<ARTICLE> 5
<MULTIPLIER> 1,000

                                                                               
<PERIOD-TYPE>                                    3-MOS                   6-MOS                   9-MOS
<FISCAL-YEAR-END>                          MAR-31-2001             MAR-31-2001             MAR-31-2001
<PERIOD-START>                             APR-01-2000             APR-01-2000             APR-01-2000
<PERIOD-END>                               JUN-30-2000             SEP-30-2000             DEC-31-2000
<CASH>                                           2,623                   4,433                   1,720
<SECURITIES>                                         0                       0                       0
<RECEIVABLES>                                  152,063                 160,943                 179,346
<ALLOWANCES>                                    11,271                  12,589                  13,027
<INVENTORY>                                          0                       0                       0
<CURRENT-ASSETS>                               143,415                 152,787                 168,039
<PP&E>                                           6,814                   6,885                   6,753
<DEPRECIATION>                                       0                       0                       0
<TOTAL-ASSETS>                                 171,223                 182,648                 197,400
<CURRENT-LIABILITIES>                            4,040                   5,953                   6,280
<BONDS>                                         97,182                 103,432                 115,882
<PREFERRED-MANDATORY>                           70,001                  73,263                  75,238
<PREFERRED>                                          0                       0                       0
<COMMON>                                             0                       0                       0
<OTHER-SE>                                           0                       0                       0
<TOTAL-LIABILITY-AND-EQUITY>                   171,223                 182,648                 197,400
<SALES>                                              0                       0                       0
<TOTAL-REVENUES>                                26,942                  55,553                  85,433
<CGS>                                                0                       0                       0
<TOTAL-COSTS>                                        0                       0                       0
<OTHER-EXPENSES>                                16,401                  32,728                  50,284
<LOSS-PROVISION>                                 3,912                   9,067                  16,106
<INTEREST-EXPENSE>                               1,760                   3,914                   6,217
<INCOME-PRETAX>                                  4,869                   9,844                  12,826
<INCOME-TAX>                                     1,680                   3,393                   4,400
<INCOME-CONTINUING>                              3,189                   6,451                   8,426
<DISCONTINUED>                                       0                       0                       0
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                     3,189                   6,451                   8,426
<EPS-BASIC>                                       0.17                    0.35                    0.45
<EPS-DILUTED>                                     0.17                    0.34                    0.45