The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,522 32,209 SH   SOLE 32,209 0 0
ABBOTT LABS COM 002824100 3,003 86,098 SH   SOLE 86,098 0 0
ABBVIE INC COM 00287y109 1,650 39,916 SH   SOLE 39,916 0 0
AETNA INC NEW COM 00817Y108 306 4,822 SH   SOLE 4,822 0 0
AFLAC INC COM 001055102 5,575 95,927 SH   SOLE 95,927 0 0
ALTRIA GROUP INC COM 02209s103 1,155 33,023 SH   SOLE 33,023 0 0
AMERICAN ELEC PWR INC COM 025537101 1,553 34,687 SH   SOLE 34,687 0 0
AMERICAN EXPRESS CO COM 025816109 6,014 80,450 SH   SOLE 80,450 0 0
AMGEN INC COM 031162100 839 8,507 SH   SOLE 8,507 0 0
APPLE INC COM 037833100 4,076 10,279 SH   SOLE 10,279 0 0
AT&T INC COM 00206r102 7,051 199,178 SH   SOLE 199,178 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 3,982 57,831 SH   SOLE 57,831 0 0
BANK OF AMERICA CORPORATION COM 060505104 405 31,529 SH   SOLE 31,529 0 0
BB&T CORP COM 054937107 1,138 33,584 SH   SOLE 33,584 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,541 21 SH   SOLE 21 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,870 16,709 SH   SOLE 16,709 0 0
BOEING CO COM 097023105 557 5,437 SH   SOLE 5,437 0 0
BP PLC SPONSORED ADR 055622104 554 13,268 SH   SOLE 13,268 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 598 13,371 SH   SOLE 13,371 0 0
BROADCOM CORP CL A 111320107 2,049 60,645 SH   SOLE 60,645 0 0
CAMPBELL SOUP CO COM 134429109 3,737 83,425 SH   SOLE 83,425 0 0
CATERPILLAR INC DEL COM 149123101 700 8,483 SH   SOLE 8,483 0 0
CHEVRON CORP NEW COM 166764100 9,940 83,999 SH   SOLE 83,999 0 0
CIGNA CORPORATION COM 125509109 397 5,477 SH   SOLE 5,477 0 0
CISCO SYS INC COM 17275r102 1,187 48,760 SH   SOLE 48,760 0 0
CITIGROUP INC COM NEW 172967424 368 7,664 SH   SOLE 7,664 0 0
CLOROX CO DEL COM 189054109 782 9,400 SH   SOLE 9,400 0 0
COCA COLA CO COM 191216100 5,491 136,887 SH   SOLE 136,887 0 0
COLGATE PALMOLIVE CO COM 194162103 1,182 20,625 SH   SOLE 20,625 0 0
CONOCOPHILLIPS COM 20825c104 1,846 30,509 SH   SOLE 30,509 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,360 12,302 SH   SOLE 12,302 0 0
CVS CAREMARK CORPORATION COM 126650100 5,715 99,943 SH   SOLE 99,943 0 0
DANAHER CORP DEL COM 235851102 3,457 54,618 SH   SOLE 54,618 0 0
DARDEN RESTAURANTS INC COM 237194105 605 11,991 SH   SOLE 11,991 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 365 19,500 SH   SOLE 19,500 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 498 4,328 SH   SOLE 4,328 0 0
DIREXION SHS ETF TR DLY GLMNRBU3XNEW 25459Y496 164 28,000 SH   SOLE 28,000 0 0
DIREXION SHS ETF TR DRX S&P500BEAR 25459W151 503 46,000 SH   SOLE 46,000 0 0
DISNEY WALT CO COM DISNEY 254687106 5,055 80,044 SH   SOLE 80,044 0 0
DOW CHEM CO COM 260543103 503 15,631 SH   SOLE 15,631 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 2,378 45,286 SH   SOLE 45,286 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 2,281 33,793 SH   SOLE 33,793 0 0
E M C CORP MASS COM 268648102 299 12,675 SH   SOLE 12,675 0 0
EATON CORP PLC SHS G29183103 231 3,505 SH   SOLE 3,505 0 0
EMERSON ELEC CO COM 291011104 2,142 39,273 SH   SOLE 39,273 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273r109 320 6,335 SH   SOLE 6,335 0 0
