CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2022	Mar. 31, 2022
ASSETS
Cash and cash equivalents	$ 20,961,825	$ 19,236,322
Gross loans receivable	1,553,984,727	1,522,788,860
Less:
Unearned interest, insurance and fees	(431,297,470)	(403,030,844)
Allowance for credit losses	(144,539,543)	(134,242,862)
Loans receivable, net	978,147,714	985,515,154
Income taxes receivable	2,790,043	0
Operating lease right‐of‐use assets, net	83,437,329	85,631,304
Finance lease right‐of‐use assets, net	0	607,512
Property and equipment, net	24,377,670	24,476,231
Deferred income taxes, net	42,385,118	39,801,457
Other assets, net	41,104,168	35,901,704
Goodwill	7,370,791	7,370,791
Intangible assets, net	16,403,420	19,756,114
Total assets	1,216,978,078	1,218,296,589
Liabilities:
Senior notes payable	426,490,205	396,972,746
Senior unsecured notes payable, net	296,050,414	295,393,991
Income taxes payable	0	7,384,169
Operating lease liability	86,010,194	87,399,049
Finance lease liability	0	80,067
Accounts payable and accrued expenses	48,801,124	58,042,139
Total liabilities	857,351,937	845,272,161
Commitments and contingencies
Shareholders' equity:
Preferred stock, no par value Authorized 5,000,000, no shares issued or outstanding	0	0
Common stock, no par value Authorized 95,000,000 shares; issued and outstanding 6,228,609 and 6,348,314 shares at December 31, 2022 and March 31, 2022, respectively	0	0
Additional paid-in capital	286,232,769	280,907,085
Retained earnings	73,393,372	92,117,343
Total shareholders' equity	359,626,141	373,024,428
Total liabilities and shareholders' equity	$ 1,216,978,078	$ 1,218,296,589