The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Allstate Corp PFD 5.1% PREF 020002309 1,567 62,500 SH   SOLE   0 0 62,500
Goldman Sachs PFD 4% Ser D PREF 38144g804 865 42,624 SH   SOLE   0 0 42,624
Goldman Sachs PFD 6.2% Ser B PREF 38144x500 1,522 60,150 SH   SOLE   0 0 60,150
US Bancorp PFD 6% PREF 902973817 2,350 88,255 SH   SOLE   0 0 88,255
H C P Inc REIT REIT 40414l109 636 17,440 SH   SOLE   0 0 17,440
Health Care REIT Inc REIT 42217k106 205 3,131 SH   SOLE   0 0 3,131
Realty Income REIT 756109104 2,965 66,784 SH   SOLE   338 0 66,446
Guggenheim Spin-Off ETF 18383m605 278 6,067 SH   SOLE   0 0 6,067
iShares Barclays US TIPS ETF 464287176 2,651 23,660 SH   SOLE   0 0 23,660
iShares China 25 Index ETF 464287184 582 12,614 SH   SOLE   0 0 12,614
iShares Core S&P Mid-Cap ETF 464287507 791 5,272 SH   SOLE   0 0 5,272
iShares Core Total US Bond Mkt ETF 464287226 348 3,195 SH   SOLE   0 0 3,195
iShares Emerg Mkts Index ETF 464287234 714 18,019 SH   SOLE   0 0 18,019
iShares Floating Rate Note ETF 46429B655 1,487 29,373 SH   SOLE   0 0 29,373
iShares MBS ETF 464288588 250 2,298 SH   SOLE   0 0 2,298
iShares MSCI EAFE Small Cap In ETF 464288273 346 6,775 SH   SOLE   0 0 6,775
iShares Russell 2000 ETF 464287655 689 5,522 SH   SOLE   0 0 5,522
iShares S&P National ETF 464288414 930 8,596 SH   SOLE   0 0 8,596
iShares US Preferred Stock ETF 464288687 769 19,638 SH   SOLE   0 0 19,638
Mkt Vectors Biotech ETF ETF 57060u183 809 6,000 SH   SOLE   0 0 6,000
PowerShares QQQ ETF 73935a104 1,684 15,727 SH   SOLE   0 0 15,727
Powershares Senior Loan Port ETF 73936q769 573 24,092 SH   SOLE   0 0 24,092
SPDR Dow Jones Industrial Avg ETF 78467x109 915 5,203 SH   SOLE   0 0 5,203
SPDR Gold Trust ETF 78463v107 812 7,227 SH   SOLE   0 0 7,227
SPDR S&P 500 ETF 78462f103 1,276 6,198 SH   SOLE   0 0 6,198
SPDR S&P Dividend ETF ETF 78464a763 599 7,865 SH   SOLE   0 0 7,865
SPDR S&P Midcap 400 ETF 78467y107 537 1,965 SH   SOLE   0 0 1,965
Vanguard Dividend Apprec Idx ETF 921908844 447 5,686 SH   SOLE   0 0 5,686
Vanguard FTSE All-World-ex-US ETF 922042775 1,027 21,156 SH   SOLE   0 0 21,156
Vanguard FTSE Developed Mkt ETF 921943858 436 10,991 SH   SOLE   0 0 10,991
Vanguard FTSE Emerging Markets ETF 922042858 1,403 34,321 SH   SOLE   0 0 34,321
Vanguard REIT Index ETF 922908553 201 2,689 SH   SOLE   0 0 2,689
Vanguard Short-Term Bond ETF 921937827 2,795 34,849 SH   SOLE   0 0 34,849
Vanguard Short-Term Corporate ETF 92206C409 5,376 67,560 SH   SOLE   158 0 67,402
Vanguard Small Cap ETF 922908751 426 3,510 SH   SOLE   0 0 3,510
Vanguard Small Cap Value ETF 922908611 554 5,141 SH   SOLE   0 0 5,141
Vanguard Total Bond Market ETF 921937835 630 7,754 SH   SOLE   0 0 7,754
Vanguard Total Stock Market ETF 922908769 7,248 67,721 SH   SOLE   0 0 67,721
3M Company COM 88579y101 19,444 126,013 SH   SOLE   0 0 126,013
A F L A C Inc COM 001055102 754 12,120 SH   SOLE   0 0 12,120
Abbott Laboratories COM 002824100 16,366 333,459 SH   SOLE   253 0 333,205
AbbVie COM 00287Y109 19,543 290,869 SH   SOLE   160 0 290,709
