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 409,976 4,568 SH   SOLE   4,568 0 0
EAGLE CAP GROWTH FD INC COM 269451100 BBG001S87RC9 121,197 13,851 SH   SOLE   13,851 0 0
EATON CORP PLC SHS G29183103 BBG001S5QZ45 321,559 1,599 SH   SOLE   1,599 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 2,967,709 27,671 SH   SOLE   26,951 0 720
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 456,558 30,176 SH   SOLE   30,176 0 0
GALLAGHER ARTHUR J & CO COM 363576109 BBG001S5NKC2 7,110,231 32,383 SH   SOLE   32,033 0 350
GENTEX CORP COM 371901109 BBG001S5RMR8 3,044,697 104,057 SH   SOLE   101,217 0 2,840
GLOBAL PMTS INC COM 37940X102 BBG001SGS2Z8 2,235,648 22,692 SH   SOLE   21,747 0 945
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 4,042,328 12,533 SH   SOLE   12,373 0 160
GRACO INC COM 384109104 BBG001S5RK56 492,886 5,708 SH   SOLE   5,708 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,059,236 3,410 SH   SOLE   3,221 0 189
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 373,128 1,798 SH   SOLE   1,798 0 0
HORMEL FOODS CORP COM 440452100 BBG001S5S0D0 2,247,172 55,872 SH   SOLE   54,572 0 1,300
HP INC COM 40434L105 BBG001S6W7N7 2,222,437 72,368 SH   SOLE   71,968 0 400
INTEL CORP COM 458140100 BBG001S5SF65 309,290 9,249 SH   SOLE   9,249 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 6,229,121 18,217 SH   SOLE   18,217 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 BBG00KJR2K35 215,026 11,350 SH   SOLE   11,350 0 0
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 BBG001S6H5N8 2,802,055 17,122 SH   SOLE   16,642 0 480
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 5,753,768 15,575 SH   SOLE   15,200 0 375
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 7,799,651 214,335 SH   SOLE   210,859 0 3,476
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 5,050,093 102,457 SH   SOLE   101,347 0 1,110
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 231,975 7,334 SH   SOLE   7,334 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 BBG001TG5H89 37,901,041 388,330 SH   SOLE   384,265 0 4,065
ISHARES TR 0-5YR HI YL CP 46434V407 BBG005DW06B7 4,464,048 107,697 SH   SOLE   107,697 0 0
ISHARES TR COHEN STEER REIT 464287564 BBG001SDX760 995,754 17,919 SH   SOLE   17,919 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 569,262 5,648 SH   SOLE   5,648 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 16,994,745 251,774 SH   SOLE   248,749 0 3,025
ISHARES TR CORE MSCI INTL 46435G326 BBG00G9DM0M7 1,821,036 29,794 SH   SOLE   29,794 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 102,014,759 390,144 SH   SOLE   384,356 0 5,788
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 58,442,902 586,482 SH   SOLE   578,612 0 7,870
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 2,208,283 22,570 SH   SOLE   21,180 0 1,390
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 288,120,928 646,431 SH   SOLE   638,732 0 7,699
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 592,921 8,130 SH   SOLE   8,130 0 0
ISHARES TR IBDS DEC28 ETF 46435U515 BBG00M0P3SC7 21,596,262 881,480 SH   SOLE   867,348 0 14,132
ISHARES TR IBONDS 27 ETF 46435UAA9 BBG00HPLJP02 21,822,070 929,390 SH   SOLE   913,287 0 16,103
ISHARES TR IBONDS DEC 46435U697 BBG00KDS8331 951,446 36,935 SH   SOLE   36,935 0 0
ISHARES TR IBONDS DEC 2030 46436E726 BBG00VJHRTY3 15,300,275 721,711 SH   SOLE   712,546 0 9,165
ISHARES TR IBONDS DEC 2031 46436E486 BBG011HVQSJ9 11,105,220 547,865 SH   SOLE   542,360 0 5,505
ISHARES TR IBONDS DEC 25 46435U432 BBG00MJW33G3 618,741 23,495 SH   SOLE   23,495 0 0
ISHARES TR IBONDS DEC 26 46435U259 BBG00NSLFHR9 324,319 12,880 SH   SOLE   12,880 0 0
ISHARES TR IBONDS DEC 29 46436E205 BBG00Q79F703 20,194,830 899,547 SH   SOLE   891,080 0 8,467
ISHARES TR IBONDS DEC2023 46435G318 BBG00GF7ZJL9 931,405 36,540 SH   SOLE   36,540 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 BBG00DST7FD2 22,138,491 943,268 SH   SOLE   932,969 0 10,299
ISHARES TR IBONDS DEC23 ETF 46434VAX8 BBG0088JLVM6 22,725,811 898,609 SH   SOLE   889,954 0 8,655
ISHARES TR IBONDS DEC24 ETF 46434VBG4 BBG0088JX0B3 24,819,098 1,008,087 SH   SOLE   1,000,395 0 7,692
ISHARES TR IBONDS DEC25 ETF 46434VBD1 BBG0088JX9H8 23,671,081 970,922 SH   SOLE   961,542 0 9,380
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 4,062,129 56,029 SH   SOLE   56,029 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 346,902 8,769 SH   SOLE   8,769 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 314,214 2,944 SH   SOLE   2,944 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 27,956,572 114,698 SH   SOLE   112,948 0 1,750
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 3,419,970 12,428 SH   SOLE   11,983 0 445
