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Borrowings - Encore Revolving Credit Facility and Term Loan Facility - Narrative (Details) - USD ($)
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Dec. 31, 2019
Debt Instrument [Line Items]      
Principal amortization, 2020     $ 15,300,000
Percentage to be added to base rate for alternate base rate (as a percent) 0.50%    
Percentage to be added to adjusted base rate for alternate base rate (as a percent) 1.00%    
Borrowing base as percentage of eligible estimated collection range end (as a percent) 35.00%    
Eligible estimated remaining collections for consumer receivables (as a percent) 55.00%    
Maximum cash flow leverage ratio 300.00%    
Maximum cash flow secured leverage ratio 200.00%    
Minimum interest coverage ratio 175.00%    
Maximum senior secured notes $ 350,000,000.0    
Allowance of additional unsecured indebtedness (not to exceed) 1,100,000,000    
Company's repurchases, common stock (up to) 150,000,000.0    
Acquisition limit $ 225,000,000.0    
Credit facility, provision, investments not to exceed maximum percentage of consolidated net worth (as a percent) 200.00%    
Basket allowed for investments under laws of Canada $ 50,000,000.0    
Minimum      
Debt Instrument [Line Items]      
Maximum cash flow leverage ratio 125.00%    
Minimum | Base Rate      
Debt Instrument [Line Items]      
Basis spread on variable rate (as a percent) 1.50%    
Maximum | Base Rate      
Debt Instrument [Line Items]      
Basis spread on variable rate (as a percent) 2.00%    
Junior Lien Portion      
Debt Instrument [Line Items]      
Allowance of additional unsecured indebtedness (not to exceed) $ 400,000,000.0    
Revolving Credit Facility      
Debt Instrument [Line Items]      
Revolving credit facility $ 528,000,000   $ 492,000,000
Weighted average interest rate (as a percent) 4.58% 5.50%  
Revolving Credit Facility | Restated Credit Agreement      
Debt Instrument [Line Items]      
Current borrowing capacity $ 356,200,000    
Revolving Credit Facility | Minimum | LIBOR      
Debt Instrument [Line Items]      
Basis spread on variable rate (as a percent) 2.50%    
Revolving Credit Facility | Maximum | LIBOR      
Debt Instrument [Line Items]      
Basis spread on variable rate (as a percent) 3.00%    
Term Loan One | Minimum | LIBOR      
Debt Instrument [Line Items]      
Basis spread on variable rate (as a percent) 2.50%    
Term Loan One | Minimum | Base Rate      
Debt Instrument [Line Items]      
Basis spread on variable rate (as a percent) 1.50%    
Term Loan One | Maximum | LIBOR      
Debt Instrument [Line Items]      
Basis spread on variable rate (as a percent) 3.00%    
Term Loan One | Maximum | Base Rate      
Debt Instrument [Line Items]      
Basis spread on variable rate (as a percent) 2.00%