The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 5,031 32,608 SH   SOLE 32,608 0 0
ABBOTT LABS COM 002824100 4,281 87,226 SH   SOLE 87,226 0 0
ABBVIE INC COM 00287y109 2,246 33,434 SH   SOLE 33,434 0 0
AETNA INC NEW COM 00817Y108 5,327 41,797 SH   SOLE 41,797 0 0
AFLAC INC COM 001055102 2,097 33,715 SH   SOLE 33,715 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 359 4,365 SH   SOLE 4,365 0 0
ALLEGION PUB LTD CO ORD SHS G0176J109 269 4,469 SH   SOLE 4,469 0 0
ALTRIA GROUP INC COM 02209s103 1,554 31,773 SH   SOLE 31,773 0 0
AMERICAN ELEC PWR INC COM 025537101 1,560 29,442 SH   SOLE 29,442 0 0
AMERICAN EXPRESS CO COM 025816109 4,896 63,001 SH   SOLE 63,001 0 0
AMGEN INC COM 031162100 954 6,217 SH   SOLE 6,217 0 0
APPLE INC COM 037833100 12,935 103,129 SH   SOLE 103,129 0 0
ASHLAND INC NEW COM 044209104 2,025 16,616 SH   SOLE 16,616 0 0
AT&T INC COM 00206r102 6,523 183,653 SH   SOLE 183,653 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 4,395 54,776 SH   SOLE 54,776 0 0
AVERY DENNISON CORP COM 053611109 274 4,490 SH   SOLE 4,490 0 0
BAKER HUGHES INC COM 057224107 201 3,250 SH   SOLE 3,250 0 0
BANK AMER CORP COM 060505104 862 50,671 SH   SOLE 50,671 0 0
BAXTER INTL INC COM 071813109 209 2,982 SH   SOLE 2,982 0 0
BB&T CORP COM 054937107 1,215 30,143 SH   SOLE 30,143 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,892 19 SH   SOLE 19 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,901 21,311 SH   SOLE 21,311 0 0
BLACKROCK CORPOR HI YLD FD I COM 09255P107 183 17,000 SH   SOLE 17,000 0 0
BOEING CO COM 097023105 723 5,212 SH   SOLE 5,212 0 0
BP PLC SPONSORED ADR 055622104 482 12,057 SH   SOLE 12,057 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 729 10,951 SH   SOLE 10,951 0 0
CAMPBELL SOUP CO COM 134429109 2,135 44,800 SH   SOLE 44,800 0 0
CATERPILLAR INC DEL COM 149123101 938 11,060 SH   SOLE 11,060 0 0
CDK GLOBAL INC COM 12508e101 478 8,853 SH   SOLE 8,853 0 0
CELGENE CORP COM 151020104 2,378 20,544 SH   SOLE 20,544 0 0
CHEVRON CORP NEW COM 166764100 7,318 75,858 SH   SOLE 75,858 0 0
CIGNA CORPORATION COM 125509109 296 1,825 SH   SOLE 1,825 0 0
CINTAS CORP COM 172908105 337 3,980 SH   SOLE 3,980 0 0
CISCO SYS INC COM 17275r102 1,775 64,629 SH   SOLE 64,629 0 0
CITIGROUP INC COM NEW 172967424 404 7,309 SH   SOLE 7,309 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2015 18383M563 676 31,200 SH   SOLE 31,200 0 0
CLOROX CO DEL COM 189054109 979 9,411 SH   SOLE 9,411 0 0
COCA COLA CO COM 191216100 5,718 145,753 SH   SOLE 145,753 0 0
COLGATE PALMOLIVE CO COM 194162103 1,116 17,068 SH   SOLE 17,068 0 0
COMCAST CORP NEW CL A 20030N101 402 6,691 SH   SOLE 6,691 0 0
CONAGRA FOODS INC COM 205887102 3,021 69,105 SH   SOLE 69,105 0 0
CONOCOPHILLIPS COM 20825c104 1,904 31,008 SH   SOLE 31,008 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,626 12,036 SH   SOLE 12,036 0 0
CVS HEALTH CORP COM 126650100 8,437 80,448 SH   SOLE 80,448 0 0
DANAHER CORP DEL COM 235851102 2,923 34,155 SH   SOLE 34,155 0 0
