The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,857 32,301 SH   SOLE 32,301 0 0
ABBOTT LABS COM 002824100 2,774 83,578 SH   SOLE 83,578 0 0
ABBVIE INC COM 00287y109 1,383 30,920 SH   SOLE 30,920 0 0
AETNA INC NEW COM 00817Y108 3,196 49,923 SH   SOLE 49,923 0 0
AFLAC INC COM 001055102 6,026 97,202 SH   SOLE 97,202 0 0
ALTRIA GROUP INC COM 02209s103 1,102 32,068 SH   SOLE 32,068 0 0
AMERICAN ELEC PWR INC COM 025537101 1,336 30,830 SH   SOLE 30,830 0 0
AMERICAN EXPRESS CO COM 025816109 7,724 102,279 SH   SOLE 102,279 0 0
AMGEN INC COM 031162100 962 8,593 SH   SOLE 8,593 0 0
APPLE INC COM 037833100 4,942 10,366 SH   SOLE 10,366 0 0
AT&T INC COM 00206r102 6,655 196,784 SH   SOLE 196,784 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 4,186 57,831 SH   SOLE 57,831 0 0
BANK OF AMERICA CORPORATION COM 060505104 406 29,428 SH   SOLE 29,428 0 0
BB&T CORP COM 054937107 1,068 31,644 SH   SOLE 31,644 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,579 21 SH   SOLE 21 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,947 17,154 SH   SOLE 17,154 0 0
BOEING CO COM 097023105 622 5,290 SH   SOLE 5,290 0 0
BP PLC SPONSORED ADR 055622104 560 13,319 SH   SOLE 13,319 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 619 13,371 SH   SOLE 13,371 0 0
BROADCOM CORP CL A 111320107 1,305 50,160 SH   SOLE 50,160 0 0
CAMPBELL SOUP CO COM 134429109 3,193 78,425 SH   SOLE 78,425 0 0
CATERPILLAR INC DEL COM 149123101 707 8,483 SH   SOLE 8,483 0 0
CHEVRON CORP NEW COM 166764100 10,276 84,573 SH   SOLE 84,573 0 0
CIGNA CORPORATION COM 125509109 426 5,549 SH   SOLE 5,549 0 0
CINTAS CORP COM 172908105 204 3,980 SH   SOLE 3,980 0 0
CISCO SYS INC COM 17275r102 1,171 49,980 SH   SOLE 49,980 0 0
CITIGROUP INC COM NEW 172967424 384 7,913 SH   SOLE 7,913 0 0
CLOROX CO DEL COM 189054109 768 9,400 SH   SOLE 9,400 0 0
COCA COLA CO COM 191216100 5,177 136,672 SH   SOLE 136,672 0 0
COLGATE PALMOLIVE CO COM 194162103 1,208 20,375 SH   SOLE 20,375 0 0
CONOCOPHILLIPS COM 20825c104 2,121 30,509 SH   SOLE 30,509 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,474 12,802 SH   SOLE 12,802 0 0
CVS CAREMARK CORPORATION COM 126650100 5,708 100,583 SH   SOLE 100,583 0 0
DANAHER CORP DEL COM 235851102 3,839 55,383 SH   SOLE 55,383 0 0
DARDEN RESTAURANTS INC COM 237194105 559 12,066 SH   SOLE 12,066 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 554 4,363 SH   SOLE 4,363 0 0
DIREXION SHS ETF TR DLY S&P 500 BEAR 25459Y371 613 13,400 SH   SOLE 13,400 0 0
DISNEY WALT CO COM DISNEY 254687106 6,144 95,269 SH   SOLE 95,269 0 0
DOW CHEM CO COM 260543103 601 15,640 SH   SOLE 15,640 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 2,646 45,191 SH   SOLE 45,191 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,260 33,837 SH   SOLE 33,837 0 0
E M C CORP MASS COM 268648102 1,879 73,515 SH   SOLE 73,515 0 0
EATON CORP PLC SHS G29183103 230 3,335 SH   SOLE 3,335 0 0
EMERSON ELEC CO COM 291011104 2,541 39,273 SH   SOLE 39,273 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273r109 330 6,335 SH   SOLE 6,335 0 0
EQUIFAX INC COM 294429105 277 4,625 SH   SOLE 4,625 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 2,830 45,793 SH   SOLE 45,793 0 0
