The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 5,447 33,019 SH   SOLE   33,019 0 0
ABBOTT LABS COM 002824100 4,109 88,691 SH   SOLE   88,691 0 0
ABBVIE INC COM 00287y109 1,958 33,444 SH   SOLE   33,444 0 0
AETNA INC NEW COM 00817Y108 4,671 43,843 SH   SOLE   43,843 0 0
AFLAC INC COM 001055102 2,198 34,332 SH   SOLE   34,332 0 0
AIR PRODS & CHEMS INC COM 009158106 216 1,425 SH   SOLE   1,425 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 285 3,425 SH   SOLE   3,425 0 0
ALLEGION PUB LTD CO ORD SHS G0176J109 282 4,618 SH   SOLE   4,618 0 0
ALTRIA GROUP INC COM 02209s103 1,589 31,773 SH   SOLE   31,773 0 0
AMERICAN ELEC PWR INC COM 025537101 1,666 29,617 SH   SOLE   29,617 0 0
AMERICAN EXPRESS CO COM 025816109 5,164 66,106 SH   SOLE   66,106 0 0
AMGEN INC COM 031162100 998 6,241 SH   SOLE   6,241 0 0
APPLE INC COM 037833100 12,682 101,922 SH   SOLE   101,922 0 0
AT&T INC COM 00206r102 6,183 189,370 SH   SOLE   189,370 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 4,824 56,331 SH   SOLE   56,331 0 0
AVERY DENNISON CORP COM 053611109 238 4,490 SH   SOLE   4,490 0 0
BANK AMER CORP COM 060505104 715 46,488 SH   SOLE   46,488 0 0
BB&T CORP COM 054937107 1,175 30,135 SH   SOLE   30,135 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 4,567 21 SH   SOLE   21 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,993 20,736 SH   SOLE   20,736 0 0
BLACKROCK CORPOR HI YLD FD I COM 09255P107 190 17,000 SH   SOLE   17,000 0 0
BOEING CO COM 097023105 808 5,385 SH   SOLE   5,385 0 0
BP PLC SPONSORED ADR 055622104 472 12,057 SH   SOLE   12,057 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 706 10,950 SH   SOLE   10,950 0 0
CAMPBELL SOUP CO COM 134429109 2,085 44,800 SH   SOLE   44,800 0 0
CATERPILLAR INC DEL COM 149123101 867 10,835 SH   SOLE   10,835 0 0
CDK GLOBAL INC COM 12508e101 445 9,526 SH   SOLE   9,526 0 0
CELGENE CORP COM 151020104 2,182 18,929 SH   SOLE   18,929 0 0
CHEVRON CORP NEW COM 166764100 8,095 77,105 SH   SOLE   77,105 0 0
CIGNA CORPORATION COM 125509109 249 1,925 SH   SOLE   1,925 0 0
CINTAS CORP COM 172908105 325 3,980 SH   SOLE   3,980 0 0
CISCO SYS INC COM 17275r102 1,790 65,026 SH   SOLE   65,026 0 0
CITIGROUP INC COM NEW 172967424 371 7,209 SH   SOLE   7,209 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2015 18383M563 644 29,700 SH   SOLE   29,700 0 0
CLOROX CO DEL COM 189054109 1,039 9,409 SH   SOLE   9,409 0 0
COCA COLA CO COM 191216100 5,910 145,745 SH   SOLE   145,745 0 0
COLGATE PALMOLIVE CO COM 194162103 1,199 17,292 SH   SOLE   17,292 0 0
COMCAST CORP NEW CL A 20030N101 378 6,691 SH   SOLE   6,691 0 0
CONAGRA FOODS INC COM 205887102 2,693 73,720 SH   SOLE   73,720 0 0
CONOCOPHILLIPS COM 20825c104 1,944 31,231 SH   SOLE   31,231 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,888 12,461 SH   SOLE   12,461 0 0
CVS HEALTH CORP COM 126650100 8,685 84,147 SH   SOLE   84,147 0 0
DANAHER CORP DEL COM 235851102 3,202 37,715 SH   SOLE   37,715 0 0
DARDEN RESTAURANTS INC COM 237194105 690 9,950 SH   SOLE   9,950 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 1,381 30,715 SH   SOLE   30,715 0 0
