FINANCE RECEIVABLES AND ALLOWANCE FOR CREDIT LOSSES (Summary of Past Due Receivables) (Details) - USD ($)
|
Jun. 30, 2021 |
Mar. 31, 2021 |
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
$ 1,223,138,687
|
$ 1,104,746,261
|
Unearned interest, insurance and fees |
322,753,401
|
279,364,584
|
Tax Advance Loan |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
2,490,337
|
8,316,011
|
30 - 60 days past due | 0 to 5 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
103,852,785
|
92,378,097
|
30 - 60 days past due | 6 to 17 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
111,290,093
|
106,742,121
|
30 - 60 days past due | 18 to 35 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
210,101,533
|
169,361,910
|
30 - 60 days past due | 36 to 59 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
151,521,634
|
130,655,627
|
30 - 60 days past due | 60+ Months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
643,882,305
|
597,292,495
|
Recency Basis |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
1,223,138,687
|
1,104,746,261
|
Unearned interest, insurance and fees |
(322,753,401)
|
(279,364,584)
|
Total net loans |
$ 900,385,286
|
$ 825,381,677
|
Financing receivable, percent past due |
6.70%
|
7.10%
|
Recency Basis | Tax Advance Loan |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
$ 2,490,337
|
$ 8,316,011
|
Recency Basis | 0 to 5 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
103,852,783
|
92,378,094
|
Recency Basis | 6 to 17 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
111,290,093
|
106,742,122
|
Recency Basis | 18 to 35 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
210,101,534
|
169,361,911
|
Recency Basis | 36 to 59 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
151,521,635
|
130,655,627
|
Recency Basis | 60+ Months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
643,882,305
|
597,292,496
|
Recency Basis | Current |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
1,140,997,903
|
1,026,161,065
|
Unearned interest, insurance and fees |
(301,078,657)
|
(259,492,219)
|
Total net loans |
839,919,246
|
766,668,846
|
Recency Basis | Current | Tax Advance Loan |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
169,522
|
7,592,435
|
Recency Basis | Current | 0 to 5 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
85,496,091
|
72,702,970
|
Recency Basis | Current | 6 to 17 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
99,626,709
|
94,466,209
|
Recency Basis | Current | 18 to 35 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
197,298,693
|
158,217,605
|
Recency Basis | Current | 36 to 59 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
143,356,588
|
123,542,346
|
Recency Basis | Current | 60+ Months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
615,050,300
|
569,639,500
|
Recency Basis | 30 - 60 days past due |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
33,265,681
|
24,742,398
|
Unearned interest, insurance and fees |
(8,777,918)
|
(6,256,776)
|
Total net loans |
$ 24,487,763
|
$ 18,485,622
|
Financing receivable, percent past due |
2.70%
|
2.20%
|
Recency Basis | 30 - 60 days past due | Tax Advance Loan |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
$ 336,303
|
$ 688,090
|
Recency Basis | 30 - 60 days past due | 0 to 5 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
5,646,646
|
4,799,102
|
Recency Basis | 30 - 60 days past due | 6 to 17 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
4,650,359
|
3,187,347
|
Recency Basis | 30 - 60 days past due | 18 to 35 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
5,725,542
|
3,570,696
|
Recency Basis | 30 - 60 days past due | 36 to 59 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
3,720,599
|
2,432,489
|
Recency Basis | 30 - 60 days past due | 60+ Months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
13,186,232
|
10,064,674
|
Recency Basis | 61 - 90 days past due |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
19,121,635
|
19,348,757
|
Unearned interest, insurance and fees |
(5,045,686)
|
(4,892,850)
|
Total net loans |
$ 14,075,949
|
$ 14,455,907
|
Financing receivable, percent past due |
1.60%
|
1.80%
|
Recency Basis | 61 - 90 days past due | Tax Advance Loan |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
$ 565,026
|
$ 321
|
Recency Basis | 61 - 90 days past due | 0 to 5 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
4,107,098
|
5,680,380
|
Recency Basis | 61 - 90 days past due | 6 to 17 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
2,758,248
|
2,798,411
|
Recency Basis | 61 - 90 days past due | 18 to 35 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
3,055,374
|
2,592,402
|
Recency Basis | 61 - 90 days past due | 36 to 59 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
1,874,128
|
1,753,291
|
Recency Basis | 61 - 90 days past due | 60+ Months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
6,761,761
|
6,523,952
|
Recency Basis | 91 or more days past due |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
29,753,468
|
34,494,041
|
Unearned interest, insurance and fees |
(7,851,140)
|
(8,722,739)
|
Total net loans |
$ 21,902,328
|
$ 25,771,302
|
Financing receivable, percent past due |
2.40%
|
3.10%
|
Recency Basis | 91 or more days past due | Tax Advance Loan |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
$ 1,419,486
|
$ 35,165
|
Recency Basis | 91 or more days past due | 0 to 5 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
8,602,948
|
9,195,642
|
Recency Basis | 91 or more days past due | 6 to 17 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
4,254,777
|
6,290,155
|
Recency Basis | 91 or more days past due | 18 to 35 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
4,021,925
|
4,981,208
|
Recency Basis | 91 or more days past due | 36 to 59 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
2,570,320
|
2,927,501
|
Recency Basis | 91 or more days past due | 60+ Months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
8,884,012
|
11,064,370
|
Recency Basis | Total Past Due |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
82,140,784
|
78,585,196
|
Unearned interest, insurance and fees |
(21,674,744)
|
(19,872,365)
|
Total net loans |
60,466,040
|
58,712,831
|
Recency Basis | Total Past Due | Tax Advance Loan |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
2,320,815
|
723,576
|
Recency Basis | Total Past Due | 0 to 5 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
18,356,692
|
19,675,124
|
Recency Basis | Total Past Due | 6 to 17 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
11,663,384
|
12,275,913