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 967,964 6,133 SH   SOLE   5,933 0 200
ISHARES TR RUS 2000 GRW ETF 464287648 BBG001S562F8 222,277 916 SH   SOLE   916 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 221,997 1,577 SH   SOLE   1,577 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 BBG001S561V2 263,445 2,398 SH   SOLE   2,398 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 20,710,268 283,586 SH   SOLE   280,051 0 3,535
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 12,599,971 67,282 SH   SOLE   66,892 0 390
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 709,734 10,070 SH   SOLE   10,070 0 0
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 2,135,607 13,249 SH   SOLE   12,849 0 400
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 510,079 6,801 SH   SOLE   6,801 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 476,086 4,444 SH   SOLE   4,444 0 0
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 359,769 3,130 SH   SOLE   3,130 0 0
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 245,975 2,171 SH   SOLE   2,171 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 429,790 4,131 SH   SOLE   4,131 0 0
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 245,808 2,585 SH   SOLE   2,585 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 536,594 4,986 SH   SOLE   4,911 0 75
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 2,071,706 12,516 SH   SOLE   10,516 0 2,000
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 8,387,234 57,668 SH   SOLE   57,168 0 500
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 248,923 1,803 SH   SOLE   1,803 0 0
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 1,951,916 113,352 SH   SOLE   109,862 0 3,490
KROGER CO COM 501044101 BBG001S5SN40 263,239 5,601 SH   SOLE   5,601 0 0
LENNOX INTL INC COM 526107107 BBG001S5SST2 2,042,177 6,263 SH   SOLE   6,263 0 0
LILLY ELI & CO COM 532457108 BBG001S5STL8 1,010,176 2,154 SH   SOLE   2,154 0 0
LINCOLN ELEC HLDGS INC COM 533900106 BBG001S5TV87 595,890 3,000 SH   SOLE   3,000 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 402,833 875 SH   SOLE   875 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 7,906,554 35,031 SH   SOLE   34,831 0 200
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 317,810 808 SH   SOLE   808 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 522,100 1,750 SH   SOLE   1,042 0 708
MERCK & CO INC COM 58933Y105 BBG001S5TC52 923,034 7,999 SH   SOLE   6,940 0 1,059
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 6,698,401 23,341 SH   SOLE   22,941 0 400
MICROSOFT CORP COM 594918104 BBG001S5TD05 19,796,631 58,133 SH   SOLE   56,358 0 1,775
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 245,693 3,311 SH   SOLE   3,311 0 0
NUCOR CORP COM 670346105 BBG001S5TRV0 5,707,238 34,804 SH   SOLE   34,084 0 720
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 10,523,901 24,878 SH   SOLE   23,883 0 995
ORACLE CORP COM 68389X105 BBG001S5SJG6 1,056,567 8,872 SH   SOLE   8,872 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 BBG001S78TL6 425,109 445 SH   SOLE   445 0 0
PAYCHEX INC COM 704326107 BBG001S5V135 334,554 2,991 SH   SOLE   2,241 0 750
PEPSICO INC COM 713448108 BBG001S695T1 1,038,148 5,605 SH   SOLE   4,305 0 1,300
PFIZER INC COM 717081103 BBG001S5V466 579,416 15,796 SH   SOLE   15,796 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 332,302 3,404 SH   SOLE   3,404 0 0
PIONEER NAT RES CO COM 723787107 BBG001S7V1J4 2,006,539 9,685 SH   SOLE   9,298 0 387
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 5,139,370 33,870 SH   SOLE   33,370 0 500
PROGRESSIVE CORP COM 743315103 BBG001S5V509 1,546,335 11,682 SH   SOLE   11,682 0 0
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 3,822,423 31,170 SH   SOLE   30,270 0 900
PUBLIC STORAGE COM 74460D109 BBG001S5TH79 2,564,173 8,785 SH   SOLE   8,399 0 386
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 2,966,590 30,284 SH   SOLE   29,784 0 500
ROCKWELL MED INC COM NEW 774374300 BBG001S8R2Y8 70,582 12,927 SH   SOLE   12,927 0 0
ROPER TECHNOLOGIES INC COM 776696106 BBG001S9B362 6,838,977 14,224 SH   SOLE   13,974 0 250
RXO INC COMMON STOCK 74982T103 BBG0160DYDC7 300,582 13,259 SH   SOLE   13,259 0 0
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 205,657 513 SH   SOLE   513 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 211,260 1,000 SH   SOLE   1,000 0 0
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 213,911 3,774 SH   SOLE   3,774 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 246,592 10,012 SH   SOLE   10,012 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 839,326 23,544 SH   SOLE   23,544 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 1,780,097 34,431 SH   SOLE   34,401 0 30
