<SEC-DOCUMENT>0001084961-23-000053-index.html : 20230503 <SEC-HEADER>0001084961-23-000053.hdr.sgml : 20230503 <ACCEPTANCE-DATETIME>20230503170357 ACCESSION NUMBER: 0001084961-23-000053 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 45 CONFORMED PERIOD OF REPORT: 20230503 ITEM INFORMATION: Regulation FD Disclosure ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20230503 DATE AS OF CHANGE: 20230503 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ENCORE CAPITAL GROUP INC CENTRAL INDEX KEY: 0001084961 STANDARD INDUSTRIAL CLASSIFICATION: SHORT-TERM BUSINESS CREDIT INSTITUTIONS [6153] IRS NUMBER: 481090909 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-26489 FILM NUMBER: 23885216 BUSINESS ADDRESS: STREET 1: 350 CAMINO DE LA REINA STREET 2: SUITE 100 CITY: SAN DIEGO STATE: CA ZIP: 92108 BUSINESS PHONE: 877-445-4581 MAIL ADDRESS: STREET 1: 350 CAMINO DE LA REINA STREET 2: SUITE 100 CITY: SAN DIEGO STATE: CA ZIP: 92108 FORMER COMPANY: FORMER CONFORMED NAME: MCM CAPITAL GROUP INC DATE OF NAME CHANGE: 19990430 FORMER COMPANY: FORMER CONFORMED NAME: MIDLAND CORP OF KANSAS DATE OF NAME CHANGE: 19990423 </SEC-HEADER> <DOCUMENT> <TYPE>8-K <SEQUENCE>1 <FILENAME>ecpg-20230503.htm <DESCRIPTION>8-K <TEXT> Document 1 - file: ecpg-20230503.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-99.1 <SEQUENCE>2 <FILENAME>ecpgq12023earningscallsl.htm <DESCRIPTION>EX-99.1 <TEXT> Document 2 - file: ecpgq12023earningscallsl.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-101.SCH <SEQUENCE>3 <FILENAME>ecpg-20230503.xsd <DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT <TEXT> Document 3 - file: ecpg-20230503.xsd
</DOCUMENT> <DOCUMENT> <TYPE>EX-101.LAB <SEQUENCE>4 <FILENAME>ecpg-20230503_lab.xml <DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT <TEXT> Document 4 - file: ecpg-20230503_lab.xml
</DOCUMENT> <DOCUMENT> <TYPE>EX-101.PRE <SEQUENCE>5 <FILENAME>ecpg-20230503_pre.xml <DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT <TEXT> Document 5 - file: ecpg-20230503_pre.xml
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>6 <FILENAME>ecpgq12023earningscallsl001.jpg <TEXT> Document 6 - file: ecpgq12023earningscallsl001.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>7 <FILENAME>ecpgq12023earningscallsl002.jpg <TEXT> Document 7 - file: ecpgq12023earningscallsl002.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>8 <FILENAME>ecpgq12023earningscallsl003.jpg <TEXT> Document 8 - file: ecpgq12023earningscallsl003.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>9 <FILENAME>ecpgq12023earningscallsl004.jpg <TEXT> Document 9 - file: ecpgq12023earningscallsl004.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>10 <FILENAME>ecpgq12023earningscallsl005.jpg <TEXT> Document 10 - file: ecpgq12023earningscallsl005.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>11 <FILENAME>ecpgq12023earningscallsl006.jpg <TEXT> Document 11 - file: ecpgq12023earningscallsl006.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>12 <FILENAME>ecpgq12023earningscallsl007.jpg <TEXT> Document 12 - file: ecpgq12023earningscallsl007.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>13 <FILENAME>ecpgq12023earningscallsl008.jpg <TEXT> Document 13 - file: ecpgq12023earningscallsl008.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>14 <FILENAME>ecpgq12023earningscallsl009.jpg <TEXT> Document 14 - file: ecpgq12023earningscallsl009.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>15 <FILENAME>ecpgq12023earningscallsl010.jpg <TEXT> Document 15 - file: ecpgq12023earningscallsl010.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>16 <FILENAME>ecpgq12023earningscallsl011.jpg <TEXT> Document 16 - file: ecpgq12023earningscallsl011.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>17 <FILENAME>ecpgq12023earningscallsl012.jpg <TEXT> Document 17 - file: ecpgq12023earningscallsl012.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>18 <FILENAME>ecpgq12023earningscallsl013.jpg <TEXT> Document 18 - file: ecpgq12023earningscallsl013.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>19 <FILENAME>ecpgq12023earningscallsl014.jpg <TEXT> Document 19 - file: ecpgq12023earningscallsl014.