The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Common Stock 002824100   403,478 3,675 SH   SOLE   3,675 0 0
Abbott Laboratories Common Stock 002824100   38,427 350 SH   OTR   350 0 0
AbbVie Inc Common Stock 00287Y109   984,043 6,089 SH   SOLE   6,089 0 0
AbbVie Inc Common Stock 00287Y109   56,564 350 SH   OTR   350 0 0
Activision Blizzard Inc Common Stock 00507V109   365,297 4,772 SH   SOLE   4,772 0 0
Adobe Systems Inc Common Stock 00724F101   260,811 775 SH   SOLE   775 0 0
Alphabet Inc Cap Stk Class C Common Stock 02079K107   287,485 3,240 SH   SOLE   3,240 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305   907,975 10,291 SH   SOLE   10,291 0 0
Alphabet Inc Capital Stock Class A Common Stock 02079K305   35,292 400 SH   OTR   400 0 0
American Electric Power Inc Common Stock 025537101   320,456 3,375 SH   SOLE   3,375 0 0
Apollo Global Management Inc Common Stock 03769M106   1,989,865 31,194 SH   SOLE   31,194 0 0
Apollo Global Management Inc Common Stock 03769M106   97,407 1,527 SH   OTR   1,527 0 0
Apple Computer Inc Common Stock 037833100   2,471,528 19,022 SH   SOLE   19,022 0 0
Apple Computer Inc Common Stock 037833100   113,299 872 SH   OTR   872 0 0
Automatic Data Processing Inc Common Stock 053015103   288,065 1,206 SH   SOLE   1,206 0 0
Avantis Emerging Markets Equity ETF Exchange Traded Fund 025072604   788,534 15,630 SH   SOLE   15,630 0 0
Avantis International Equity ETF Exchange Traded Fund 025072703   4,097,811 77,041 SH   SOLE   77,041 0 0
Avantis Intl Small Cap Value ETF Exchange Traded Fund 025072802   560,862 10,133 SH   SOLE   10,133 0 0
Avantis US Large Cap Value ETF Exchange Traded Fund 025072349   782,763 15,596 SH   SOLE   15,596 0 0
Avantis US Small Cap Value ETF Exchange Traded Fund 025072877   1,737,201 23,315 SH   SOLE   23,315 0 0
Bank of America Corp Common Stock 060505104   1,105,645 33,383 SH   SOLE   33,383 0 0
Bank of America Corp Common Stock 060505104   52,992 1,600 SH   OTR   1,600 0 0
Baxter International Inc Common Stock 071813109   158,975 3,119 SH   SOLE   3,119 0 0
Baxter International Inc Common Stock 071813109   50,970 1,000 SH   OTR   1,000 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702   3,468,638 11,229 SH   SOLE   11,229 0 0
Berkshire Hathaway Inc Class B Common Stock 084670702   94,832 307 SH   OTR   307 0 0
Black Hills Corp Common Stock 092113109   777,679 11,056 SH   SOLE   11,056 0 0
BlackRock Core Bond Fixed Income ETF 09249E101   1,484,340 143,000 SH   SOLE   143,000 0 0
Blackrock Taxable Municipal Bond Trust Fixed Income ETF 09248X100   1,582,960 94,000 SH   SOLE   94,000 0 0
Blackstone Inc Common Stock 09260D107   1,179,102 15,893 SH   SOLE   15,893 0 0
Blackstone Inc Common Stock 09260D107   59,352 800 SH   OTR   800 0 0
Bristol Myers Squibb Co Common Stock 110122108   805,480 11,195 SH   SOLE   11,195 0 0
Caterpillar Inc Common Stock 149123101   1,152,284 4,810 SH   SOLE   4,810 0 0
Caterpillar Inc Common Stock 149123101   277,890 1,160 SH   OTR   1,160 0 0
