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CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) - USD ($)
3 Months Ended 6 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Revenues:        
Interest and fee income $ 126,091,032 $ 113,490,097 $ 249,001,181 $ 221,934,475
Insurance commissions and other income 15,482,084 13,625,666 31,013,918 27,971,273
Total revenues 141,573,116 127,115,763 280,015,099 249,905,748
Expenses:        
Provision for loan losses 52,968,036 40,358,696 94,259,107 70,949,315
General and administrative expenses:        
Personnel 49,610,802 39,906,459 102,070,247 80,700,309
Occupancy and equipment 13,554,466 11,901,403 26,910,768 23,709,581
Advertising 6,269,734 5,116,301 12,379,561 9,955,599
Amortization of intangible assets 1,257,953 275,496 2,212,594 538,948
Other 7,759,428 7,736,189 16,655,576 17,808,766
Total general and administrative expenses 78,452,383 64,935,848 160,228,746 132,713,203
Interest expense 6,327,817 4,157,999 10,731,145 8,383,000
Total expenses 137,748,236 109,452,543 265,218,998 212,045,518
Income before income taxes 3,824,880 17,663,220 14,796,101 37,860,230
Income taxes (395,121) 3,604,153 1,967,701 8,163,498
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 4,220,001 14,059,067 12,828,400 29,696,732
Discontinued Operation, Income (Loss) from Discontinued Operation, before Income Tax 0 0 0 2,341,825
Discontinued Operation, Gain (Loss) on Disposal of Discontinued Operation, Net of Tax, Per Diluted Share 0 628,921 0 (38,377,623)
Discontinued Operation, Tax Effect of Discontinued Operation 0 150,343 0 626,583
Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent 0 478,578 0 (36,662,381)
Net income $ 4,220,001 $ 14,537,645 $ 12,828,400 $ (6,965,649)
Income (Loss) from Continuing Operations, Per Basic Share $ 0.54 $ 1.55 $ 1.57 $ 3.28
Income (Loss) from Continuing Operations, Per Diluted Share 0.51 1.51 1.50 3.20
Income (Loss) from Discontinued Operations and Disposal of Discontinued Operations, Net of Tax, Per Basic Share 0   0  
Discontinued Operation, Income (Loss) from Discontinued Operation, Net of Tax, Per Basic Share   0.05   (4.05)
Income (Loss) from Discontinued Operations and Disposal of Discontinued Operations, Net of Tax, Per Diluted Share 0   0  
Discontinued Operation, Income (Loss) from Discontinued Operation, Net of Tax, Per Diluted Share   0.05   (3.95)
Net income per common share:        
Basic (in dollars per share) 0.54 1.60 1.57 (0.77)
Diluted (in dollars per share) $ 0.51 $ 1.56 $ 1.50 $ (0.75)
Weighted average common shares outstanding:        
Basic (in shares) 7,807,229 9,072,160 8,155,263 9,063,524
Diluted (in shares) 8,201,597 9,292,886 8,532,012 9,273,104