EQUIFAX INC COM 294429105 273 4,625 SH   SOLE 4,625 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 3,151 51,041 SH   SOLE 51,041 0 0
EXXON MOBIL CORP COM 30231g102 17,088 189,129 SH   SOLE 189,129 0 0
FIFTH THIRD BANCORP COM 316773100 352 19,477 SH   SOLE 19,477 0 0
FISERV INC COM 337738108 581 6,650 SH   SOLE 6,650 0 0
FLOWSERVE CORP COM 34354p105 468 8,674 SH   SOLE 8,674 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 197 12,711 SH   SOLE 12,711 0 0
FRANKLIN RES INC COM 354613101 16,324 120,014 SH   SOLE 120,014 0 0
FRONTIER COMMUNICATIONS CORP COM 35906A108 53 13,070 SH   SOLE 13,070 0 0
GENERAL DYNAMICS CORP COM 369550108 1,668 21,297 SH   SOLE 21,297 0 0
GENERAL ELECTRIC CO COM 369604103 10,197 439,719 SH   SOLE 439,719 0 0
GENERAL MLS INC COM 370334104 885 18,244 SH   SOLE 18,244 0 0
GILEAD SCIENCES INC COM 375558103 2,444 47,675 SH   SOLE 47,675 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 785 15,700 SH   SOLE 15,700 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 3,603 235,485 SH   SOLE 235,485 0 0
GOOGLE INC CL A 38259P508 475 540 SH   SOLE 540 0 0
HEWLETT PACKARD CO COM 428236103 816 32,915 SH   SOLE 32,915 0 0
HOME DEPOT INC COM 437076102 3,702 47,789 SH   SOLE 47,789 0 0
ILLINOIS TOOL WKS INC COM 452308109 534 7,725 SH   SOLE 7,725 0 0
INGERSOLL-RAND PLC SHS g47791101 881 15,860 SH   SOLE 15,860 0 0
INTEL CORP COM 458140100 2,621 108,163 SH   SOLE 108,163 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 9,145 47,850 SH   SOLE 47,850 0 0
ISHARES INC MSCI CDA INDEX 464286509 2,424 92,695 SH   SOLE 92,695 0 0
ISHARES TR BARCLYS 1-3 YR 464287457 1,182 14,028 SH   SOLE 14,028 0 0
ISHARES TR BARCLYS 1-3YR CR 464288646 2,749 26,171 SH   SOLE 26,171 0 0
ISHARES TR BARCLYS CR BD 464288620 5,045 46,951 SH   SOLE 46,951 0 0
ISHARES TR BARCLYS GOVT CR 464288596 4,536 41,135 SH   SOLE 41,135 0 0
ISHARES TR BARCLYS INTER CR 464288638 2,673 24,816 SH   SOLE 24,816 0 0
ISHARES TR BARCLYS INTER GV 464288612 6,969 63,450 SH   SOLE 63,450 0 0
ISHARES TR BARCLYS TIPS BD 464287176 8,709 77,751 SH   SOLE 77,751 0 0
ISHARES TR CONS SRVC IDX 464287580 426 4,150 SH   SOLE 4,150 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,416 12,256 SH   SOLE 12,256 0 0
ISHARES TR CORE S&P SCP ETF 464287804 310 3,435 SH   SOLE 3,435 0 0
ISHARES TR CORE S&P500 ETF 464287200 11,596 72,078 SH   SOLE 72,078 0 0
ISHARES TR CORE TOTUSBD ETF 464287226 3,225 30,081 SH   SOLE 30,081 0 0
ISHARES TR DJ INTL SEL DIVD 464288448 5,256 165,140 SH   SOLE 165,140 0 0
ISHARES TR DJ SEL DIV INX 464287168 771 12,043 SH   SOLE 12,043 0 0
ISHARES TR HGH DIV EQT FD 46429B663 4,963 74,806 SH   SOLE 74,806 0 0
ISHARES TR HIGH YLD CORP 464288513 575 6,330 SH   SOLE 6,330 0 0
ISHARES TR IBOXX INV CPBD 464287242 3,935 34,620 SH   SOLE 34,620 0 0
ISHARES TR JPMORGAN USD 464288281 710 6,486 SH   SOLE 6,486 0 0
ISHARES TR MSCI EAFE INDEX 464287465 5,703 99,521 SH   SOLE 99,521 0 0
ISHARES TR MSCI EMERG MKT 464287234 5,682 147,593 SH   SOLE 147,593 0 0
ISHARES TR RUSL 2000 VALU 464287630 795 9,250 SH   SOLE 9,250 0 0
ISHARES TR RUSSELL 1000 464287622 6,381 70,957 SH   SOLE 70,957 0 0
ISHARES TR RUSSELL 2000 464287655 7,538 77,712 SH   SOLE 77,712 0 0
