Bankrate, Inc.

Non-GAAP Measures Reconciliation

(Unaudited)

	Three Months Ended December 31, 2005
	(Unaudited)
	Consolidated						MMIS and			Pro Forma
	Bankrate			FastFind			Interest.com			Bankrate
Online publishing revenue	$	11,611,543		$	166,453		$	278,828		$	11,166,262
Print publishing and licensing revenue	$	2,278,586		$	-		$	992,541		$	1,286,045
Total revenue	$	13,890,129		$	166,453		$	1,271,369		$	12,452,307
Operating expenses	$	6,041,049		$	321,616		$	296,056		$	5,423,377
Income before income taxes	$	4,052,119		$	(248,969	)	$	108,390		$	4,192,698
Income tax benefit (expense)	$	(1,459,817	)	$	99,176		$	(42,075	)	$	(1,516,918	)
Net income	$	2,592,302		$	(149,793	)	$	66,315		$	2,675,780

Net income per diluted share	$	0.16
Weighted average diluted common shares outstanding		17,262,632
Online Publishing Revenue
Graphic ad		6,399,041
Hyperlink		4,293,221
Barter		474,000
Total online publishing revenue	$	11,166,262
Operating expenses		5,423,377
Less: Barter		(474,000	)
Operating expenses excluding barter	$	4,949,377

	Year Ended December 31, 2005
	(Unaudited)
	Consolidated					MMIS and		Pro Forma
	Bankrate		FastFind			Interest.com		Bankrate
Online publishing revenue	$	43,296,384	$	166,453		$	278,828	$	42,851,103
Print publishing and licensing revenue	$	5,752,647	$	-		$	992,541	$	4,760,106
Total revenue	$	49,049,031	$	166,453		$	1,271,369	$	47,611,209
Income before income taxes	$	15,474,054	$	(248,968	)	$	108,390	$	15,614,632
Net income	$	9,673,901	$	(149,793	)	$	66,315	$	9,757,379

Net income per diluted share	$	0.58
Weighted average diluted common shares outstanding		16,922,218
Online Publishing Revenue
Graphic ad		25,011,275
Hyperlink		15,586,140
Barter		2,253,688
Total online publishing revenue	$	42,851,103