CONSOLIDATED BALANCE SHEETS - USD ($)	Jun. 30, 2024	Mar. 31, 2024
ASSETS
Cash and cash equivalents	$ 11,119,138	$ 11,839,460
Gross loans receivable	1,274,819,257	1,277,149,256
Less:
Unearned interest, insurance and fees	(330,334,164)	(326,746,136)
Allowance for credit losses	(109,643,363)	(102,962,811)
Loans receivable, net	834,841,730	847,440,309
Income taxes receivable	3,950,606	3,091,229
Operating lease right‐of‐use assets, net	80,865,970	79,501,238
Property and equipment, net	22,199,110	22,897,197
Deferred income taxes, net	32,425,138	30,942,844
Other assets, net	45,599,564	42,198,242
Goodwill	7,370,791	7,370,791
Intangible assets, net	10,063,983	11,069,733
Total assets	1,048,436,030	1,056,351,043
Liabilities:
Senior notes payable	241,727,745	223,419,132
Senior unsecured notes payable, net	251,013,681	272,609,632
Operating lease liability	83,136,404	81,920,865
Accounts payable and accrued expenses	49,947,032	53,974,198
Total liabilities	625,824,862	631,923,827
Commitments and contingencies
Shareholders' equity:
Preferred stock, no par value Authorized 5,000,000, no shares issued or outstanding	0	0
Common stock, no par value Authorized 95,000,000 shares; issued and outstanding 5,847,398 and 5,938,665 shares at June 30, 2024 and March 31, 2024, respectively	0	0
Additional paid-in capital	285,924,247	286,432,952
Retained earnings	136,686,921	137,994,264
Total shareholders' equity	422,611,168	424,427,216
Total liabilities and shareholders' equity	$ 1,048,436,030	$ 1,056,351,043