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CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) - USD ($)
3 Months Ended 9 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2020
Dec. 31, 2019
Revenues:        
Interest and fee income $ 114,885,857 $ 130,224,337 $ 333,632,164 $ 379,225,518
Insurance commissions and other income 16,059,793 16,771,747 45,621,340 47,785,665
Total revenues 130,945,650 146,996,084 379,253,504 427,011,183
Expenses:        
Provision for credit losses 28,857,443 55,219,470 80,608,470 149,478,577
General and administrative expenses:        
Personnel 46,699,999 49,375,486 138,154,915 151,445,733
Occupancy and equipment 15,058,226 13,544,378 41,755,200 40,455,146
Advertising 6,660,129 8,181,106 14,527,909 20,560,667
Amortization of intangible assets 1,377,250 1,390,934 4,045,496 3,603,528
Other 8,079,467 18,065,823 26,292,070 34,721,399
Total general and administrative expenses 77,875,071 90,557,727 224,775,590 250,786,473
Interest expense 7,304,531 7,130,178 18,759,198 17,861,323
Total expenses 114,037,045 152,907,375 324,143,258 418,126,373
Income (loss) before income taxes 16,908,605 (5,911,291) 55,110,246 8,884,810
Income tax expense 2,417,999 356,293 11,711,371 4,030,821
Net income (loss) $ 14,490,606 $ (6,267,584) $ 43,398,875 $ 4,853,989
Net income (loss) per common share:        
Basic (in dollars per share) $ 2.32 $ (0.87) $ 6.58 $ 0.62
Diluted (in dollars per share) $ 2.25 $ (0.87) $ 6.44 $ 0.59
Weighted average common shares outstanding:        
Basic (in shares) 6,233,961 7,220,938 6,593,135 7,842,689
Diluted (in shares) 6,452,385 7,220,938 6,743,649 8,163,307