Chevron Corp Common Stock 166764100   762,294 4,247 SH   SOLE   4,247 0 0
Cisco Systems Inc Common Stock 17275R102   492,931 10,347 SH   SOLE   10,347 0 0
Conocophillips Common Stock 20825C104   266,680 2,260 SH   SOLE   2,260 0 0
Conocophillips Common Stock 20825C104   24,780 210 SH   OTR   210 0 0
CSX Corp Common Stock 126408103   1,254,690 40,500 SH   SOLE   40,500 0 0
Cummins Inc Common Stock 231021106   387,664 1,600 SH   SOLE   1,600 0 0
CVS Health Corporation Common Stock 126650100   315,355 3,384 SH   SOLE   3,384 0 0
CVS Health Corporation Common Stock 126650100   32,617 350 SH   OTR   350 0 0
Deere & Co Common Stock 244199105   256,398 598 SH   SOLE   598 0 0
Dimensional International Core Equity Market ETF Exchange Traded Fund 25434V203   324,543 12,961 SH   SOLE   12,961 0 0
Dimensional US Core Equity Market ETF Exchange Traded Fund 25434V104   588,361 21,775 SH   SOLE   21,775 0 0
Dimensional US Marketwide Value ETF Exchange Traded Fund 25434V724   4,423,076 132,111 SH   SOLE   132,111 0 0
Dimensional World EX US Core Equity 2 ETF Exchange Traded Fund 25434V880   6,553,354 303,396 SH   SOLE   303,396 0 0
Dollar Tree Inc Common Stock 256746108   684,428 4,839 SH   SOLE   4,839 0 0
DTE Energy Co Common Stock 233331107   381,385 3,245 SH   SOLE   3,245 0 0
Electronic Arts Inc Common Stock 285512109   277,837 2,274 SH   SOLE   2,274 0 0
Eli Lilly & Co Common Stock 532457108   456,202 1,247 SH   SOLE   1,247 0 0
Emerson Electric Co Common Stock 291011104   28,722 299 SH   SOLE   299 0 0
Emerson Electric Co Common Stock 291011104   172,908 1,800 SH   OTR   1,800 0 0
Envirochem, Inc Common Stock 29403U105   3 27,500 SH   SOLE   27,500 0 0
Expedia Group Inc Common Stock 30212P303   365,818 4,176 SH   SOLE   4,176 0 0
Exxon Mobil Corp Common Stock 30231G102   882,400 8,000 SH   SOLE   8,000 0 0
Exxon Mobil Corp Common Stock 30231G102   148,354 1,345 SH   OTR   1,345 0 0
General Dynamics Corp Common Stock 369550108   394,991 1,592 SH   SOLE   1,592 0 0
Home Depot Inc Common Stock 437076102   336,707 1,066 SH   SOLE   1,066 0 0
Huntington Bancshares Inc Common Stock 446150104   223,711 15,866 SH   OTR   15,866 0 0
Intel Corp Common Stock 458140100   427,585 16,178 SH   SOLE   16,178 0 0
Intel Corp Common Stock 458140100   30,395 1,150 SH   OTR   1,150 0 0
International Business Machines Common Stock 459200101   196,964 1,398 SH   SOLE   1,398 0 0
International Business Machines Common Stock 459200101   235,991 1,675 SH   OTR   1,675 0 0
Invesco S&P 500 Equal Weight ETF Exchange Traded Fund 46137V357   1,959,985 13,876 SH   SOLE   13,876 0 0
Ishares Core MSCI EAFE ETF Exchange Traded Fund 46432F842   580,834 9,423 SH   SOLE   9,423 0 0
iShares Core MSCI International Exchange Traded Fund 46435G326   1,953,982 34,905 SH   SOLE   34,905 0 0
IShares Core S&P 500 ETF Exchange Traded Fund 464287200   362,694 944 SH   SOLE   944 0 0
IShares MSCI Emerging Markets Exchange Traded Fund 464287234   297,098 7,839 SH   SOLE   7,839 0 0
