CONSOLIDATED BALANCE SHEETS - USD ($)	Mar. 31, 2023	Mar. 31, 2022
ASSETS
Cash and cash equivalents	$ 16,508,935	$ 19,236,322
Gross loans receivable	1,390,015,568	1,522,788,860
Less:
Unearned interest, insurance and fees	(376,674,349)	(403,030,844)
Allowance for credit losses	(125,552,733)	(134,242,862)
Loans receivable, net	887,788,486	985,515,154
Operating lease right‐of‐use assets, net	81,289,240	85,631,304
Finance lease right‐of‐use assets, net	0	607,512
Property and equipment, net	23,926,080	24,476,231
Deferred income taxes, net	41,722,361	39,801,457
Other assets, net	43,422,669	35,901,704
Goodwill	7,370,791	7,370,791
Intangible assets, net	15,289,579	19,756,114
Total assets	1,117,318,141	1,218,296,589
Liabilities:
Senior notes payable	307,910,824	396,972,746
Senior unsecured notes payable, net	287,352,892	295,393,991
Income taxes payable	2,532,766	7,384,169
Operating lease liability	83,735,002	87,399,049
Finance lease liability	0	80,067
Accounts payable and accrued expenses	50,559,920	58,042,139
Total liabilities	732,091,404	845,272,161
Commitments and contingencies (Notes 9 and 16)
Shareholders' equity:
Preferred stock, no par value Authorized 5,000,000, no shares issued or outstanding	0	0
Common stock, no par value Authorized 95,000,000 shares; issued and outstanding 6,231,082 and 6,348,314 shares at March 31, 2023 and March 31, 2022, respectively	0	0
Additional paid-in capital	288,071,839	280,907,085
Retained earnings	97,154,898	92,117,343
Total shareholders' equity	385,226,737	373,024,428
Total liabilities and shareholders' equity	$ 1,117,318,141	$ 1,218,296,589