ACE Limited COM H0023R105 782 7,686 SH   SOLE   0 0 7,686
Air Prod & Chemicals Inc COM 009158106 210 1,537 SH   SOLE   0 0 1,537
Alibaba Group Holdings Ltd. COM 01609w102 2,458 29,877 SH   SOLE   0 0 29,877
Allergan, Inc. COM 018490102 480 1,582 SH   SOLE   0 0 1,582
Altria Group Inc COM 02209s103 4,102 83,870 SH   SOLE   0 0 83,870
Amazon Inc COM 023135106 1,433 3,302 SH   SOLE   0 0 3,302
Amer Electric Pwr Co Inc COM 025537101 809 15,274 SH   SOLE   0 0 15,274
American Express Co COM 025816109 1,051 13,523 SH   SOLE   0 0 13,523
American Intl Group COM 026874784 4,102 66,346 SH   SOLE   0 0 66,346
American Tower Corp REIT COM 03027x100 1,501 16,092 SH   SOLE   0 0 16,092
Amgen Inc COM 031162100 2,747 17,894 SH   SOLE   0 0 17,894
Anheuser-Busc Inbev ADR COM 03524a108 2,997 24,832 SH   SOLE   195 0 24,637
Anthem Inc. COM 036752103 219 1,336 SH   SOLE   0 0 1,336
Apple Inc. COM 037833100 33,568 267,633 SH   SOLE   689 0 266,944
AT&T Inc COM 00206R102 2,681 75,467 SH   SOLE   0 0 75,467
Auto Data Processing COM 053015103 1,463 18,240 SH   SOLE   0 0 18,240
Bank of America Corp COM 060505104 407 23,924 SH   SOLE   0 0 23,924
Baxter Intl Inc COM 071813109 297 4,244 SH   SOLE   0 0 4,244
BB&T Corp COM 054937107 884 21,925 SH   SOLE   0 0 21,925
BCE Inc. COM 05534B760 212 5,000 SH   SOLE   0 0 5,000
Becton Dickinson & Co COM 075887109 2,276 16,070 SH   SOLE   0 0 16,070
Berkshire Hathaway B COM 084670702 17,472 128,367 SH   SOLE   331 0 128,036
Berkshire Htwy Cl A COM 084670108 1,639 8 SH   SOLE   0 0 8
Boeing Co COM 097023105 2,823 20,347 SH   SOLE   0 0 20,347
BP Plc ADR COM 055622104 478 11,974 SH   SOLE   0 0 11,974
Bristol-Myers Squibb Co COM 110122108 9,608 144,399 SH   SOLE   0 0 144,399
C S X Corp COM 126408103 299 9,144 SH   SOLE   0 0 9,144
C V B Financial Corp COM 126600105 897 50,911 SH   SOLE   0 0 50,911
Campbell Soup Co COM 134429109 874 18,350 SH   SOLE   0 0 18,350
Canadian Natu Res Ltd COM 136385101 4,018 147,926 SH   SOLE   0 0 147,926
Canadian Pac Railway COM 13645T100 1,230 7,676 SH   SOLE   0 0 7,676
Caterpillar Tractor COM 149123101 4,803 56,625 SH   SOLE   0 0 56,625
CDK Global Inc COM 12508e101 264 4,884 SH   SOLE   0 0 4,884
Chevron Corporation COM 166764100 12,526 129,839 SH   SOLE   246 0 129,593
Chubb Corp COM 171232101 471 4,952 SH   SOLE   0 0 4,952
Cigna Corp COM 125509109 791 4,881 SH   SOLE   0 0 4,881
Cisco Systems Inc COM 17275r102 2,248 81,874 SH   SOLE   0 0 81,874
Citigroup Inc New COM 172967424 282 5,100 SH   SOLE   0 0 5,100
Clorox Co COM 189054109 2,574 24,748 SH   SOLE   0 0 24,748
Coca Cola Co. COM 191216100 7,121 181,529 SH   SOLE   0 0 181,529
Colgate-Palmolive Co COM 194162103 1,862 28,472 SH   SOLE   0 0 28,472
Conagra Foods Inc COM 205887102 526 12,021 SH   SOLE   0 0 12,021
ConocoPhillips COM 20825C104 2,730 44,453 SH   SOLE   0 0 44,453
Consolidated Edison Inc COM 209115104 238 4,114 SH   SOLE   0 0 4,114
Costco Whsl Corp COM 22160k105 5,182 38,370 SH   SOLE   0 0 38,370
