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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
3 Months Ended 9 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2022
Dec. 31, 2021
Revenues:        
Interest and fee income $ 126,201,028 $ 128,147,374 $ 386,867,966 $ 355,435,289
Insurance and other income, net 20,295,432 20,424,437 68,449,330 60,622,784
Total revenues 146,496,460 148,571,811 455,317,296 416,058,073
Expenses:        
Provision for credit losses 59,608,655 56,458,533 214,051,068 128,767,870
General and administrative expenses:        
Personnel 40,700,713 44,383,906 131,173,726 136,361,580
Occupancy and equipment 12,932,456 12,613,622 39,658,067 39,155,558
Advertising 1,323,671 6,847,777 4,541,863 15,902,321
Amortization of intangible assets 1,114,540 1,275,784 3,352,694 3,736,113
Other 10,367,857 9,108,390 31,749,024 27,413,963
Total general and administrative expenses 66,439,237 74,229,479 210,475,374 222,569,535
Interest expense 14,070,458 10,166,125 38,277,223 22,380,850
Total expenses 140,118,350 140,854,137 462,803,665 373,718,255
Income (loss) before income taxes 6,378,110 7,717,674 (7,486,369) 42,339,818
Income tax expense (benefit) 619,136 390,942 (3,076,486) 6,802,166
Net income (loss) $ 5,758,974 $ 7,326,732 $ (4,409,883) $ 35,537,652
Net income (loss) per common share:        
Basic (in dollars per share) $ 1.00 $ 1.20 $ (0.77) $ 5.81
Diluted (in dollars per share) $ 0.98 $ 1.14 $ (0.77) $ 5.53
Weighted average common shares outstanding:        
Basic (in shares) 5,761,954 6,118,591 5,743,094 6,119,971
Diluted (in shares) 5,857,490 6,403,788 5,743,094 6,424,067