ALLOWANCE FOR LOAN LOSSES (Assessment of Credit Quality) (Details) - USD ($)	Jun. 30, 2016	Mar. 31, 2016	Jun. 30, 2015
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	$ 1,087,502,182	$ 1,066,964,342	$ 1,150,668,670
Consumer loans- non-bankrupt accounts [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	1,081,650,322	1,061,436,900	1,145,206,726
Consumer loans- bankrupt accounts [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	5,851,860	5,527,442	5,461,944
Performing Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	1,011,083,612	991,386,552	1,076,373,327
Nonperforming Financial Instruments [Member]
Financing Receivable, Recorded Investment [Line Items]
Loans and Leases Receivable, Nonperforming, Nonaccrual of Interest	76,418,570	75,577,790	74,295,343
New borrower [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	137,421,921	141,980,629	141,644,702
Former borrower [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	121,314,533	111,608,375	126,619,807
Refinance [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	810,003,062	793,913,695	857,726,825
Delinquent refinance [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loan balance	$ 18,762,666	$ 19,461,643	$ 24,677,336

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- Definition

Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 45
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=65884687&loc=d3e4428-111522

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- Definition

Reflects the carrying amount of loans deemed to be questionable as to collection on which no interest is continuing to be recognized.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=66008989&loc=d3e5111-111524

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