Cummins Inc COM 231021106 557 4,242 SH   SOLE   0 0 4,242
CVS Caremark Corp COM 126650100 306 2,914 SH   SOLE   0 0 2,914
Deere & Co COM 244199105 4,922 50,712 SH   SOLE   0 0 50,712
Diageo PLC Adr COM 25243q205 1,591 13,714 SH   SOLE   0 0 13,714
DirecTV COM 25490A309 772 8,322 SH   SOLE   0 0 8,322
Discovery Communications Inc. COM 25470f302 2,087 67,144 SH   SOLE   0 0 67,144
Disney Walt Co COM 254687106 5,401 47,320 SH   SOLE   340 0 46,980
Dollar Tree Stores COM 256746108 7,250 91,789 SH   SOLE   275 0 91,514
Dominion Res Inc COM 25746u109 297 4,449 SH   SOLE   0 0 4,449
Dow Chemical Co COM 260543103 1,601 31,286 SH   SOLE   0 0 31,286
Du Pont EI De Nemour & Co COM 263534109 1,895 29,636 SH   SOLE   0 0 29,636
Duke Energy Corp COM 26441c204 242 3,425 SH   SOLE   0 0 3,425
Ecolab Inc COM 278865100 644 5,695 SH   SOLE   0 0 5,695
Edison International COM 281020107 409 7,350 SH   SOLE   0 0 7,350
Emerson Elec. COM 291011104 7,895 142,425 SH   SOLE   0 0 142,425
Endo Intl PLC COM G30401106 12,528 157,287 SH   SOLE   0 0 157,287
Energy Transfer Partners LP COM 29273R109 313 6,000 SH   SOLE   0 0 6,000
Enterprise PRD Prtnrs LP COM 293792107 218 7,289 SH   SOLE   0 0 7,289
Esterline Technologies Corp COM 297425100 2,433 25,521 SH   SOLE   0 0 25,521
Express Scrpt Hldg COM 30219g108 331 3,717 SH   SOLE   0 0 3,717
Exxon Mobil COM 30231G102 25,631 308,061 SH   SOLE   230 0 307,831
Fedex Corp COM 31428x106 548 3,218 SH   SOLE   0 0 3,218
Fiserv COM 337738108 6,671 80,535 SH   SOLE   0 0 80,535
Ford Motor Co New COM 345370860 759 50,585 SH   SOLE   0 0 50,585
Freeport Mcmoran Copper COM 35671d857 261 14,020 SH   SOLE   0 0 14,020
General Dynamics Corp COM 369550108 275 1,943 SH   SOLE   0 0 1,943
General Electric Co COM 369604103 11,315 425,861 SH   SOLE   0 0 425,861
General Mills COM 370334104 2,453 44,025 SH   SOLE   235 0 43,790
Genuine Parts Co COM 372460105 1,088 12,156 SH   SOLE   0 0 12,156
Gilead Sciences Inc COM 375558103 5,468 46,702 SH   SOLE   0 0 46,702
Glaxosmithkline PLC COM 37733w105 1,541 37,009 SH   SOLE   0 0 37,009
Goldman Sachs Grp Inc COM 38141g104 808 3,868 SH   SOLE   0 0 3,868
Google Inc - Class A COM 38259P508 7,217 13,364 SH   SOLE   37 0 13,327
Google Inc - Class C COM 38259p706 7,811 15,006 SH   SOLE   37 0 14,969
Halliburton Co Hldg COM 406216101 231 5,358 SH   SOLE   0 0 5,358
Hartford Finl Svcs Grp COM 416515104 208 5,000 SH   SOLE   0 0 5,000
Hershey Co COM 427866108 516 5,813 SH   SOLE   0 0 5,813
Hewlett Packard Co COM 428236103 983 32,748 SH   SOLE   0 0 32,748
Home Depot Inc COM 437076102 2,488 22,392 SH   SOLE   0 0 22,392
Honeywell Intl COM 438516106 2,618 25,670 SH   SOLE   0 0 25,670
Humana Inc COM 444859102 430 2,250 SH   SOLE   0 0 2,250
Illinois Tool Works Inc COM 452308109 628 6,846 SH   SOLE   0 0 6,846
Intel Corp COM 458140100 9,248 304,070 SH   SOLE   0 0 304,070
Intl Business Machines COM 459200101 8,235 50,628 SH   SOLE   0 0 50,628
J.P. Morgan Chase & Co COM 46625H100 2,798 41,300 SH   SOLE   0 0 41,300