IShares Russell 1000 Growth Index Fund Exchange Traded Fund 464287614   1,494,752 6,977 SH   SOLE   6,977 0 0
IShares Russell 2000 Growth Fund Exchange Traded Fund 464287648   677,669 3,159 SH   SOLE   3,159 0 0
IShares Russell MidCap Growth Exchange Traded Fund 464287481   1,278,244 15,290 SH   SOLE   15,290 0 0
J P Morgan Chase & Co Common Stock 46625H100   1,094,792 8,164 SH   SOLE   8,164 0 0
J P Morgan Chase & Co Common Stock 46625H100   63,161 471 SH   OTR   471 0 0
Johnson & Johnson Common Stock 478160104   705,010 3,991 SH   SOLE   3,991 0 0
Johnson & Johnson Common Stock 478160104   197,848 1,120 SH   OTR   1,120 0 0
KKR & Company Inc Common Stock 48251W104   651,133 14,027 SH   SOLE   14,027 0 0
Lockheed Martin Corp Common Stock 539830109   663,086 1,363 SH   SOLE   1,363 0 0
Lockheed Martin Corp Common Stock 539830109   36,487 75 SH   OTR   75 0 0
Lowes Companies Inc Common Stock 548661107   313,604 1,574 SH   SOLE   1,574 0 0
Marathon Petroleum Corp Common Stock 56585A102   202,286 1,738 SH   SOLE   1,738 0 0
Mastercard Inc Common Stock 57636Q104   987,901 2,841 SH   SOLE   2,841 0 0
Mastercard Inc Common Stock 57636Q104   143,265 412 SH   OTR   412 0 0
McDonalds Corp Common Stock 580135101   409,526 1,554 SH   SOLE   1,554 0 0
Merck and Co Inc Common Stock 58933Y105   460,886 4,154 SH   SOLE   4,154 0 0
Meta Platforms Inc Common Stock 30303M102   295,435 2,455 SH   SOLE   2,455 0 0
Meta Platforms Inc Common Stock 30303M102   42,119 350 SH   OTR   350 0 0
Microsoft Corp Common Stock 594918104   1,522,617 6,349 SH   SOLE   6,349 0 0
Microsoft Corp Common Stock 594918104   71,946 300 SH   OTR   300 0 0
Minnehaha Banshares Inc-Common Common Stock 603995002   13,310,997 69,874 SH   SOLE   69,874 0 0
Monster Beverage Common Stock 61174X109   371,092 3,655 SH   SOLE   3,655 0 0
Monster Beverage Common Stock 61174X109   56,349 555 SH   OTR   555 0 0
Nextera Energy Inc Common Stock 65339F101   295,944 3,540 SH   SOLE   3,540 0 0
Nextera Energy Inc Common Stock 65339F101   154,493 1,848 SH   OTR   1,848 0 0
Nike Common Stock 654106103   429,076 3,667 SH   SOLE   3,667 0 0
Oracle Corp Common Stock 68389X105   884,999 10,827 SH   SOLE   10,827 0 0
Oracle Corp Common Stock 68389X105   163,480 2,000 SH   OTR   2,000 0 0
O'Reilly Automotive Inc Common Stock 67103H107   401,758 476 SH   SOLE   476 0 0
O'Reilly Automotive Inc Common Stock 67103H107   118,164 140 SH   OTR   140 0 0
Paypal Holdings Inc Common Stock 70450Y103   263,158 3,695 SH   SOLE   3,695 0 0
Paypal Holdings Inc Common Stock 70450Y103   24,927 350 SH   OTR   350 0 0
Pepsico Inc Common Stock 713448108   532,766 2,949 SH   SOLE   2,949 0 0
Pfizer Inc Common Stock 717081103   380,867 7,433 SH   SOLE   7,433 0 0
Pfizer Inc Common Stock 717081103   45,347 885 SH   OTR   885 0 0
Phillips 66 Common Stock 718546104   331,391 3,184 SH   SOLE   3,184 0 0
Procter & Gamble Co Common Stock 742718109   683,990 4,513 SH   SOLE   4,513 0 0
Schwab U.S. Large-Cap Growth ETF Exchange Traded Fund 808524300   1,135,758 20,442 SH   SOLE   20,442 0 0
