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CONSOLIDATED BALANCE SHEETS - USD ($)
Jun. 30, 2023
Mar. 31, 2023
ASSETS    
Cash and cash equivalents $ 15,988,798 $ 16,508,935
Gross loans receivable 1,397,965,921 1,390,015,568
Less:    
Unearned interest, insurance and fees (379,966,515) (376,674,349)
Allowance for credit losses (129,342,988) (125,552,733)
Loans receivable, net 888,656,418 887,788,486
Operating lease right‐of‐use assets, net 79,462,179 81,289,240
Property and equipment, net 23,856,064 23,926,080
Deferred income taxes, net 43,271,950 41,722,361
Other assets, net 41,147,435 43,422,669
Goodwill 7,370,791 7,370,791
Intangible assets, net 14,220,264 15,289,579
Total assets 1,113,973,899 1,117,318,141
Liabilities:    
Senior notes payable 299,776,031 307,910,824
Senior unsecured notes payable, net 285,620,007 287,352,892
Income taxes payable 3,812,177 2,532,766
Operating lease liability 81,988,898 83,735,002
Accounts payable and accrued expenses 45,889,309 50,559,920
Total liabilities 717,086,422 732,091,404
Commitments and contingencies
Shareholders' equity:    
Preferred stock, no par value Authorized 5,000,000, no shares issued or outstanding 0 0
Common stock, no par value Authorized 95,000,000 shares; issued and outstanding 6,240,497 and 6,231,082 shares at June 30, 2023 and March 31, 2023, respectively 0 0
Additional paid-in capital 290,193,831 288,071,839
Retained earnings 106,693,646 97,154,898
Total shareholders' equity 396,887,477 385,226,737
Total liabilities and shareholders' equity $ 1,113,973,899 $ 1,117,318,141