JM Smucker Co COM 832696405 3,131 28,879 SH   SOLE   0 0 28,879
Johnson & Johnson COM 478160104 25,707 263,768 SH   SOLE   351 0 263,417
Johnson Controls Inc COM 478366107 218 4,396 SH   SOLE   0 0 4,396
Kimberly Clark Corp COM 494368103 3,072 28,991 SH   SOLE   0 0 28,991
Kinder Morgan Inc COM 49456B101 8,639 225,027 SH   SOLE   362 0 224,665
KKR & Co Lp COM 48248m102 2,213 96,831 SH   SOLE   0 0 96,831
Kraft Foods Group COM 500754106 1,280 15,032 SH   SOLE   0 0 15,032
Leucadia Natl Corp COM 527288104 257 10,602 SH   SOLE   0 0 10,602
Lilly Eli & Co COM 532457108 1,849 22,148 SH   SOLE   400 0 21,748
Lockheed Martin Corp COM 539830109 1,039 5,590 SH   SOLE   0 0 5,590
Lowes Companies Inc COM 548661107 1,935 28,892 SH   SOLE   0 0 28,892
Magellan Mid Stream Partners COM 559080106 369 5,027 SH   SOLE   0 0 5,027
Marathon Oil Corp COM 565849106 228 8,600 SH   SOLE   0 0 8,600
Markel Corp COM 570535104 2,694 3,365 SH   SOLE   45 0 3,320
Mastercard Inc. COM 57636Q104 8,880 94,992 SH   SOLE   175 0 94,817
McDonalds Corp COM 580135101 5,832 61,344 SH   SOLE   119 0 61,225
Mckesson Corp COM 58155q103 247 1,099 SH   SOLE   0 0 1,099
Medtronic PLC COM G5960L103 982 13,249 SH   SOLE   0 0 13,249
Merck & Co Inc COM 58933y105 1,248 21,923 SH   SOLE   0 0 21,923
Microsoft Corp. COM 594918104 22,517 510,019 SH   SOLE   976 0 509,043
Mondelez Intl Inc Cl A COM 609207105 3,015 73,295 SH   SOLE   400 0 72,895
Monsanto Co COM 61166w101 293 2,750 SH   SOLE   0 0 2,750
Moodys Corp COM 615369105 2,370 21,949 SH   SOLE   0 0 21,949
Motorola Solutions Inc COM 620076307 2,108 36,768 SH   SOLE   0 0 36,768
Mylan Inc COM 628530107 248 3,649 SH   SOLE   0 0 3,649
National Oilwell Varco COM 637071101 702 14,536 SH   SOLE   0 0 14,536
Nestle ADR COM 641069406 8,778 121,650 SH   SOLE   337 0 121,313
Nextera Energy Inc COM 65339f101 398 4,063 SH   SOLE   0 0 4,063
Nike Inc. Cl B COM 654106103 1,878 17,385 SH   SOLE   0 0 17,385
Nordstrom Inc COM 655664100 1,067 14,325 SH   SOLE   0 0 14,325
Norfolk Southern Corp COM 655844108 3,042 34,823 SH   SOLE   250 0 34,573
Northrop Grumman Corp COM 666807102 751 4,735 SH   SOLE   0 0 4,735
Novartis AG Spon ADR COM 66987v109 7,520 76,466 SH   SOLE   300 0 76,166
O Reilly Automotive COM 67103H107 1,616 7,152 SH   SOLE   0 0 7,152
Oaktree Capital Group LLC COM 674001201 1,003 18,854 SH   SOLE   0 0 18,854
Oracle Corp COM 68389x105 1,337 33,166 SH   SOLE   0 0 33,166
Paccar Inc COM 693718108 713 11,170 SH   SOLE   0 0 11,170
Paychex Inc COM 704326107 1,025 21,870 SH   SOLE   0 0 21,870
Pepsico Inc COM 713448108 11,053 118,417 SH   SOLE   0 0 118,417
Pfizer Inc COM 717081103 19,353 577,171 SH   SOLE   0 0 577,171
Philip Morris International COM 718172109 9,460 117,999 SH   SOLE   430 0 117,569
Phillips 66 COM 718546104 1,150 14,278 SH   SOLE   0 0 14,278
Plum Creek Timber Co REIT COM 729251108 1,451 35,762 SH   SOLE   0 0 35,762
PPG Industries Inc COM 693506107 455 3,966 SH   SOLE   0 0 3,966
Praxair Inc COM 74005p104 2,805 23,464 SH   SOLE   0 0 23,464
