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CONSOLIDATED BALANCE SHEETS - USD ($)
Jun. 30, 2022
Mar. 31, 2022
ASSETS    
Cash and cash equivalents $ 13,302,590 $ 19,236,322
Gross loans receivable 1,641,797,729 1,522,788,860
Less:    
Unearned interest, insurance and fees (447,290,194) (403,030,844)
Allowance for credit losses (155,650,679) (134,242,862)
Loans receivable, net 1,038,856,856 985,515,154
Operating lease right‐of‐use assets, net 86,224,493 85,631,304
Finance lease right‐of‐use assets, net 505,234 607,512
Property and equipment, net 24,164,316 24,476,231
Deferred income taxes, net 45,579,442 39,801,457
Other assets, net 44,230,355 35,901,704
Goodwill 7,370,791 7,370,791
Intangible assets, net 18,839,009 19,756,114
Total assets 1,279,073,086 1,218,296,589
Liabilities:    
Senior notes payable 481,393,450 396,972,746
Senior unsecured notes payable, net 295,645,228 295,393,991
Income taxes payable 6,631,980 7,384,169
Operating lease liability 88,303,738 87,399,049
Finance lease liability 45,924 80,067
Accounts payable and accrued expenses 52,925,714 58,042,139
Total liabilities 924,946,034 845,272,161
Commitments and contingencies
Shareholders' equity:    
Preferred stock, no par value Authorized 5,000,000, no shares issued or outstanding 0 0
Common stock, no par value Authorized 95,000,000 shares; issued and outstanding 6,280,721 and 6,348,314 shares at June 30, 2022 and March 31, 2022, respectively 0 0
Additional paid-in capital 285,126,690 280,907,085
Retained earnings 69,000,362 92,117,343
Total shareholders' equity 354,127,052 373,024,428
Total liabilities and shareholders' equity $ 1,279,073,086 $ 1,218,296,589