DARDEN RESTAURANTS INC COM 237194105 707 9,950 SH   SOLE 9,950 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 1,209 29,430 SH   SOLE 29,430 0 0
DENTSPLY INTL INC NEW COM 249030107 412 8,000 SH   SOLE 8,000 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 433 3,733 SH   SOLE 3,733 0 0
DIRECTV COM 25490A309 201 2,164 SH   SOLE 2,164 0 0
DISCOVER FINL SVCS COM 254709108 2,443 42,398 SH   SOLE 42,398 0 0
DISNEY WALT CO COM DISNEY 254687106 8,328 72,963 SH   SOLE 72,963 0 0
DOW CHEM CO COM 260543103 810 15,824 SH   SOLE 15,824 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 255 3,500 SH   SOLE 3,500 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 2,889 45,178 SH   SOLE 45,178 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,323 32,894 SH   SOLE 32,894 0 0
E M C CORP MASS COM 268648102 2,874 108,918 SH   SOLE 108,918 0 0
EASTMAN CHEM CO COM 277432100 2,222 27,155 SH   SOLE 27,155 0 0
EATON CORP PLC SHS G29183103 887 13,150 SH   SOLE 13,150 0 0
EMERSON ELEC CO COM 291011104 2,347 42,339 SH   SOLE 42,339 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273r109 325 6,225 SH   SOLE 6,225 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 3,800 42,730 SH   SOLE 42,730 0 0
EXXON MOBIL CORP COM 30231g102 13,630 163,827 SH   SOLE 163,827 0 0
FEDEX CORP COM 31428X106 1,935 11,357 SH   SOLE 11,357 0 0
FISERV INC COM 337738108 1,085 13,095 SH   SOLE 13,095 0 0
FLOWSERVE CORP COM 34354p105 483 9,174 SH   SOLE 9,174 0 0
FMC TECHNOLOGIES INC COM 30249U101 387 9,325 SH   SOLE 9,325 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 160 10,650 SH   SOLE 10,650 0 0
FRANKLIN RES INC COM 354613101 1,307 26,650 SH   SOLE 26,650 0 0
GAP INC DEL COM 364760108 1,590 41,655 SH   SOLE 41,655 0 0
GENERAL DYNAMICS CORP COM 369550108 2,199 15,522 SH   SOLE 15,522 0 0
GENERAL ELECTRIC CO COM 369604103 10,465 393,875 SH   SOLE 393,875 0 0
GENERAL MLS INC COM 370334104 1,053 18,892 SH   SOLE 18,892 0 0
GENERAL MTRS CO COM 37045V100 525 15,765 SH   SOLE 15,765 0 0
GILEAD SCIENCES INC COM 375558103 6,895 58,888 SH   SOLE 58,888 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 571 13,700 SH   SOLE 13,700 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 3,706 122,931 SH   SOLE 122,931 0 0
GOOGLE INC CL A 38259P508 3,063 5,672 SH   SOLE 5,672 0 0
GOOGLE INC CL C 38259P706 1,272 2,443 SH   SOLE 2,443 0 0
HEWLETT PACKARD CO COM 428236103 981 32,690 SH   SOLE 32,690 0 0
HOME DEPOT INC COM 437076102 5,429 48,851 SH   SOLE 48,851 0 0
HONEYWELL INTL INC COM 438516106 328 3,212 SH   SOLE 3,212 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,005 10,949 SH   SOLE 10,949 0 0
INGERSOLL-RAND PLC SHS g47791101 1,483 22,000 SH   SOLE 22,000 0 0
INTEL CORP COM 458140100 2,571 84,531 SH   SOLE 84,531 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 7,786 47,865 SH   SOLE 47,865 0 0
ISHARES MSCI CDA ETF 464286509 343 12,875 SH   SOLE 12,875 0 0
ISHARES SHT NTLAMTFR ETF 464288158 3,700 35,013 SH   SOLE 35,013 0 0
ISHARES JP MOR EM MK ETF 464288281 540 4,911 SH   SOLE 4,911 0 0
