1


                                                                    Exhibit 23.1

                          INDEPENDENT AUDITORS' CONSENT


The Board of Directors
Ambac Assurance Corporation

We consent to the incorporation by reference in the registration statement (No.
333-92669) of Advanta Conduit Receivables, Inc. on behalf of Advanta Mortgage
Loan Trust 2000-2 (the "Registrant") and the Prospectus Supplement of the
Registrant (the "Prospectus Supplement"), via the Form 8-K of the Registrant
dated August 16, 2000, of our report dated January 21, 2000 on the consolidated
financial statements of Ambac Assurance Corporation and subsidiaries as of
December 31, 1999 and 1998, and for each of the years in the three-year period
ended December 31, 1999, which report appears in the Form 10-K of Ambac
Financial Group, Inc. which was filed with the Securities and Exchange
Commission on March 30, 2000 and to the reference to our firm under the heading
"Experts" in the Prospectus Supplement.

                                                /s/ KPMG LLP
                                               ---------------------------------
New York, New York
August 16, 2000