EXXON MOBIL CORP COM 30231g102 16,261 188,990 SH   SOLE 188,990 0 0
FAMILY DLR STORES INC COM 307000109 214 2,975 SH   SOLE 2,975 0 0
FIFTH THIRD BANCORP COM 316773100 355 19,692 SH   SOLE 19,692 0 0
FISERV INC COM 337738108 647 6,400 SH   SOLE 6,400 0 0
FLOWSERVE CORP COM 34354p105 572 9,174 SH   SOLE 9,174 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 222 13,181 SH   SOLE 13,181 0 0
FRANKLIN RES INC COM 354613101 18,200 360,042 SH   SOLE 360,042 0 0
FRONTIER COMMUNICATIONS CORP COM 35906A108 54 12,817 SH   SOLE 12,817 0 0
GENERAL DYNAMICS CORP COM 369550108 1,864 21,297 SH   SOLE 21,297 0 0
GENERAL ELECTRIC CO COM 369604103 10,484 438,858 SH   SOLE 438,858 0 0
GENERAL MLS INC COM 370334104 889 18,544 SH   SOLE 18,544 0 0
GILEAD SCIENCES INC COM 375558103 4,198 66,776 SH   SOLE 66,776 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 796 15,870 SH   SOLE 15,870 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 5,032 224,131 SH   SOLE 224,131 0 0
GOOGLE INC CL A 38259P508 507 579 SH   SOLE 579 0 0
HEWLETT PACKARD CO COM 428236103 691 32,915 SH   SOLE 32,915 0 0
HOME DEPOT INC COM 437076102 3,612 47,627 SH   SOLE 47,627 0 0
ILLINOIS TOOL WKS INC COM 452308109 589 7,725 SH   SOLE 7,725 0 0
INGERSOLL-RAND PLC SHS g47791101 1,020 15,710 SH   SOLE 15,710 0 0
INTEL CORP COM 458140100 2,449 106,837 SH   SOLE 106,837 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 8,729 47,139 SH   SOLE 47,139 0 0
ISHARES MSCI CDA ETF 464286509 2,664 94,115 SH   SOLE 94,115 0 0
ISHARES S&P 100 ETF 464287101 1,248 16,676 SH   SOLE 16,676 0 0
ISHARES SELECT DIVID ETF 464287168 754 11,369 SH   SOLE 11,369 0 0
ISHARES TIPS BD ETF 464287176 2,835 25,183 SH   SOLE 25,183 0 0
ISHARES TRANS AVG ETF 464287192 723 6,150 SH   SOLE 6,150 0 0
ISHARES CORE S&P500 ETF 464287200 12,812 75,856 SH   SOLE 75,856 0 0
ISHARES CORE TOTUSBD ETF 464287226 3,056 28,506 SH   SOLE 28,506 0 0
ISHARES MSCI EMG MKT ETF 464287234 6,447 158,178 SH   SOLE 158,178 0 0
ISHARES IBOXX INV CP ETF 464287242 1,803 15,886 SH   SOLE 15,886 0 0
ISHARES S&P 500 GRWT ETF 464287309 867 9,699 SH   SOLE 9,699 0 0
ISHARES S&P 500 VAL ETF 464287408 571 7,295 SH   SOLE 7,295 0 0
ISHARES 1-3 YR TR BD ETF 464287457 1,185 14,028 SH   SOLE 14,028 0 0
ISHARES MSCI EAFE ETF 464287465 8,110 127,118 SH   SOLE 127,118 0 0
ISHARES CORE S&P MCP ETF 464287507 1,575 12,686 SH   SOLE 12,686 0 0
ISHARES U.S. CNSM SV ETF 464287580 456 4,150 SH   SOLE 4,150 0 0
ISHARES S&P MC 400GR ETF 464287606 477 3,426 SH   SOLE 3,426 0 0
ISHARES RUS 1000 ETF 464287622 6,701 71,157 SH   SOLE 71,157 0 0
ISHARES RUS 2000 VAL ETF 464287630 1,468 16,015 SH   SOLE 16,015 0 0
ISHARES RUSSELL 2000 ETF 464287655 8,511 79,829 SH   SOLE 79,829 0 0
ISHARES CORE S&P SCP ETF 464287804 343 3,435 SH   SOLE 3,435 0 0
ISHARES SHT NTLAMTFR ETF 464288158 5,733 53,988 SH   SOLE 53,988 0 0
ISHARES JP MOR EM MK ETF 464288281 718 6,586 SH   SOLE 6,586 0 0
ISHARES NAT AMT FREE BD 464288414 5,631 53,887 SH   SOLE 53,887 0 0
ISHARES INTL SEL DIV ETF 464288448 6,082 167,743 SH   SOLE 167,743 0 0
ISHARES IBOXX HI YD ETF 464288513 628 6,855 SH   SOLE 6,855 0 0
ISHARES GOV/CRED BD ETF 464288596 4,453 40,540 SH   SOLE 40,540 0 0
