-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 QpMs+o4FbAy5vuDc75UuocnRaK723cQUphKz732k6dHcOk3YkJt2vWNXrqA6mEUx
 Pfgnh7MKM4skjMQ5+c/8Gw==

<SEC-DOCUMENT>0001181431-03-023080.txt : 20030915
<SEC-HEADER>0001181431-03-023080.hdr.sgml : 20030915
<ACCEPTANCE-DATETIME>20030915101656
ACCESSION NUMBER:		0001181431-03-023080
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030913
FILED AS OF DATE:		20030915

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			CUNNINGHAM G COTTER
		CENTRAL INDEX KEY:			0001205739

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-25681
		FILM NUMBER:		03894928

	BUSINESS ADDRESS:	
		STREET 1:		BANKRATE INC
		STREET 2:		11811 US HIGHWAY AVE STE 101
		CITY:			NORTH PALM BEACH
		STATE:			FL
		ZIP:			33408

	MAIL ADDRESS:	
		STREET 1:		BANKRATE INC
		STREET 2:		11811 US HIGHWAY AVE STE 101
		CITY:			NORTH PALM BEACH
		STATE:			FL
		ZIP:			33408

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANKRATE INC
		CENTRAL INDEX KEY:			0001080866
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-BUSINESS SERVICES, NEC [7389]
		IRS NUMBER:				650423422
		STATE OF INCORPORATION:			FL
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		11811 US HIGHWAY ONE
		STREET 2:		STE 101
		CITY:			N PALM BEACH
		STATE:			FL
		ZIP:			33408
		BUSINESS PHONE:		5616277330

	MAIL ADDRESS:	
		STREET 1:		11811 US HIGHWAY ONE
		STREET 2:		STE 101
		CITY:			N PALM BEACH
		STATE:			FL
		ZIP:			33408

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ILIFE COM INC
		DATE OF NAME CHANGE:	20000329

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	INTELLIGENT LIFE CORP
		DATE OF NAME CHANGE:	19990301
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>rrd18469.xml
<DESCRIPTION>SEPTEMBER 2003 FORM 4
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument>
    <schemaVersion>X0201</schemaVersion>

    <documentType>4</documentType><periodOfReport>2003-09-13</periodOfReport><notSubjectToSection16>0</notSubjectToSection16>
    <issuer>
        <issuerCik>0001080866</issuerCik>
        <issuerName>BANKRATE INC</issuerName>
        <issuerTradingSymbol>RATE</issuerTradingSymbol></issuer><reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001205739</rptOwnerCik>
            <rptOwnerName>CUNNINGHAM G COTTER</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>11811 US HIGHWAY ONE</rptOwnerStreet1>
            <rptOwnerStreet2>SUITE 101</rptOwnerStreet2>
            <rptOwnerCity>NORTH PALM BEACH</rptOwnerCity>
            <rptOwnerState>FL</rptOwnerState>
            <rptOwnerZipCode>33408</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
            <reportingOwnerRelationship>
<isDirector>0</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>Senior Vice President-COO</officerTitle></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeTransaction><securityTitle><value>Common stock</value></securityTitle><transactionDate><value>2003-09-12</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>S</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>28000</value></transactionShares><transactionPricePerShare><value>12.498</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>45100</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></owner
shipNature></nonDerivativeTransaction></nonDerivativeTable><ownerSignature><signatureName>G. Cotter Cunningham</signatureName><signatureDate>2003-09-12</signatureDate></ownerSignature></ownershipDocument>



</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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