Exhibit 21

Subsidiaries of World Acceptance Corporation

	State of
Corporate Name	Incorporation
World Acceptance Corporation	South Carolina
World Finance Corporation of South Carolina	South Carolina
World Finance Corporation of Georgia	Georgia
World Finance Corporation of Texas	Texas
World Acceptance Corporation of Oklahoma, Inc.	Oklahoma
World Finance Corporation of Louisiana	Louisiana
World Acceptance Corporation of Missouri	Missouri
(includes Paradata Financial Systems)
World Finance Corporation of Tennessee	Tennessee
World Acceptance Corporation of Alabama	Alabama
WAC Insurance Company, Ltd.	Turks & Caicos Islands
WFC Limited Partnership	Texas, but not Inc.
WFC of South Carolina, Inc.	South Carolina
World Finance Corporation of Illinois	Illinois
World Finance Corporation of New Mexico	New Mexico
WFC Services, Inc. [TN]	Tennessee
World Finance Corporation of Kentucky	Kentucky
World Finance Corporation of Colorado	Colorado
WFC Services, Inc. [SC]	South Carolina
Servicios World Acceptance Corporation de Mexico	Mexico
World Acceptance Corporation de Mexico	Mexico