DEBT	9 Months Ended
Dec. 31, 2011
DEBT [Abstract]
DEBT	NOTE 9 – DEBT Amended and Restated Revolving Credit Facility On August 31, 2011, the Company entered into a First Amendment (the “Amendment”) to the Amended and Restated Revolving Credit Agreement, dated as of September 17, 2010, as amended (as so amended and restated, the “Revolving Credit Agreement”), among the Company, the lenders named therein, and Bank of Montreal, as Administrative Agent. The Amendment amends the Revolving Credit Agreement by extending its term through August 31, 2013 and changing the revolving credit commitment amount up to $300.0 million. In addition, the commitment fee on the unused portion of the commitment was increased from 0.375% to 0.4% per annum. The Company may borrow, at its option, at the bank's rate of the bank's prime (bank's prime rate is defined as prime plus 1%) or LIBOR plus 3.0% with a minimum of 4.0%. At December 31, 2011 and March 31, 2011, the bank's prime interest rate was 4.25%, and the unused amount available under the Revolver Credit Agreement at December 31, 2011 was $21,085,000. Substantially all of the Company's assets are pledged as collateral for borrowings under the revolving credit agreement. Junior Subordinated Note Payable On September 17, 2010, the Company entered into a $75.0 million Junior Subordinated Note Payable with Wells Fargo Preferred Capital. (“Wells Fargo”) providing for a non-revolving line of credit maturing on September 17, 2015. Wells Fargo is also a lender under the Revolving Credit Agreement. Funds borrowed under the Junior Subordinated Note Payable bear interest at LIBOR plus 4.875% per annum. At December 31, 2011, the interest rate on borrowings under the Junior Subordinated Note Payable was 5.1%. The Company is required to pay an unused line fee at a rate between 25 basis points and 37.5 basis points per annum (based on whether the usage rate for a month is equal to or greater than 65% or less than 65%) on the average daily unused portion of the maximum amount of the commitments under the junior subordinated note payable. Amounts outstanding under the Junior Subordinated Note Payable may not exceed specified percentages of eligible loans receivable. On December 31, 2011, $50.0 million was outstanding and there was $20.0 million of unused borrowing availability under the borrowing base limitations. Beginning September 17, 2011, the maximum available borrowings were reduced by $5.0 million, and will be reduced by $5.0 million annually thereafter.

NOTE 9 – DEBT

Amended and Restated Revolving Credit Facility

On August 31, 2011, the Company entered into a First Amendment (the “Amendment”) to the Amended and Restated Revolving Credit Agreement, dated as of September 17, 2010, as amended (as so amended and restated, the “Revolving Credit Agreement”), among the Company, the lenders named therein, and Bank of Montreal, as Administrative Agent. The Amendment amends the Revolving Credit Agreement by extending its term through August 31, 2013 and changing the revolving credit commitment amount up to $300.0 million. In addition, the commitment fee on the unused portion of the commitment was increased from 0.375% to 0.4% per annum.

The Company may borrow, at its option, at the bank's rate of the bank's prime (bank's prime rate is defined as prime plus 1%) or LIBOR plus 3.0% with a minimum of 4.0%. At December 31, 2011 and March 31, 2011, the bank's prime interest rate was 4.25%, and the unused amount available under the Revolver Credit Agreement at December 31, 2011 was $21,085,000.

Substantially all of the Company's assets are pledged as collateral for borrowings under the revolving credit agreement.

Junior Subordinated Note Payable

On September 17, 2010, the Company entered into a $75.0 million Junior Subordinated Note Payable with Wells Fargo Preferred Capital. (“Wells Fargo”) providing for a non-revolving line of credit maturing on September 17, 2015. Wells Fargo is also a lender under the Revolving Credit Agreement.

Funds borrowed under the Junior Subordinated Note Payable bear interest at LIBOR plus 4.875% per annum. At December 31, 2011, the interest rate on borrowings under the Junior Subordinated Note Payable was 5.1%. The Company is required to pay an unused line fee at a rate between 25 basis points and 37.5 basis points per annum (based on whether the usage rate for a month is equal to or greater than 65% or less than 65%) on the average daily unused portion of the maximum amount of the commitments under the junior subordinated note payable. Amounts outstanding under the Junior Subordinated Note Payable may not exceed specified percentages of eligible loans receivable. On December 31, 2011, $50.0 million was outstanding and there was $20.0 million of unused borrowing availability under the borrowing base limitations. Beginning September 17, 2011, the maximum available borrowings were reduced by $5.0 million, and will be reduced by $5.0 million annually thereafter.