Segment Information

12 Months Ended

Dec. 31, 2020

Segment Reporting [Abstract]

Segment and Geographic Information

Note 13: Segment and Geographic Information

The Company conducts business through several operating segments. The Company’s management relies on internal management reporting processes that provide segment revenue, segment operating income, and segment asset information in order to make financial decisions and allocate resources. The Company determined its operating segments meet the aggregation criteria, and therefore, it has one reportable segment, portfolio purchasing and recovery, based on similarities among the operating units including economic characteristics, the nature of the services, the nature of the production process, customer types for their services, the methods used to provide their services and the nature of the regulatory environment.

The following tables present information about geographic areas in which the Company operates (in thousands):

	Year Ended December 31,
	2020		2019		2018
Total revenues(1):
United States	$	992,916	$	817,693	$	709,493
International
Europe(2)	490,385		520,433		556,265
Other geographies	18,099		59,555		96,272
Total	$	1,501,400	$	1,397,681	$	1,362,030

________________________ 

(1)Total revenues for periods in 2019 and 2018 are adjusted by net allowances. Total revenues are attributed to countries based on consumer location.

(2)Based on the financial information that is used to produce the general-purpose financial statements, providing further geographic information is impracticable.

	December 31, 2020		December 31, 2019
Long-lived assets(1):
United States	$	83,523	$	84,118
International
United Kingdom	37,225		28,602
Other foreign countries	6,549		7,331
	43,774		35,933
Total	$	127,297	$	120,051

________________________

(1)Long-lived assets consist of property and equipment, net and finance leases.