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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
12 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Mar. 31, 2021
Revenues:      
Interest and fee income $ 508,335,681 $ 485,666,579 $ 451,113,502
Insurance and other income, net 108,209,683 99,520,174 76,876,904
Total revenues 616,545,364 585,186,753 527,990,406
Expenses:      
Provision for credit losses 259,463,199 186,207,341 86,244,714
General and administrative expenses:      
Personnel 177,690,957 183,058,343 184,620,515
Occupancy and equipment 52,106,567 52,084,641 56,160,268
Advertising 6,096,083 18,298,212 17,190,676
Amortization of intangible assets 4,466,535 5,010,275 5,474,240
Other 39,113,656 41,523,834 41,197,730
Total general and administrative expenses 279,473,798 299,975,305 304,643,429
Interest expense 50,462,594 33,424,788 25,698,836
Total expenses 589,399,591 519,607,434 416,586,979
Income before income taxes 27,145,773 65,579,319 111,403,427
Income taxes 5,913,783 11,659,482 23,120,599
Net income $ 21,231,990 $ 53,919,837 $ 88,282,828
Net income per common share:      
Basic (in dollars per share) $ 3.69 $ 8.88 $ 13.59
Diluted (in dollars per share) $ 3.60 $ 8.47 $ 13.23
Weighted average common shares outstanding:      
Basic (in shares) 5,749,492 6,072,170 6,493,898
Diluted (in shares) 5,898,670 6,364,066 6,672,110