DENTSPLY INTL INC NEW COM 249030107 407 8,000 SH   SOLE   8,000 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 409 3,700 SH   SOLE   3,700 0 0
DIRECTV COM 25490A309 210 2,464 SH   SOLE   2,464 0 0
DISCOVER FINL SVCS COM 254709108 2,576 45,713 SH   SOLE   45,713 0 0
DISNEY WALT CO COM DISNEY 254687106 8,097 77,196 SH   SOLE   77,196 0 0
DOW CHEM CO COM 260543103 759 15,823 SH   SOLE   15,823 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 275 3,500 SH   SOLE   3,500 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 3,211 44,926 SH   SOLE   44,926 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,616 34,067 SH   SOLE   34,067 0 0
E M C CORP MASS COM 268648102 2,793 109,257 SH   SOLE   109,257 0 0
EASTMAN CHEM CO COM 277432100 1,937 27,960 SH   SOLE   27,960 0 0
EATON CORP PLC SHS G29183103 914 13,450 SH   SOLE   13,450 0 0
EMERSON ELEC CO COM 291011104 2,420 42,739 SH   SOLE   42,739 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273r109 347 6,225 SH   SOLE   6,225 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 3,775 43,505 SH   SOLE   43,505 0 0
EXXON MOBIL CORP COM 30231g102 14,066 165,480 SH   SOLE   165,480 0 0
FEDEX CORP COM 31428X106 1,896 11,462 SH   SOLE   11,462 0 0
FISERV INC COM 337738108 1,008 12,695 SH   SOLE   12,695 0 0
FLOWSERVE CORP COM 34354p105 518 9,174 SH   SOLE   9,174 0 0
FMC TECHNOLOGIES INC COM 30249U101 341 9,225 SH   SOLE   9,225 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 182 11,250 SH   SOLE   11,250 0 0
FRANKLIN RES INC COM 354613101 1,390 27,090 SH   SOLE   27,090 0 0
GAP INC DEL COM 364760108 1,840 42,465 SH   SOLE   42,465 0 0
GENERAL DYNAMICS CORP COM 369550108 2,158 15,897 SH   SOLE   15,897 0 0
GENERAL ELECTRIC CO COM 369604103 10,715 431,880 SH   SOLE   431,880 0 0
GENERAL MLS INC COM 370334104 1,041 18,385 SH   SOLE   18,385 0 0
GENERAL MTRS CO COM 37045V100 565 15,065 SH   SOLE   15,065 0 0
GILEAD SCIENCES INC COM 375558103 6,016 61,305 SH   SOLE   61,305 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 632 13,700 SH   SOLE   13,700 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 3,491 128,918 SH   SOLE   128,918 0 0
GOOGLE INC CL A 38259P508 3,130 5,642 SH   SOLE   5,642 0 0
GOOGLE INC CL C 38259P706 1,397 2,549 SH   SOLE   2,549 0 0
HEWLETT PACKARD CO COM 428236103 1,019 32,690 SH   SOLE   32,690 0 0
HOME DEPOT INC COM 437076102 5,035 44,317 SH   SOLE   44,317 0 0
HONEYWELL INTL INC COM 438516106 316 3,027 SH   SOLE   3,027 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,060 10,913 SH   SOLE   10,913 0 0
INGERSOLL-RAND PLC SHS g47791101 1,498 22,000 SH   SOLE   22,000 0 0
INTEL CORP COM 458140100 2,653 84,833 SH   SOLE   84,833 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 7,881 49,100 SH   SOLE   49,100 0 0
ISHARES MSCI CDA ETF 464286509 361 13,300 SH   SOLE   13,300 0 0
ISHARES SHT NTLAMTFR ETF 464288158 3,950 37,323 SH   SOLE   37,323 0 0
ISHARES JP MOR EM MK ETF 464288281 505 4,506 SH   SOLE   4,506 0 0