ISHARES NAT AMT FREE BD 464288414 3,348 30,936 SH   SOLE 30,936 0 0
ISHARES INTL SEL DIV ETF 464288448 2,483 76,790 SH   SOLE 76,790 0 0
ISHARES IBOXX HI YD ETF 464288513 1,248 14,057 SH   SOLE 14,057 0 0
ISHARES GOV/CRED BD ETF 464288596 3,018 26,870 SH   SOLE 26,870 0 0
ISHARES INTRM GOV/CR ETF 464288612 7,065 63,896 SH   SOLE 63,896 0 0
ISHARES CORE US CR BD 464288620 3,005 27,675 SH   SOLE 27,675 0 0
ISHARES INTERM CR BD ETF 464288638 5,046 46,355 SH   SOLE 46,355 0 0
ISHARES 1-3 YR CR BD ETF 464288646 4,803 45,595 SH   SOLE 45,595 0 0
ISHARES SHRT TRS BD ETF 464288679 210 1,900 SH   SOLE 1,900 0 0
ISHARES CONSER ALLOC ETF 464289883 270 8,325 SH   SOLE 8,325 0 0
ISHARES TR S&P 100 ETF 464287101 1,171 12,895 SH   SOLE 12,895 0 0
ISHARES TR SELECT DIVID ETF 464287168 395 5,261 SH   SOLE 5,261 0 0
ISHARES TR TIPS BD ETF 464287176 1,143 10,201 SH   SOLE 10,201 0 0
ISHARES TR CORE S&P500 ETF 464287200 18,144 87,560 SH   SOLE 87,560 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,682 24,655 SH   SOLE 24,655 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 6,070 153,198 SH   SOLE 153,198 0 0
ISHARES TR IBOXX INV CP ETF 464287242 3,271 28,268 SH   SOLE 28,268 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,370 12,029 SH   SOLE 12,029 0 0
ISHARES TR S&P 500 VAL ETF 464287408 869 9,426 SH   SOLE 9,426 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 529 6,238 SH   SOLE 6,238 0 0
ISHARES TR MSCI EAFE ETF 464287465 10,268 161,720 SH   SOLE 161,720 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,895 12,638 SH   SOLE 12,638 0 0
ISHARES TR NASDQ BIOTEC ETF 464287556 343 930 SH   SOLE 930 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 558 3,900 SH   SOLE 3,900 0 0
ISHARES TR S&P MC 400GR ETF 464287606 352 2,076 SH   SOLE 2,076 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 226 2,285 SH   SOLE 2,285 0 0
ISHARES TR RUS 1000 ETF 464287622 7,478 64,440 SH   SOLE 64,440 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 10,813 86,599 SH   SOLE 86,599 0 0
ISHARES TR CORE S&P SCP ETF 464287804 417 3,535 SH   SOLE 3,535 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 1,967 26,735 SH   SOLE 26,735 0 0
JOHNSON & JOHNSON COM 478160104 8,504 87,252 SH   SOLE 87,252 0 0
JOHNSON CTLS INC COM 478366107 2,577 52,025 SH   SOLE 52,025 0 0
JPMORGAN CHASE & CO COM 46625H100 5,926 87,452 SH   SOLE 87,452 0 0
KIMBERLY CLARK CORP COM 494368103 1,327 12,521 SH   SOLE 12,521 0 0
KINDER MORGAN INC DEL COM 49456B101 1,601 41,710 SH   SOLE 41,710 0 0
KRAFT FOODS GROUP INC COM 50076Q106 665 7,815 SH   SOLE 7,815 0 0
LILLY ELI & CO COM 532457108 1,586 19,000 SH   SOLE 19,000 0 0
LINCOLN NATL CORP IND COM 534187109 264 4,466 SH   SOLE 4,466 0 0
LOWES COS INC COM 548661107 33,062 493,679 SH   SOLE 493,679 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 438 5,964 SH   SOLE 5,964 0 0
MARATHON OIL CORP COM 565849106 401 15,121 SH   SOLE 15,121 0 0
MARATHON PETE CORP COM 56585A102 864 16,525 SH   SOLE 16,525 0 0
MARKET VECTORS ETF TR AGRIBUS ETF 57060U605 212 3,838 SH   SOLE 3,838 0 0