ISHARES INTRM GOV/CR ETF 464288612 6,527 59,280 SH   SOLE 59,280 0 0
ISHARES CREDIT BD ETF 464288620 4,251 39,676 SH   SOLE 39,676 0 0
ISHARES INTERM CR BD ETF 464288638 2,505 23,207 SH   SOLE 23,207 0 0
ISHARES 1-3 YR CR BD ETF 464288646 3,411 32,402 SH   SOLE 32,402 0 0
ISHARES CONSER ALLOC ETF 464289883 618 19,700 SH   SOLE 19,700 0 0
ISHARES HIGH DIVIDND ETF 46429B663 4,983 75,181 SH   SOLE 75,181 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 285 4,900 SH   SOLE 4,900 0 0
JOHNSON & JOHNSON COM 478160104 9,073 104,656 SH   SOLE 104,656 0 0
JOHNSON CTLS INC COM 478366107 221 5,315 SH   SOLE 5,315 0 0
JPMORGAN CHASE & CO COM 46625H100 4,687 90,682 SH   SOLE 90,682 0 0
KIMBERLY CLARK CORP COM 494368103 1,176 12,483 SH   SOLE 12,483 0 0
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 1,506 18,865 SH   SOLE 18,865 0 0
KRAFT FOODS GROUP INC COM 50076Q106 364 6,941 SH   SOLE 6,941 0 0
LILLY ELI & CO COM 532457108 676 13,440 SH   SOLE 13,440 0 0
LOWES COS INC COM 548661107 24,405 512,602 SH   SOLE 512,602 0 0
MARKET VECTORS ETF TR GOLD MINER ETF 57060U100 231 9,250 SH   SOLE 9,250 0 0
MARKET VECTORS ETF TR AGRIBUS ETF 57060U605 343 6,688 SH   SOLE 6,688 0 0
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 241 8,263 SH   SOLE 8,263 0 0
MARKWEST ENERGY PARTNERS L P UNIT LTD PARTN 570759100 246 3,400 SH   SOLE 3,400 0 0
MASCO CORP COM 574599106 234 11,000 SH   SOLE 11,000 0 0
MCDONALDS CORP COM 580135101 2,318 24,095 SH   SOLE 24,095 0 0
MEDTRONIC INC COM 585055106 727 13,655 SH   SOLE 13,655 0 0
MERCK & CO INC NEW COM 58933Y105 3,102 65,163 SH   SOLE 65,163 0 0
MICROSOFT CORP COM 594918104 2,191 65,833 SH   SOLE 65,833 0 0
NEXTERA ENERGY INC COM 65339F101 2,487 31,028 SH   SOLE 31,028 0 0
NIKE INC CL B 654106103 656 9,033 SH   SOLE 9,033 0 0
NORFOLK SOUTHERN CORP COM 655844108 402 5,198 SH   SOLE 5,198 0 0
NUCOR CORP COM 670346105 571 11,650 SH   SOLE 11,650 0 0
NUSTAR ENERGY LP UNIT COM 67058H102 1,071 26,700 SH   SOLE 26,700 0 0
OCEANEERING INTL INC COM 675232102 715 8,800 SH   SOLE 8,800 0 0
ORACLE CORP COM 68389x105 4,669 140,751 SH   SOLE 140,751 0 0
PENTAIR LTD SHS H6169Q108 270 4,152 SH   SOLE 4,152 0 0
PEPSICO INC COM 713448108 4,998 62,863 SH   SOLE 62,863 0 0
PFIZER INC COM 717081103 5,738 199,767 SH   SOLE 199,767 0 0
PHILIP MORRIS INTL INC COM 718172109 3,829 44,216 SH   SOLE 44,216 0 0
PIEDMONT NAT GAS INC COM 720186105 203 6,183 SH   SOLE 6,183 0 0
PIMCO ETF TR TOTL RETN ETF 72201r775 3,753 35,449 SH   SOLE 35,449 0 0
PNC FINL SVCS GROUP INC COM 693475105 232 3,200 SH   SOLE 3,200 0 0
POWERSHARES ETF TRUST FINL PFD PTFL 73935X229 256 14,950 SH   SOLE 14,950 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 3,849 155,966 SH   SOLE 155,966 0 0
PRAXAIR INC COM 74005P104 825 6,865 SH   SOLE 6,865 0 0
PROCTER & GAMBLE CO COM 742718109 9,584 126,784 SH   SOLE 126,784 0 0
QUALCOMM INC COM 747525103 4,488 66,660 SH   SOLE 66,660 0 0
ROCKWELL AUTOMATION INC COM 773903109 2,539 23,745 SH   SOLE 23,745 0 0
ROCKWELL COLLINS INC COM 774341101 1,179 17,369 SH   SOLE 17,369 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 519 8,081 SH   SOLE 8,081 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,106 16,845 SH   SOLE 16,845 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 241 3,700 SH   SOLE 3,700 0 0