ISHARES NAT AMT FREE BD 464288414 3,282 29,671 SH   SOLE   29,671 0 0
ISHARES INTL SEL DIV ETF 464288448 4,446 132,160 SH   SOLE   132,160 0 0
ISHARES IBOXX HI YD ETF 464288513 1,182 13,042 SH   SOLE   13,042 0 0
ISHARES GOV/CRED BD ETF 464288596 3,370 29,115 SH   SOLE   29,115 0 0
ISHARES INTRM GOV/CR ETF 464288612 5,953 53,246 SH   SOLE   53,246 0 0
ISHARES CORE US CR BD 464288620 3,410 30,076 SH   SOLE   30,076 0 0
ISHARES INTERM CR BD ETF 464288638 4,863 43,939 SH   SOLE   43,939 0 0
ISHARES 1-3 YR CR BD ETF 464288646 5,063 47,975 SH   SOLE   47,975 0 0
ISHARES SHRT TRS BD ETF 464288679 210 1,900 SH   SOLE   1,900 0 0
ISHARES CONSER ALLOC ETF 464289883 275 8,325 SH   SOLE   8,325 0 0
ISHARES TR S&P 100 ETF 464287101 1,180 13,069 SH   SOLE   13,069 0 0
ISHARES TR SELECT DIVID ETF 464287168 416 5,336 SH   SOLE   5,336 0 0
ISHARES TR TIPS BD ETF 464287176 1,109 9,766 SH   SOLE   9,766 0 0
ISHARES TR CORE S&P500 ETF 464287200 18,887 90,875 SH   SOLE   90,875 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,911 26,120 SH   SOLE   26,120 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 5,853 145,849 SH   SOLE   145,849 0 0
ISHARES TR IBOXX INV CP ETF 464287242 3,493 28,696 SH   SOLE   28,696 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,146 10,054 SH   SOLE   10,054 0 0
ISHARES TR S&P 500 VAL ETF 464287408 706 7,626 SH   SOLE   7,626 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 555 6,533 SH   SOLE   6,533 0 0
ISHARES TR MSCI EAFE ETF 464287465 9,215 143,603 SH   SOLE   143,603 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,535 10,098 SH   SOLE   10,098 0 0
ISHARES TR U.S. CNSM SV ETF 464287580 559 3,875 SH   SOLE   3,875 0 0
ISHARES TR S&P MC 400GR ETF 464287606 356 2,076 SH   SOLE   2,076 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 226 2,285 SH   SOLE   2,285 0 0
ISHARES TR RUS 1000 ETF 464287622 7,542 65,105 SH   SOLE   65,105 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 10,300 82,817 SH   SOLE   82,817 0 0
ISHARES TR CORE S&P SCP ETF 464287804 405 3,435 SH   SOLE   3,435 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 2,500 33,335 SH   SOLE   33,335 0 0
JOHNSON & JOHNSON COM 478160104 8,985 89,312 SH   SOLE   89,312 0 0
JOHNSON CTLS INC COM 478366107 2,671 52,950 SH   SOLE   52,950 0 0
JPMORGAN CHASE & CO COM 46625H100 5,389 88,958 SH   SOLE   88,958 0 0
KIMBERLY CLARK CORP COM 494368103 1,341 12,519 SH   SOLE   12,519 0 0
KINDER MORGAN INC DEL COM 49456B101 1,191 28,312 SH   SOLE   28,312 0 0
KRAFT FOODS GROUP INC COM 50076Q106 682 7,829 SH   SOLE   7,829 0 0
LILLY ELI & CO COM 532457108 1,380 19,000 SH   SOLE   19,000 0 0
LINCOLN NATL CORP IND COM 534187109 257 4,466 SH   SOLE   4,466 0 0
LOWES COS INC COM 548661107 36,740 493,879 SH   SOLE   493,879 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 459 5,979 SH   SOLE   5,979 0 0
MARKET VECTORS ETF TR AGRIBUS ETF 57060U605 206 3,838 SH   SOLE   3,838 0 0
MARKWEST ENERGY PARTNERS L P UNIT LTD PARTN 570759100 225 3,400 SH   SOLE   3,400 0 0
MASCO CORP COM 574599106 294 11,000 SH   SOLE   11,000 0 0
