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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
3 Months Ended 6 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Revenues:        
Interest and fee income $ 118,113,200 $ 108,885,851 $ 227,287,915 $ 218,746,307
Insurance income, net and other income 19,713,684 15,555,201 40,198,347 29,561,547
Total revenues 137,826,884 124,441,052 267,486,262 248,307,854
Expenses:        
Provision for credit losses 42,043,526 26,090,367 72,309,337 51,751,027
General and administrative expenses:        
Personnel 45,745,551 46,832,893 91,977,674 91,454,916
Occupancy and equipment 12,934,959 13,515,468 26,541,936 26,696,974
Advertising 5,294,835 5,255,613 9,054,544 7,867,780
Amortization of intangible assets 1,245,545 1,286,118 2,460,329 2,668,246
Other 9,767,969 8,402,448 18,305,573 18,212,603
Total general and administrative expenses 74,988,859 75,292,540 148,340,056 146,900,519
Interest expense 6,713,653 5,892,790 12,214,725 11,454,667
Total expenses 123,746,038 107,275,697 232,864,118 210,106,213
Income before income taxes 14,080,846 17,165,355 34,622,144 38,201,641
Income taxes 1,640,754 3,766,735 6,411,224 9,293,372
Net income $ 12,440,092 $ 13,398,620 $ 28,210,920 $ 28,908,269
Net income per common share:        
Basic (in dollars per share) $ 2.04 $ 2.01 $ 4.61 $ 4.27
Diluted (in dollars per share) $ 1.94 $ 1.96 $ 4.38 $ 4.20
Weighted average common shares outstanding:        
Basic (in shares) 6,083,255 6,680,969 6,120,665 6,773,704
Weighted average common shares outstanding (in shares) 6,413,079 6,853,425 6,434,211 6,890,265