ISHARES TR S&P 100 IDX FD 464287101 1,085 15,075 SH   SOLE 15,075 0 0
ISHARES TR S&P 500 VALUE 464287408 553 7,295 SH   SOLE 7,295 0 0
ISHARES TR S&P CONSR ALL 464289883 606 19,700 SH   SOLE 19,700 0 0
ISHARES TR S&P MC 400 GRW 464287606 409 3,176 SH   SOLE 3,176 0 0
ISHARES TR S&P NTL AMTFREE 464288414 6,778 64,524 SH   SOLE 64,524 0 0
ISHARES TR S&P SH NTL AMTFR 464288158 5,450 51,763 SH   SOLE 51,763 0 0
ISHARES TR S&P500 GRW 464287309 866 10,304 SH   SOLE 10,304 0 0
ISHARES TR TRANSP AVE IDX 464287192 604 5,500 SH   SOLE 5,500 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 270 4,900 SH   SOLE 4,900 0 0
JOHNSON & JOHNSON COM 478160104 9,133 106,375 SH   SOLE 106,375 0 0
JPMORGAN CHASE & CO COM 46625H100 4,301 81,472 SH   SOLE 81,472 0 0
KIMBERLY CLARK CORP COM 494368103 1,200 12,353 SH   SOLE 12,353 0 0
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 1,440 16,857 SH   SOLE 16,857 0 0
KRAFT FOODS GROUP INC COM 50076Q106 389 6,963 SH   SOLE 6,963 0 0
LILLY ELI & CO COM 532457108 709 14,440 SH   SOLE 14,440 0 0
LOWES COS INC COM 548661107 21,004 513,552 SH   SOLE 513,552 0 0
MARKET VECTORS ETF TR AGRIBUS ETF 57060U605 342 6,688 SH   SOLE 6,688 0 0
MARKET VECTORS ETF TR GOLD MINER ETF 57060U100 219 8,950 SH   SOLE 8,950 0 0
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 253 8,263 SH   SOLE 8,263 0 0
MARKWEST ENERGY PARTNERS L P UNIT LTD PARTN 570759100 227 3,400 SH   SOLE 3,400 0 0
MASCO CORP COM 574599106 214 11,000 SH   SOLE 11,000 0 0
MCDONALDS CORP COM 580135101 2,363 23,867 SH   SOLE 23,867 0 0
MEDTRONIC INC COM 585055106 697 13,551 SH   SOLE 13,551 0 0
MERCK & CO INC NEW COM 58933Y105 3,025 65,130 SH   SOLE 65,130 0 0
MICROSOFT CORP COM 594918104 5,679 164,381 SH   SOLE 164,381 0 0
NEXTERA ENERGY INC COM 65339F101 2,528 31,028 SH   SOLE 31,028 0 0
NIKE INC CL B 654106103 569 8,932 SH   SOLE 8,932 0 0
NORFOLK SOUTHERN CORP COM 655844108 407 5,598 SH   SOLE 5,598 0 0
NUCOR CORP COM 670346105 531 12,250 SH   SOLE 12,250 0 0
NUSTAR ENERGY LP UNIT COM 67058H102 1,219 26,700 SH   SOLE 26,700 0 0
OCEANEERING INTL INC COM 675232102 202 2,800 SH   SOLE 2,800 0 0
ORACLE CORP COM 68389x105 4,257 138,627 SH   SOLE 138,627 0 0
PENTAIR LTD SHS H6169Q108 241 4,170 SH   SOLE 4,170 0 0
PEPSICO INC COM 713448108 4,999 61,117 SH   SOLE 61,117 0 0
PFIZER INC COM 717081103 5,540 197,773 SH   SOLE 197,773 0 0
PHILIP MORRIS INTL INC COM 718172109 3,725 43,004 SH   SOLE 43,004 0 0
PIEDMONT NAT GAS INC COM 720186105 209 6,183 SH   SOLE 6,183 0 0
PIMCO ETF TR TOTL RETN ETF 72201r775 3,813 36,149 SH   SOLE 36,149 0 0
PNC FINL SVCS GROUP INC COM 693475105 233 3,200 SH   SOLE 3,200 0 0
POWERSHARES ETF TRUST FINL PFD PTFL 73935X229 328 18,350 SH   SOLE 18,350 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 3,290 132,916 SH   SOLE 132,916 0 0
PRAXAIR INC COM 74005P104 791 6,865 SH   SOLE 6,865 0 0
PROCTER & GAMBLE CO COM 742718109 9,202 119,527 SH   SOLE 119,527 0 0
QUALCOMM INC COM 747525103 4,011 65,653 SH   SOLE 65,653 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,991 23,945 SH   SOLE 23,945 0 0
