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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2022
Revenues:      
Interest and fee income $ 468,527,861 $ 508,335,681 $ 485,666,579
Insurance and other income, net 104,685,541 108,209,683 99,520,174
Total revenues 573,213,402 616,545,364 585,186,753
Expenses:      
Provision for credit losses 156,973,220 259,463,199 186,207,341
General and administrative expenses:      
Personnel 164,454,210 177,690,957 183,058,343
Occupancy and equipment 49,776,200 52,106,567 52,084,641
Advertising 9,932,122 6,096,083 18,298,212
Amortization of intangible assets 4,219,846 4,466,535 5,010,275
Other 40,217,781 39,113,656 41,523,834
Total general and administrative expenses 268,600,159 279,473,798 299,975,305
Interest expense 48,232,287 50,462,594 33,424,788
Total expenses 473,805,666 589,399,591 519,607,434
Income before income taxes 99,407,736 27,145,773 65,579,319
Income taxes 22,062,509 5,913,783 11,659,482
Net income $ 77,345,227 $ 21,231,990 $ 53,919,837
Net income per common share:      
Basic (in dollars per share) $ 13.45 $ 3.69 $ 8.88
Diluted (in dollars per share) $ 13.19 $ 3.60 $ 8.47
Weighted average common shares outstanding:      
Basic (in shares) 5,748,554 5,749,492 6,072,170
Diluted (in shares) 5,861,900 5,898,670 6,364,066