MASCO CORP COM 574599106 293 11,000 SH   SOLE 11,000 0 0
MCDONALDS CORP COM 580135101 2,042 21,484 SH   SOLE 21,484 0 0
MCKESSON CORP COM 58155Q103 781 3,474 SH   SOLE 3,474 0 0
MEDTRONIC PLC SHS G5960L103 995 13,434 SH   SOLE 13,434 0 0
MERCK & CO INC NEW COM 58933Y105 3,407 59,841 SH   SOLE 59,841 0 0
METLIFE INC COM 59156r108 664 11,858 SH   SOLE 11,858 0 0
MICROSOFT CORP COM 594918104 2,445 55,379 SH   SOLE 55,379 0 0
MONDELEZ INTL INC CL A 609207105 202 4,914 SH   SOLE 4,914 0 0
MORGAN STANLEY COM NEW 617446448 1,807 46,575 SH   SOLE 46,575 0 0
NEXTERA ENERGY INC COM 65339F101 2,980 30,403 SH   SOLE 30,403 0 0
NIKE INC CL B 654106103 896 8,294 SH   SOLE 8,294 0 0
NORFOLK SOUTHERN CORP COM 655844108 552 6,324 SH   SOLE 6,324 0 0
NUCOR CORP COM 670346105 423 9,600 SH   SOLE 9,600 0 0
OCEANEERING INTL INC COM 675232102 373 8,000 SH   SOLE 8,000 0 0
ORACLE CORP COM 68389x105 1,999 49,599 SH   SOLE 49,599 0 0
PEPSICO INC COM 713448108 5,004 53,610 SH   SOLE 53,610 0 0
PFIZER INC COM 717081103 5,108 152,342 SH   SOLE 152,342 0 0
PHILIP MORRIS INTL INC COM 718172109 3,385 42,224 SH   SOLE 42,224 0 0
PIMCO ETF TR TTL RTN ACTV ETF 72201R775 1,497 13,989 SH   SOLE 13,989 0 0
PNC FINL SVCS GROUP INC COM 693475105 314 3,287 SH   SOLE 3,287 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 628 26,397 SH   SOLE 26,397 0 0
PRAXAIR INC COM 74005P104 807 6,752 SH   SOLE 6,752 0 0
PRECISION CASTPARTS CORP COM 740189105 1,619 8,100 SH   SOLE 8,100 0 0
PROCTER & GAMBLE CO COM 742718109 8,902 113,783 SH   SOLE 113,783 0 0
PROSHARES TR HGH YLD INT RATE 74348A541 298 4,125 SH   SOLE 4,125 0 0
QUALCOMM INC COM 747525103 3,667 58,558 SH   SOLE 58,558 0 0
REALTY INCOME CORP COM 756109104 219 4,934 SH   SOLE 4,934 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 494 8,081 SH   SOLE 8,081 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,031 18,076 SH   SOLE 18,076 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 202 2,535 SH   SOLE 2,535 0 0
SCHLUMBERGER LTD COM 806857108 5,183 60,132 SH   SOLE 60,132 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 443 8,257 SH   SOLE 8,257 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 381 8,850 SH   SOLE 8,850 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 264 6,900 SH   SOLE 6,900 0 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 214 4,500 SH   SOLE 4,500 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,027 41,880 SH   SOLE 41,880 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,957 26,311 SH   SOLE 26,311 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,605 33,711 SH   SOLE 33,711 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 830 10,848 SH   SOLE 10,848 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369y506 1,100 14,635 SH   SOLE 14,635 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369y605 5,680 232,978 SH   SOLE 232,978 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,187 21,950 SH   SOLE 21,950 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,398 82,088 SH   SOLE 82,088 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,927 46,467 SH   SOLE 46,467 0 0