MCDONALDS CORP COM 580135101 2,232 22,907 SH   SOLE   22,907 0 0
MCKESSON CORP COM 58155Q103 786 3,474 SH   SOLE   3,474 0 0
MEDTRONIC PLC SHS G5960L103 1,067 13,677 SH   SOLE   13,677 0 0
MERCK & CO INC NEW COM 58933Y105 3,489 60,691 SH   SOLE   60,691 0 0
METLIFE INC COM 59156r108 587 11,621 SH   SOLE   11,621 0 0
MICROSOFT CORP COM 594918104 2,273 55,903 SH   SOLE   55,903 0 0
MONSTER BEVERAGE CORP COM 611740101 277 2,000 SH   SOLE   2,000 0 0
MORGAN STANLEY COM NEW 617446448 1,675 46,940 SH   SOLE   46,940 0 0
NEXTERA ENERGY INC COM 65339F101 3,163 30,403 SH   SOLE   30,403 0 0
NIKE INC CL B 654106103 818 8,153 SH   SOLE   8,153 0 0
NORFOLK SOUTHERN CORP COM 655844108 659 6,403 SH   SOLE   6,403 0 0
NUCOR CORP COM 670346105 462 9,725 SH   SOLE   9,725 0 0
OCEANEERING INTL INC COM 675232102 431 8,000 SH   SOLE   8,000 0 0
ORACLE CORP COM 68389x105 3,679 85,254 SH   SOLE   85,254 0 0
PEPSICO INC COM 713448108 5,241 54,807 SH   SOLE   54,807 0 0
PFIZER INC COM 717081103 5,559 159,787 SH   SOLE   159,787 0 0
PHILIP MORRIS INTL INC COM 718172109 3,181 42,224 SH   SOLE   42,224 0 0
PIEDMONT NAT GAS INC COM 720186105 202 5,483 SH   SOLE   5,483 0 0
PIMCO ETF TR TTL RTN ACTV ETF 72201r775 1,569 14,249 SH   SOLE   14,249 0 0
PNC FINL SVCS GROUP INC COM 693475105 312 3,343 SH   SOLE   3,343 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 850 35,293 SH   SOLE   35,293 0 0
PRAXAIR INC COM 74005P104 876 7,252 SH   SOLE   7,252 0 0
PRECISION CASTPARTS CORP COM 740189105 1,655 7,880 SH   SOLE   7,880 0 0
PROCTER & GAMBLE CO COM 742718109 9,545 116,493 SH   SOLE   116,493 0 0
PROSHARES TR HGH YLD INT RATE 74348A541 458 6,250 SH   SOLE   6,250 0 0
QUALCOMM INC COM 747525103 4,225 60,933 SH   SOLE   60,933 0 0
REALTY INCOME CORP COM 756109104 254 4,930 SH   SOLE   4,930 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 488 8,081 SH   SOLE   8,081 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,087 18,226 SH   SOLE   18,226 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 205 2,535 SH   SOLE   2,535 0 0
SCHLUMBERGER LTD COM 806857108 5,231 62,687 SH   SOLE   62,687 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 445 8,257 SH   SOLE   8,257 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 383 8,850 SH   SOLE   8,850 0 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 234 4,500 SH   SOLE   4,500 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,069 42,415 SH   SOLE   42,415 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,925 26,551 SH   SOLE   26,551 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,641 33,661 SH   SOLE   33,661 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 797 10,573 SH   SOLE   10,573 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369y506 1,042 13,435 SH   SOLE   13,435 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369y605 5,698 236,313 SH   SOLE   236,313 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,273 22,825 SH   SOLE   22,825 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,408 82,238 SH   SOLE   82,238 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,109 47,472 SH   SOLE   47,472 0 0