Procter & Gamble COM 742718109 244,847 3,129,434 SH   SOLE   356 0 3,129,078
Progressive Corp Ohio COM 743315103 550 19,775 SH   SOLE   0 0 19,775
Qualcomm Inc. COM 747525103 8,614 137,542 SH   SOLE   0 0 137,542
Raytheon Co COM 755111507 1,005 10,507 SH   SOLE   0 0 10,507
Roche Hldg Ltd COM 771195104 267 7,604 SH   SOLE   0 0 7,604
Ross Stores Inc COM 778296103 2,164 44,526 SH   SOLE   0 0 44,526
Royal Dutch Shell A COM 780259206 2,905 50,957 SH   SOLE   0 0 50,957
Royal Dutch Shell B ADR COM 780259107 3,703 64,560 SH   SOLE   0 0 64,560
Schlumberger Ltd COM 806857108 10,820 125,537 SH   SOLE   353 0 125,185
Sempra Energy COM 816851109 219 2,218 SH   SOLE   0 0 2,218
Sigma Aldrich Corp. COM 826552101 523 3,750 SH   SOLE   0 0 3,750
Starbucks Corp COM 855244109 697 13,007 SH   SOLE   0 0 13,007
State Street Corp COM 857477103 909 11,810 SH   SOLE   0 0 11,810
Sysco Corp COM 871829107 4,260 118,001 SH   SOLE   700 0 117,301
Target Corp COM 87612e106 1,280 15,676 SH   SOLE   0 0 15,676
TE Connectivity Ltd COM h84989104 408 6,350 SH   SOLE   0 0 6,350
Telefonos De Mexico COM p90413132 0 28,000 SH   SOLE   0 0 28,000
Teva Pharma Inds COM 881624209 514 8,699 SH   SOLE   0 0 8,699
Texas Instruments Inc COM 882508104 6,726 130,575 SH   SOLE   540 0 130,035
The Charles Schwab Corp COM 808513105 2,170 66,457 SH   SOLE   295 0 66,162
The Southern Co COM 842587107 2,138 51,017 SH   SOLE   0 0 51,017
TJX Cos. COM 872540109 1,582 23,902 SH   SOLE   0 0 23,902
Twenty-First Century Fox, Inc. COM 90130a200 8,333 258,623 SH   SOLE   0 0 258,623
Unilever Indonesia Tbk COM y9064h141 81 27,230 SH   SOLE   0 0 27,230
Unilever NV NY COM 904784709 1,964 46,933 SH   SOLE   0 0 46,933
Unilever PLC Adr COM 904767704 802 18,678 SH   SOLE   0 0 18,678
Union Pacific Corp COM 907818108 3,143 32,953 SH   SOLE   225 0 32,728
United Parcel Serv Cl B COM 911312106 2,782 28,702 SH   SOLE   0 0 28,702
United Technologies Corp. COM 913017109 7,661 69,060 SH   SOLE   0 0 69,060
Unitedhealth Group Inc COM 91324p102 2,665 21,847 SH   SOLE   0 0 21,847
US Bancorp COM 902973304 461 10,618 SH   SOLE   0 0 10,618
Valeant Pharm Intl New COM 91911K102 19,824 89,235 SH   SOLE   0 0 89,235
Verizon Communications COM 92343V104 6,777 145,398 SH   SOLE   0 0 145,398
Visa Inc Cl A COM 92826c839 5,552 82,678 SH   SOLE   0 0 82,678
Vodafone Group COM 92857w308 1,212 33,259 SH   SOLE   0 0 33,259
Wal-Mart Stores Inc COM 931142103 1,749 24,659 SH   SOLE   0 0 24,659
Walgreen Boots Alliance Inc COM 931427108 2,736 32,397 SH   SOLE   0 0 32,397
Waste Management Inc COM 94106l109 559 12,055 SH   SOLE   0 0 12,055
Wells Fargo & Co COM 949746101 9,174 163,131 SH   SOLE   350 0 162,781
Weyerhaeuser Co COM 962166104 1,682 53,402 SH   SOLE   0 0 53,402
Willis Group Hldgs COM g96666105 6,896 147,042 SH   SOLE   0 0 147,042
Wolverine World Wide Inc COM 978097103 200 7,028 SH   SOLE   0 0 7,028
Yahoo Inc COM 984332106 2,582 65,708 SH   SOLE   0 0 65,708
Zimmer Biomet Hldgs Inc COM 98956p102 1,335 11,755 SH   SOLE   0 0 11,755