Servicenow Inc Common Stock 81762P102   287,320 740 SH   SOLE   740 0 0
Sherwin Williams Co Common Stock 824348106   873,612 3,681 SH   SOLE   3,681 0 0
Simon Property Group Inc Common Stock 828806109   306,623 2,610 SH   SOLE   2,610 0 0
Simon Property Group Inc Common Stock 828806109   52,866 450 SH   OTR   450 0 0
SPDR Dow Jones Industrial Ave ETF Trust Exchange Traded Fund 78467X109   40,754 123 SH   SOLE   123 0 0
SPDR Dow Jones Industrial Ave ETF Trust Exchange Traded Fund 78467X109   233,588 705 SH   OTR   705 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   46,274 121 SH   SOLE   121 0 0
SPDR S&P 500 ETF Trust Exchange Traded Fund 78462F103   344,187 900 SH   OTR   900 0 0
Steven Madden LTD Common Stock 556269108   258,876 8,100 SH   SOLE   8,100 0 0
Target Corp Common Stock 87612E106   456,360 3,062 SH   SOLE   3,062 0 0
Target Corp Common Stock 87612E106   89,424 600 SH   OTR   600 0 0
The Travelers Companies Inc Common Stock 89417E109   481,474 2,568 SH   SOLE   2,568 0 0
TJX Companies Inc Common Stock 872540109   509,440 6,400 SH   SOLE   6,400 0 0
Union Pacific Corp Common Stock 907818108   841,947 4,066 SH   SOLE   4,066 0 0
UnitedHealth Group Inc Common Stock 91324P102   861,543 1,625 SH   SOLE   1,625 0 0
Vanguard 500 Index Fund ETF Exchange Traded Fund 922908363   4,240,674 12,070 SH   SOLE   12,070 0 0
Vanguard Extended Market ETF Exchange Traded Fund 922908652   530,111 3,990 SH   SOLE   3,990 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858   324,848 7,740 SH   SOLE   7,740 0 0
Vanguard FTSE Developed Markets Index Fund ETF Exchange Traded Fund 921943858   16,788 400 SH   OTR   400 0 0
Vanguard Global ex-U.S. Real Estate ETF Exchange Traded Fund 922042676   781,863 18,913 SH   SOLE   18,913 0 0
Vanguard Growth Vipers Fund ETF Exchange Traded Fund 922908736   742,901 3,486 SH   SOLE   3,486 0 0
Vanguard Long-Term Corporate Index Fund ETF Fixed Income ETF 92206C813   28,990,343 382,913 SH   SOLE   20,700 0 362,213
Vanguard Mid-Cap Index ETF Exchange Traded Fund 922908629   1,591,348 7,808 SH   SOLE   7,808 0 0
Vanguard Real Estate ETF Exchange Traded Fund 922908553   957,675 11,611 SH   SOLE   11,611 0 0
Vanguard Small-Cap Value ETF Exchange Traded Fund 922908611   748,583 4,714 SH   SOLE   4,714 0 0
Vanguard Value ETF Exchange Traded Fund 922908744   1,826,073 13,009 SH   SOLE   13,009 0 0
Vanguard Whitehall Funds High Dividend Yield Etf Exchange Traded Fund 921946406   701,634 6,484 SH   SOLE   6,484 0 0
Visa Inc Common Stock 92826C839   2,665,769 12,831 SH   SOLE   12,831 0 0
Walt Disney Productions Common Stock 254687106   712,242 8,198 SH   SOLE   8,198 0 0
Walt Disney Productions Common Stock 254687106   23,458 270 SH   OTR   270 0 0
Waste Management Inc Common Stock 94106L109   330,232 2,105 SH   SOLE   2,105 0 0
Wells Fargo & Co Common Stock 949746101   873,201 21,148 SH   SOLE   21,148 0 0
Wells Fargo & Co Common Stock 949746101   68,129 1,650 SH   OTR   1,650 0 0
Xcel Energy Inc Common Stock 98389B100   404,324 5,767 SH   SOLE   5,767 0 0