SONOCO PRODS CO COM 835495102 251 5,862 SH   SOLE 5,862 0 0
SOUTHERN CO COM 842587107 337 8,043 SH   SOLE 8,043 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 1,319 7,500 SH   SOLE 7,500 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 323 8,405 SH   SOLE 8,405 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 2,309 30,291 SH   SOLE 30,291 0 0
STATE STR CORP COM 857477103 575 7,470 SH   SOLE 7,470 0 0
STRYKER CORP COM 863667101 1,643 17,189 SH   SOLE 17,189 0 0
SUNTRUST BKS INC COM 867914103 421 9,787 SH   SOLE 9,787 0 0
SYSCO CORP COM 871829107 284 7,875 SH   SOLE 7,875 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 3,061 134,775 SH   SOLE 134,775 0 0
TARGET CORP COM 87612e106 480 5,881 SH   SOLE 5,881 0 0
TE CONNECTIVITY LTD REG SHS H84989104 586 11,250 SH   SOLE 11,250 0 0
TEXAS INSTRS INC COM 882508104 2,029 39,400 SH   SOLE 39,400 0 0
TEXTRON INC COM 883203101 2,198 49,255 SH   SOLE 49,255 0 0
TJX COS INC NEW COM 872540109 3,776 57,063 SH   SOLE 57,063 0 0
TRAVELERS COMPANIES INC COM 89417E109 2,534 26,213 SH   SOLE 26,213 0 0
UNION PAC CORP COM 907818108 502 5,267 SH   SOLE 5,267 0 0
UNITED PARCEL SERVICE INC CL B 911312106 278 2,873 SH   SOLE 2,873 0 0
UNITED TECHNOLOGIES CORP COM 913017109 11,405 102,813 SH   SOLE 102,813 0 0
UNITEDHEALTH GROUP INC COM 91324p102 1,174 9,621 SH   SOLE 9,621 0 0
US BANCORP DEL COM NEW 902973304 4,278 98,564 SH   SOLE 98,564 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 258 3,075 SH   SOLE 3,075 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,275 15,895 SH   SOLE 15,895 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 761 6,265 SH   SOLE 6,265 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,438 32,121 SH   SOLE 32,121 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 836 17,215 SH   SOLE 17,215 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 457 11,178 SH   SOLE 11,178 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 1,136 14,460 SH   SOLE 14,460 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 386 7,675 SH   SOLE 7,675 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 355 8,941 SH   SOLE 8,941 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 340 3,780 SH   SOLE 3,780 0 0
VARIAN MED SYS INC COM 92220P105 498 5,910 SH   SOLE 5,910 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,149 46,116 SH   SOLE 46,116 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,913 22,654 SH   SOLE 22,654 0 0
WAL-MART STORES INC COM 931142103 3,097 43,659 SH   SOLE 43,659 0 0
WELLS FARGO & CO NEW COM 949746101 1,718 30,540 SH   SOLE 30,540 0 0
WESBANCO INC COM 950810101 510 15,000 SH   SOLE 15,000 0 0
WESTPAC BKG CORP SPONSORED ADR 961214301 238 9,600 SH   SOLE 9,600 0 0
WILLIAMS COS INC DEL COM 969457100 222 3,868 SH   SOLE 3,868 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 1,152 26,515 SH   SOLE 26,515 0 0
YUM BRANDS INC COM 988498101 1,300 14,434 SH   SOLE 14,434 0 0