|
Recency Basis | Total Past Due | 18 to 35 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
12,802,841
|
11,144,306
|
Recency Basis | Total Past Due | 36 to 59 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
8,165,047
|
7,113,281
|
Recency Basis | Total Past Due | 60+ Months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
28,832,005
|
27,652,996
|
Contractual basis |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
1,223,138,687
|
1,104,746,261
|
Unearned interest, insurance and fees |
(322,753,401)
|
(279,364,584)
|
Total net loans |
$ 900,385,286
|
$ 825,381,677
|
Financing receivable, percent past due |
8.10%
|
9.70%
|
Contractual basis | Tax Advance Loan |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
$ 2,490,337
|
$ 8,316,011
|
Contractual basis | 0 to 5 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
103,852,785
|
92,378,095
|
Contractual basis | 6 to 17 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
111,290,093
|
106,742,121
|
Contractual basis | 18 to 35 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
210,101,533
|
169,361,910
|
Contractual basis | 36 to 59 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
151,521,634
|
130,655,628
|
Contractual basis | 60+ Months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
643,882,305
|
597,292,496
|
Contractual basis | Current |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
1,124,558,912
|
997,206,715
|
Unearned interest, insurance and fees |
(296,740,850)
|
(252,170,339)
|
Total net loans |
827,818,062
|
745,036,376
|
Contractual basis | Current | Tax Advance Loan |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
136,117
|
7,583,075
|
Contractual basis | Current | 0 to 5 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
84,288,878
|
70,532,439
|
Contractual basis | Current | 6 to 17 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
97,816,652
|
90,679,304
|
Contractual basis | Current | 18 to 35 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
194,896,422
|
153,922,334
|
Contractual basis | Current | 36 to 59 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
141,381,446
|
120,168,698
|
Contractual basis | Current | 60+ Months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
606,039,397
|
554,320,865
|
Contractual basis | 30 - 60 days past due |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
34,452,984
|
31,933,140
|
Unearned interest, insurance and fees |
(9,091,216)
|
(8,075,147)
|
Total net loans |
$ 25,361,768
|
$ 23,857,993
|
Financing receivable, percent past due |
2.80%
|
2.90%
|
Contractual basis | 30 - 60 days past due | Tax Advance Loan |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
$ 330,547
|
$ 686,667
|
Contractual basis | 30 - 60 days past due | 0 to 5 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
5,594,534
|
5,245,878
|
Contractual basis | 30 - 60 days past due | 6 to 17 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
4,635,619
|
3,936,937
|
Contractual basis | 30 - 60 days past due | 18 to 35 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
5,844,466
|
4,471,202
|
Contractual basis | 30 - 60 days past due | 36 to 59 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
3,850,933
|
3,229,253
|
Contractual basis | 30 - 60 days past due | 60+ Months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
14,196,885
|
14,363,203
|
Contractual basis | 61 - 90 days past due |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
19,467,232
|
24,514,370
|
Unearned interest, insurance and fees |
(5,136,879)
|
(6,199,113)
|
Total net loans |
$ 14,330,353
|
$ 18,315,257
|
Financing receivable, percent past due |
1.60%
|
2.20%
|
Contractual basis | 61 - 90 days past due | Tax Advance Loan |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
$ 596,653
|
$ 0
|
Contractual basis | 61 - 90 days past due | 0 to 5 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
3,942,595
|
6,019,264
|
Contractual basis | 61 - 90 days past due | 6 to 17 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
2,608,969
|
3,267,446
|
Contractual basis | 61 - 90 days past due | 18 to 35 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
3,113,896
|
3,488,629
|
Contractual basis | 61 - 90 days past due | 36 to 59 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
1,952,425
|
2,337,625
|
Contractual basis | 61 - 90 days past due | 60+ Months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
7,252,694
|
9,401,406
|
Contractual basis | 91 or more days past due |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
44,659,559
|
51,092,036
|
Unearned interest, insurance and fees |
(11,784,456)
|
(12,919,985)
|
Total net loans |
$ 32,875,103
|
$ 38,172,051
|
Financing receivable, percent past due |
3.70%
|
4.60%
|
Contractual basis | 91 or more days past due | Tax Advance Loan |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
$ 1,427,020
|
$ 46,269
|
Contractual basis | 91 or more days past due | 0 to 5 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
10,026,778
|
10,580,514
|
Contractual basis | 91 or more days past due | 6 to 17 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
6,228,853
|
8,858,434
|
Contractual basis | 91 or more days past due | 18 to 35 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
6,246,749
|
7,479,745
|
Contractual basis | 91 or more days past due | 36 to 59 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
4,336,830
|
4,920,052
|
Contractual basis | 91 or more days past due | 60+ Months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
16,393,329
|
19,207,022
|
Contractual basis | Total Past Due |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
98,579,775
|
107,539,546
|
Unearned interest, insurance and fees |
(26,012,551)
|
(27,194,245)
|
Total net loans |
72,567,224
|
80,345,301
|
Contractual basis | Total Past Due | Tax Advance Loan |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
2,354,220
|
732,936
|
Contractual basis | Total Past Due | 0 to 5 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
19,563,907
|
21,845,656
|
Contractual basis | Total Past Due | 6 to 17 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
13,473,441
|
16,062,817
|
Contractual basis | Total Past Due | 18 to 35 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
15,205,111
|
15,439,576
|
Contractual basis | Total Past Due | 36 to 59 months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
10,140,188
|
10,486,930
|
Contractual basis | Total Past Due | 60+ Months |
|
|
Financing Receivable, Recorded Investment, Past Due [Line Items] |
|
|
Gross loans receivable |
$ 37,842,908
|
$ 42,971,631
|