ALLOWANCE FOR LOAN LOSSES (Assessment of Credit Quality) (Details) - USD ($)	Sep. 30, 2016	Mar. 31, 2016	Sep. 30, 2015
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	$ 1,095,577,375	$ 1,066,964,342	$ 1,162,836,344
Consumer loans- non-bankrupt accounts [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	1,088,922,796	1,061,436,900	1,156,214,553
Consumer loans- bankrupt accounts [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	6,654,579	5,527,442	6,621,791
Performing Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	1,011,545,342	991,386,552	1,080,978,309
Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	84,032,033	75,577,790	81,858,035
New borrower [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	153,288,845	141,980,629	146,616,695
Former borrower [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	124,276,487	111,608,375	135,980,288
Refinance [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	799,560,573	793,913,695	854,893,667
Delinquent refinance [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	$ 18,451,470	$ 19,461,643	$ 25,345,694

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- Definition

Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 45
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=65884687&loc=d3e4428-111522

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- Definition

Reflects the carrying amount of loans deemed to be questionable as to collection on which no interest is continuing to be recognized.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5111-111524

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