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CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) - USD ($)
3 Months Ended 9 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2019
Dec. 31, 2018
Revenues:        
Interest and fee income $ 130,224,337 $ 122,998,784 $ 379,225,518 $ 344,933,259
Insurance commissions and other income 16,854,871 14,640,547 47,868,789 42,611,820
Total revenues 147,079,208 137,639,331 427,094,307 387,545,079
Expenses:        
Provision for loan losses 55,219,470 48,943,886 149,478,577 119,893,201
General and administrative expenses:        
Personnel 49,375,486 47,284,258 151,445,733 127,984,567
Occupancy and equipment 13,544,378 12,144,964 40,455,146 35,854,545
Advertising 8,181,106 8,929,228 20,560,667 18,884,827
Amortization of intangible assets 1,390,934 372,270 3,603,528 911,218
Other 17,631,727 8,233,451 34,287,303 26,042,217
Total general and administrative expenses 90,123,631 76,964,171 250,352,377 209,677,374
Interest expense 7,130,178 4,637,154 17,861,323 13,020,154
Total expenses 152,473,279 130,545,211 417,692,277 342,590,729
Income before income taxes (5,394,071) 7,094,120 9,402,030 44,954,350
Income taxes 429,997 833,958 2,397,698 8,997,456
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest (5,824,068) 6,260,162 7,004,332 35,956,894
Discontinued Operation, Income (Loss) from Discontinued Operation, before Income Tax 0 0 0 2,341,825
Discontinued Operation, Gain (Loss) on Disposal of Discontinued Operation, Net of Tax, Per Diluted Share 0 0 0 (38,377,623)
Discontinued Operation, Tax Effect of Discontinued Operation 0 0 0 626,583
Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent 0 0 0 (36,662,381)
Net income $ (5,824,068) $ 6,260,162 $ 7,004,332 $ (705,487)
Income (Loss) from Continuing Operations, Per Basic Share $ (0.81) $ 0.69 $ 0.89 $ 3.96
Income (Loss) from Continuing Operations, Per Diluted Share (0.81) 0.67 0.86 3.88
Income (Loss) from Discontinued Operations and Disposal of Discontinued Operations, Net of Tax, Per Basic Share 0   0  
Discontinued Operation, Income (Loss) from Discontinued Operation, Net of Tax, Per Basic Share   0   (4.04)
Income (Loss) from Discontinued Operations and Disposal of Discontinued Operations, Net of Tax, Per Diluted Share 0   0  
Discontinued Operation, Income (Loss) from Discontinued Operation, Net of Tax, Per Diluted Share   0   (3.95)
Net income per common share:        
Basic (in dollars per share) (0.81) 0.69 0.89 (0.08)
Diluted (in dollars per share) $ (0.81) $ 0.67 $ 0.86 $ (0.08)
Weighted average common shares outstanding:        
Basic (in shares) 7,220,938 9,108,516 7,842,689 9,078,576
Diluted (in shares) 7,220,938 9,278,834 8,163,307 9,275,068