EXHIBIT # 99.1

                        CERTIFICATION OF PERIODIC REPORT

I, C. D. Walters, of World Acceptance Corporation, certify, pursuant to Section
906 of the Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, that (to my
knowledge):

(1)    the Quarterly Report on form 10-Q of the Company for the quarter ended
       June 30, 2002, (the "Report") fully complies with the requirements of
       Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

(2)    the information contained in the Report fairly presents, in all material
       respects, the financial condition and results of operations of the
       Company.

Dated:   August 13, 2002


                                                 /s/  C. D. Walters
                                                 -------------------------------
                                                 C. D. Walters
                                                 Chairman and CEO

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