ALLOWANCE FOR LOAN LOSSES (Summary of Past Due Receivables) (Details) (Contractual basis [Member], USD $)	Sep. 30, 2013	Mar. 31, 2013	Sep. 30, 2012
Contractual basis [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-60 days past due	$ 46,063,021	$ 37,674,267	$ 44,956,309
61-90 days past due	32,552,615	22,773,063	23,542,582
91 days or more past due	29,015,778	23,941,210	22,629,821
Financing Receivable, Recorded Investment, Past Due	$ 107,631,414	$ 84,388,540	$ 91,128,712
Percentage of period end gross loans receivable	9.30%	7.90%	8.40%