ROCKWELL COLLINS INC COM 774341101 1,101 17,369 SH   SOLE 17,369 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 471 8,081 SH   SOLE 8,081 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 837 13,114 SH   SOLE 13,114 0 0
SCHLUMBERGER LTD COM 806857108 4,589 64,042 SH   SOLE 64,042 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 206 3,644 SH   SOLE 3,644 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 643 16,211 SH   SOLE 16,211 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 206 4,336 SH   SOLE 4,336 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369y506 327 4,175 SH   SOLE 4,175 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369y605 5,425 278,991 SH   SOLE 278,991 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,393 37,007 SH   SOLE 37,007 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 3,051 79,566 SH   SOLE 79,566 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,303 42,600 SH   SOLE 42,600 0 0
SONOCO PRODS CO COM 835495102 222 6,428 SH   SOLE 6,428 0 0
SOUTHERN CO COM 842587107 435 9,850 SH   SOLE 9,850 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 2,340 35,294 SH   SOLE 35,294 0 0
STATE STR CORP COM 857477103 551 8,450 SH   SOLE 8,450 0 0
STRYKER CORP COM 863667101 979 15,134 SH   SOLE 15,134 0 0
SUNTRUST BKS INC COM 867914103 491 15,559 SH   SOLE 15,559 0 0
SYSCO CORP COM 871829107 310 9,085 SH   SOLE 9,085 0 0
TARGET CORP COM 87612e106 459 6,661 SH   SOLE 6,661 0 0
TE CONNECTIVITY LTD REG SHS H84989104 516 11,328 SH   SOLE 11,328 0 0
TEXAS INSTRS INC COM 882508104 2,418 69,390 SH   SOLE 69,390 0 0
TJX COS INC NEW COM 872540109 3,253 64,986 SH   SOLE 64,986 0 0
TRAVELERS COMPANIES INC COM 89417E109 364 4,553 SH   SOLE 4,553 0 0
UNION PAC CORP COM 907818108 273 1,770 SH   SOLE 1,770 0 0
UNITED TECHNOLOGIES CORP COM 913017109 12,157 130,810 SH   SOLE 130,810 0 0
UNITEDHEALTH GROUP INC COM 91324p102 715 10,921 SH   SOLE 10,921 0 0
US BANCORP DEL COM NEW 902973304 4,381 121,178 SH   SOLE 121,178 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 825 10,300 SH   SOLE 10,300 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,618 17,265 SH   SOLE 17,265 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,054 24,842 SH   SOLE 24,842 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 477 10,785 SH   SOLE 10,785 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 417 10,756 SH   SOLE 10,756 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 1,838 27,758 SH   SOLE 27,758 0 0
VARIAN MED SYS INC COM 92220P105 489 7,245 SH   SOLE 7,245 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,579 51,239 SH   SOLE 51,239 0 0
WALGREEN CO COM 931422109 1,384 31,317 SH   SOLE 31,317 0 0
WAL-MART STORES INC COM 931142103 4,613 61,927 SH   SOLE 61,927 0 0
WELLS FARGO & CO NEW COM 949746101 730 17,678 SH   SOLE 17,678 0 0
WESBANCO INC COM 950810101 396 15,000 SH   SOLE 15,000 0 0
WESTPAC BKG CORP SPONSORED ADR 961214301 253 1,920 SH   SOLE 1,920 0 0
WHOLE FOODS MKT INC COM 966837106 247 4,800 SH   SOLE 4,800 0 0
WISDOMTREE TR EM LCL DEBT FD 97717X867 489 10,186 SH   SOLE 10,186 0 0
WISDOMTREE TRUST EMERG MKTS ETF 97717W315 5,294 109,538 SH   SOLE 109,538 0 0
YUM BRANDS INC COM 988498101 942 13,580 SH   SOLE 13,580 0 0