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>20 <FILENAME>ecpgq12023earningscallsl015.jpg <TEXT> Document 20 - file: ecpgq12023earningscallsl015.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>21 <FILENAME>ecpgq12023earningscallsl016.jpg <TEXT> Document 21 - file: ecpgq12023earningscallsl016.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>22 <FILENAME>ecpgq12023earningscallsl017.jpg <TEXT> Document 22 - file: ecpgq12023earningscallsl017.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>23 <FILENAME>ecpgq12023earningscallsl018.jpg <TEXT> Document 23 - file: ecpgq12023earningscallsl018.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>24 <FILENAME>ecpgq12023earningscallsl019.jpg <TEXT> Document 24 - file: ecpgq12023earningscallsl019.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>25 <FILENAME>ecpgq12023earningscallsl020.jpg <TEXT> Document 25 - file: ecpgq12023earningscallsl020.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>26 <FILENAME>ecpgq12023earningscallsl021.jpg <TEXT> Document 26 - file: ecpgq12023earningscallsl021.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>27 <FILENAME>ecpgq12023earningscallsl022.jpg <TEXT> Document 27 - file: ecpgq12023earningscallsl022.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>28 <FILENAME>ecpgq12023earningscallsl023.jpg <TEXT> Document 28 - file: ecpgq12023earningscallsl023.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>29 <FILENAME>ecpgq12023earningscallsl024.jpg <TEXT> Document 29 - file: ecpgq12023earningscallsl024.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>30 <FILENAME>ecpgq12023earningscallsl025.jpg <TEXT> Document 30 - file: ecpgq12023earningscallsl025.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>31 <FILENAME>ecpgq12023earningscallsl026.jpg <TEXT> Document 31 - file: ecpgq12023earningscallsl026.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>32 <FILENAME>ecpgq12023earningscallsl027.jpg <TEXT> Document 32 - file: ecpgq12023earningscallsl027.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>33 <FILENAME>ecpgq12023earningscallsl028.jpg <TEXT> Document 33 - file: ecpgq12023earningscallsl028.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>34 <FILENAME>ecpgq12023earningscallsl029.jpg <TEXT> Document 34 - file: ecpgq12023earningscallsl029.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>35 <FILENAME>ecpgq12023earningscallsl030.jpg <TEXT> Document 35 - file: ecpgq12023earningscallsl030.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>36 <FILENAME>ecpgq12023earningscallsl031.jpg <TEXT> Document 36 - file: ecpgq12023earningscallsl031.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>37 <FILENAME>ecpgq12023earningscallsl032.jpg <TEXT> Document 37 - file: ecpgq12023earningscallsl032.jpg
</DOCUMENT> <DOCUMENT> <TYPE>XML <SEQUENCE>38 <FILENAME>R1.htm <DESCRIPTION>IDEA: XBRL DOCUMENT <TEXT> Document 38 - file: R1.htm
</DOCUMENT> <DOCUMENT> <TYPE>XML <SEQUENCE>39 <FILENAME>ecpg-20230503_htm.xml <DESCRIPTION>IDEA: XBRL DOCUMENT <TEXT> Document 39 - file: ecpg-20230503_htm.html
Document 39 - RAW XML: ecpg-20230503_htm.xml
</DOCUMENT> <DOCUMENT> <TYPE>EXCEL <SEQUENCE>40 <FILENAME>Financial_Report.xlsx <DESCRIPTION>IDEA: XBRL DOCUMENT <TEXT> Document 40 - file: Financial_Report.xlsx
</DOCUMENT> <DOCUMENT> <TYPE>XML <SEQUENCE>41 <FILENAME>Show.js <DESCRIPTION>IDEA: XBRL DOCUMENT <TEXT> Document 41 - file: Show.js
</DOCUMENT> <DOCUMENT> <TYPE>XML <SEQUENCE>42 <FILENAME>report.css <DESCRIPTION>IDEA: XBRL DOCUMENT <TEXT> Document 42 - file: report.css
</DOCUMENT> <DOCUMENT> <TYPE>XML <SEQUENCE>43 <FILENAME>FilingSummary.xml <DESCRIPTION>IDEA: XBRL DOCUMENT <TEXT> Document 43 - file: FilingSummary.html
Document 43 - RAW XML: FilingSummary.xml
</DOCUMENT> <DOCUMENT> <TYPE>JSON <SEQUENCE>45 <FILENAME>MetaLinks.json <DESCRIPTION>IDEA: XBRL DOCUMENT <TEXT> Document 45 - file: MetaLinks.json
</DOCUMENT> <DOCUMENT> <TYPE>ZIP <SEQUENCE>46 <FILENAME>0001084961-23-000053-xbrl.zip <DESCRIPTION>IDEA: XBRL DOCUMENT <TEXT> Document 46 - file: 0001084961-23-000053-xbrl.zip
</DOCUMENT> </SEC-DOCUMENT>