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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
9 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Cash flow from operating activities:    
Net income $ 43,398,875 $ 4,853,989
Adjustments to reconcile net income to net cash provided by operating activities:    
Amortization of intangible assets 4,045,496 3,603,528
Amortization of investment in historic tax credits 1,302,288 434,096
Amortization of debt issuance costs 489,582 389,445
Provision for credit losses 80,608,470 149,478,577
Depreciation 7,294,907 5,268,517
Loss on sale of assets held for sale 37,579 0
Gain on sale of property and equipment (153,338) (106,703)
Deferred income tax benefit 4,136,893 (5,080,919)
Compensation related to stock option and restricted stock plans, net of taxes and adjustments 14,508,703 22,933,287
Gain on sale of finance receivables (24,628) 0
Change in accounts:    
Other assets, net (1,596,210) (12,495,302)
Income taxes payable (4,112,382) (2,261,843)
Accounts payable and accrued expenses (18,969,426) 3,550,935
Net cash provided by operating activities 130,966,809 170,567,607
Cash flows from investing activities:    
Increase in loans receivable, net (106,901,743) (244,483,146)
Net assets acquired from acquisitions, primarily loans (14,364,043) (43,105,296)
Increase in intangible assets from acquisitions (4,483,180) (13,294,761)
Purchases of property and equipment (8,985,589) (8,037,189)
Proceeds from sale of finance receivables 449,327 0
Proceeds from sale of assets held for sale 2,810,391 0
Proceeds from sale of property and equipment 222,725 153,441
Net cash used in investing activities (131,252,112) (308,766,951)
Cash flow from financing activities:    
Borrowings from senior notes payable 283,576,750 473,291,400
Payments on senior notes payable (195,076,750) (141,500,000)
Debt issuance costs associated with senior notes payable (376,750) (991,400)
Proceeds from exercise of stock options 2,255,824 4,589,974
Payments for taxes related to net share settlement of equity awards (3,173,735) (4,476,159)
Repurchase of common stock (88,848,296) (190,010,912)
Net cash provided by (used in) financing activities (1,642,957) 140,902,903
Net change in cash and cash equivalents (1,928,260) 2,703,559
Cash and cash equivalents at beginning of period 11,618,922 9,335,433
Cash and cash equivalents at end of period 9,690,662 12,038,992
Supplemental Disclosures:    
Interest paid during the period 17,723,748 16,091,487
Income taxes paid during the period $ 12,101,860 $ 22,135,053