CONSOLIDATED BALANCE SHEETS - USD ($)	Sep. 30, 2023	Mar. 31, 2023
ASSETS
Cash and cash equivalents	$ 18,785,970	$ 16,508,935
Gross loans receivable	1,379,513,967	1,390,015,568
Less:
Unearned interest, insurance and fees	(370,312,342)	(376,674,349)
Allowance for credit losses	(128,892,192)	(125,552,733)
Loans receivable, net	880,309,433	887,788,486
Operating lease right‐of‐use assets, net	80,396,803	81,289,240
Property and equipment, net	23,695,862	23,926,080
Deferred income taxes, net	41,857,758	41,722,361
Other assets, net	40,125,544	43,422,669
Goodwill	7,370,791	7,370,791
Intangible assets, net	13,157,700	15,289,579
Total assets	1,105,699,861	1,117,318,141
Liabilities:
Senior notes payable	276,555,903	307,910,824
Senior unsecured notes payable, net	284,378,749	287,352,892
Income taxes payable	1,946,851	2,532,766
Operating lease liability	82,948,163	83,735,002
Accounts payable and accrued expenses	49,847,400	50,559,920
Total liabilities	695,677,066	732,091,404
Commitments and contingencies
Shareholders' equity:
Preferred stock, no par value Authorized 5,000,000, no shares issued or outstanding	0	0
Common stock, no par value Authorized 95,000,000 shares; issued and outstanding 6,246,818 and 6,231,082 shares at September 30, 2023 and March 31, 2023, respectively	0	0
Additional paid-in capital	287,246,730	288,071,839
Retained earnings	122,776,065	97,154,898
Total shareholders' equity	410,022,795	385,226,737
Total liabilities and shareholders' equity	$ 1,105,699,861	$ 1,117,318,141