ALLOWANCE FOR LOAN LOSSES (Summary of Past Due Receivables) (Details) (USD $)	Dec. 31, 2012	Mar. 31, 2012	Dec. 31, 2011
Recency basis [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-60 days past due	$ 37,651,933	$ 22,457,591	$ 30,909,259
61-90 days past due	21,318,509	13,381,637	19,265,876
91 days or more past due	13,356,644	10,569,627	12,614,281
Total	72,327,086	46,408,855	62,789,416
Percentage of period end gross loans receivable	6.10%	4.80%	5.90%
Contractual basis [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
30-60 days past due	45,193,214	24,853,508	32,995,879
61-90 days past due	25,758,105	17,320,264	23,108,341
91 days or more past due	25,546,143	21,306,902	23,135,468
Total	$ 96,497,462	$ 63,480,674	$ 79,239,688
Percentage of period end gross loans receivable	8.20%	6.50%	7.40%