SCHLUMBERGER LTD COM 806857108 5,655 63,999 SH   SOLE 63,999 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 3,434 81,751 SH   SOLE 81,751 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 345 6,826 SH   SOLE 6,826 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 707 17,761 SH   SOLE 17,761 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 318 5,244 SH   SOLE 5,244 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369y506 452 5,450 SH   SOLE 5,450 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369y605 6,346 318,831 SH   SOLE 318,831 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 201 4,325 SH   SOLE 4,325 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,597 49,855 SH   SOLE 49,855 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,435 38,410 SH   SOLE 38,410 0 0
SONOCO PRODS CO COM 835495102 250 6,428 SH   SOLE 6,428 0 0
SOUTHERN CO COM 842587107 406 9,855 SH   SOLE 9,855 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 1,920 27,844 SH   SOLE 27,844 0 0
STATE STR CORP COM 857477103 556 8,450 SH   SOLE 8,450 0 0
STRYKER CORP COM 863667101 1,023 15,134 SH   SOLE 15,134 0 0
SUNTRUST BKS INC COM 867914103 401 12,355 SH   SOLE 12,355 0 0
SYSCO CORP COM 871829107 289 9,085 SH   SOLE 9,085 0 0
TARGET CORP COM 87612E106 429 6,701 SH   SOLE 6,701 0 0
TE CONNECTIVITY LTD REG SHS H84989104 583 11,250 SH   SOLE 11,250 0 0
TEXAS INSTRS INC COM 882508104 2,796 69,390 SH   SOLE 69,390 0 0
TJX COS INC NEW COM 872540109 3,671 65,106 SH   SOLE 65,106 0 0
TRAVELERS COMPANIES INC COM 89417E109 386 4,553 SH   SOLE 4,553 0 0
UNION PAC CORP COM 907818108 283 1,820 SH   SOLE 1,820 0 0
UNITED TECHNOLOGIES CORP COM 913017109 13,141 121,879 SH   SOLE 121,879 0 0
UNITEDHEALTH GROUP INC COM 91324p102 798 11,141 SH   SOLE 11,141 0 0
US BANCORP DEL COM NEW 902973304 5,154 140,903 SH   SOLE 140,903 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 828 10,300 SH   SOLE 10,300 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,869 18,240 SH   SOLE 18,240 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,288 26,098 SH   SOLE 26,098 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 564 11,605 SH   SOLE 11,605 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 522 13,006 SH   SOLE 13,006 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 3,227 46,365 SH   SOLE 46,365 0 0
VARIAN MED SYS INC COM 92220P105 541 7,245 SH   SOLE 7,245 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,346 50,268 SH   SOLE 50,268 0 0
WALGREEN CO COM 931422109 1,685 31,319 SH   SOLE 31,319 0 0
WAL-MART STORES INC COM 931142103 4,622 62,500 SH   SOLE 62,500 0 0
WELLS FARGO & CO NEW COM 949746101 783 18,951 SH   SOLE 18,951 0 0
WESBANCO INC COM 950810101 446 15,000 SH   SOLE 15,000 0 0
WESTPAC BKG CORP SPONSORED ADR 961214301 294 9,600 SH   SOLE 9,600 0 0
WHOLE FOODS MKT INC COM 966837106 287 4,900 SH   SOLE 4,900 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 2,621 50,699 SH   SOLE 50,699 0 0
WISDOMTREE TR EM LCL DEBT FD 97717X867 454 9,637 SH   SOLE 9,637 0 0
YUM BRANDS INC COM 988498101 1,030 14,434 SH   SOLE 14,434 0 0