SONOCO PRODS CO COM 835495102 266 5,862 SH   SOLE   5,862 0 0
SOUTHERN CO COM 842587107 422 9,537 SH   SOLE   9,537 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 1,332 7,500 SH   SOLE   7,500 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 294 7,500 SH   SOLE   7,500 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 2,353 30,083 SH   SOLE   30,083 0 0
SSGA ACTIVE ETF TR GLOBL ALLO ETF 78467V400 391 11,002 SH   SOLE   11,002 0 0
STATE STR CORP COM 857477103 564 7,675 SH   SOLE   7,675 0 0
STRYKER CORP COM 863667101 1,586 17,189 SH   SOLE   17,189 0 0
SUNTRUST BKS INC COM 867914103 402 9,787 SH   SOLE   9,787 0 0
SYSCO CORP COM 871829107 297 7,875 SH   SOLE   7,875 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 3,348 142,605 SH   SOLE   142,605 0 0
TARGET CORP COM 87612e106 483 5,881 SH   SOLE   5,881 0 0
TE CONNECTIVITY LTD REG SHS H84989104 806 11,250 SH   SOLE   11,250 0 0
TEXAS INSTRS INC COM 882508104 2,253 39,400 SH   SOLE   39,400 0 0
TEXTRON INC COM 883203101 2,224 50,175 SH   SOLE   50,175 0 0
TJX COS INC NEW COM 872540109 4,152 59,273 SH   SOLE   59,273 0 0
TRAVELERS COMPANIES INC COM 89417E109 2,914 26,953 SH   SOLE   26,953 0 0
UNION PAC CORP COM 907818108 510 4,712 SH   SOLE   4,712 0 0
UNITED PARCEL SERVICE INC CL B 911312106 278 2,873 SH   SOLE   2,873 0 0
UNITED TECHNOLOGIES CORP COM 913017109 12,244 104,471 SH   SOLE   104,471 0 0
UNITEDHEALTH GROUP INC COM 91324p102 1,119 9,456 SH   SOLE   9,456 0 0
US BANCORP DEL COM NEW 902973304 4,426 101,352 SH   SOLE   101,352 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 239 2,775 SH   SOLE   2,775 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,554 19,300 SH   SOLE   19,300 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 795 6,490 SH   SOLE   6,490 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,391 31,621 SH   SOLE   31,621 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 862 17,685 SH   SOLE   17,685 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 296 7,243 SH   SOLE   7,243 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 1,272 15,810 SH   SOLE   15,810 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 290 5,765 SH   SOLE   5,765 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 366 3,780 SH   SOLE   3,780 0 0
VARIAN MED SYS INC COM 92220P105 556 5,910 SH   SOLE   5,910 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,257 46,411 SH   SOLE   46,411 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,988 23,478 SH   SOLE   23,478 0 0
WAL-MART STORES INC COM 931142103 3,726 45,303 SH   SOLE   45,303 0 0
WELLS FARGO & CO NEW COM 949746101 1,706 31,368 SH   SOLE   31,368 0 0
WESBANCO INC COM 950810101 489 15,000 SH   SOLE   15,000 0 0
WESTPAC BKG CORP SPONSORED ADR 961214301 287 9,600 SH   SOLE   9,600 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 1,205 28,355 SH   SOLE   28,355 0 0
YUM BRANDS INC COM 988498101 1,136 14,434 SH   SOLE   14,434 0 0