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 506,980 6,981 SH   SOLE   6,981 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 2,967,922 56,672 SH   SOLE   56,442 0 230
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 888,448 12,508 SH   SOLE   12,508 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 723,843 16,526 SH   SOLE   16,132 0 394
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 BBG00L5F9FV7 515,434 7,920 SH   SOLE   7,920 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 3,866,290 47,632 SH   SOLE   47,632 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 1,028,109 30,499 SH   SOLE   30,499 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 378,148 2,849 SH   SOLE   2,849 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 BBG001S7T232 250,593 2,335 SH   SOLE   2,335 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 1,639,910 9,432 SH   SOLE   9,432 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 BBG001SCYWS2 2,643,296 23,880 SH   SOLE   23,880 0 0
SNAP ON INC COM 833034101 BBG001S5W688 5,088,612 17,657 SH   SOLE   17,277 0 380
SNOWFLAKE INC CL A 833445109 BBG007DHGNK2 2,450,874 13,927 SH   SOLE   13,862 0 65
SOUTHERN CO COM 842587107 BBG001S5W777 354,229 5,042 SH   SOLE   5,042 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 265,801 1,491 SH   SOLE   1,491 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 7,339,068 16,556 SH   SOLE   16,506 0 50
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 399,411 834 SH   SOLE   834 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408 BBG002QLYD04 35,831,276 1,450,659 SH   SOLE   1,434,689 0 15,970
SPDR SER TR S&P METALS MNG 78464A755 BBG001SMH2W0 331,918 6,531 SH   SOLE   6,531 0 0
SPDR SER TR S&P REGL BKG 78464A698 BBG001SMH2R6 6,185,931 151,505 SH   SOLE   149,894 0 1,611
SPDR SER TR S&P SEMICNDCTR 78464A862 BBG001SQDKJ0 219,078 990 SH   SOLE   990 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 316,613 3,196 SH   SOLE   3,196 0 0
STERIS PLC SHS USD G8473T100 BBG00MRHG532 219,356 975 SH   SOLE   975 0 0
STRYKER CORPORATION COM 863667101 BBG001S8FR03 13,099,569 42,937 SH   SOLE   41,562 0 1,375
SYNOPSYS INC COM 871607107 BBG001S5VTR8 12,447,502 28,588 SH   SOLE   28,548 0 40
TARGET CORP COM 87612E106 BBG001SC0K41 385,717 2,924 SH   SOLE   2,924 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 1,748,362 6,679 SH   SOLE   6,369 0 310
THE TRADE DESK INC COM CL A 88339J105 BBG00629NGW8 245,560 3,180 SH   SOLE   800 0 2,380
TIMOTHY PLAN HIG DV STK ETF 887432326 BBG00P1J0X35 485,202 15,404 SH   SOLE   15,404 0 0
TJX COS INC NEW COM 872540109 BBG001S5WQ93 6,772,734 79,877 SH   SOLE   78,877 0 1,000
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 10,806,903 60,290 SH   SOLE   60,290 0 0
UNITED RENTALS INC COM 911363109 BBG001SBGZ25 5,609,436 12,595 SH   SOLE   12,170 0 425
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 7,503,205 15,611 SH   SOLE   15,526 0 85
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 BBG001SK3J43 267,894 1,800 SH   SOLE   1,800 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 221,019 781 SH   SOLE   781 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 753,440 3,422 SH   SOLE   3,422 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 4,164,641 10,225 SH   SOLE   10,212 0 13
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 537,853 2,704 SH   SOLE   2,704 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 349,854 1,523 SH   SOLE   1,523 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 21,586,327 97,995 SH   SOLE   97,995 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 20,922,799 147,240 SH   SOLE   144,770 0 2,470
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 27,236,471 669,530 SH   SOLE   659,390 0 10,140
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 657,732 13,097 SH   SOLE   13,097 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 8,845,018 111,920 SH   SOLE   110,620 0 1,300
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 9,975,402 131,845 SH   SOLE   131,460 0 385
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 81,549,906 1,765,914 SH   SOLE   1,740,379 0 25,535
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 9,973,708 94,029 SH   SOLE   93,514 0 515
VERTEX PHARMACEUTICALS INC COM 92532F100 BBG001S68LJ8 446,574 1,269 SH   SOLE   1,269 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 320,767 1,351 SH   SOLE   1,351 0 0
WARNER BROS DISCOVERY INC COM SER A 934423104 BBG011386VG3 1,974,398 157,448 SH   SOLE   157,448 0 0
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 253,578 1,462 SH   SOLE   1,462 0 0
XPO INC COM 983793100 BBG001SJW3C0 782,281 13,259 SH   SOLE   13,259 0 0
ZOOMINFO TECHNOLOGIES INC COMMON STOCK 98980F104 BBG00S1HJ4F4 1,551,101 61,091 SH   SOLE   61,091 0 0